The top-rated disability insurance agent in Ocoee, Florida is GreatFlorida Insurance: Yahaira Felix, rated 5.0 stars across 593 reviews. Other highly rated options include Terrence James - State Farm Insurance Agent, Patrick Gray - State Farm Insurance Agent, Gary Merideth - State Farm Insurance Agent. This directory lists 10 disability insurance agents serving Ocoee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GreatFlorida Insurance: Yahaira Felix | 2222 Ocoee Apopka Rd Ste 116 | (407) 624-5665 |
| 2 | Terrence James - State Farm Insurance Agent | 2910 Maguire Rd #1008 | (407) 378-3184 |
| 3 | Patrick Gray - State Farm Insurance Agent | 2743 Maguire Rd | (407) 877-0081 |
| 4 | Gary Merideth - State Farm Insurance Agent | 10710 W Colonial Dr | (407) 877-9361 |
| 5 | Jo Barsh - State Farm Insurance Agent | 317 West Rd | (407) 299-0301 |
| 6 | Estrella Insurance | 381 N Clarke Rd | (689) 407-2240 |
| 7 | Capital Insurance Services of Florida, Inc. | 1404 E Silver Star Rd | (407) 501-4707 |
| 8 | Infinity Coverage Insurance FL | 300 Maguire Park St | (689) 267-2907 |
| 9 | Brightway Insurance, The Rodriguez Agency | 101 W Silver Star Rd Ste 20 | (407) 554-5003 |
| 10 | AAA Insurance - The Barsky Insurance Agency | 2701 Rew Cir | (407) 347-3588 |
GreatFlorida Insurance: Yahaira Felix serves the disability insurance needs of clients in Orange County and the Ocoee, Florida area. This agency helps individuals obtain coverage that replaces a portion of their income if an injury or illness prevents them from working. Policies are designed to provide financial stability during a period of recovery. Specific services include evaluating short-term and long-term disability insurance plans to match a client’s occupation and budget. The agency also assists with claims guidance for disability benefits.
Terrence James – State Farm Insurance Agent in Ocoee, FL, provides a range of disability insurance services, including coverage options that help protect an individual’s income if they become unable to work due to illness or injury. The agency assists clients in understanding policy terms, evaluating benefit amounts, and reviewing waiting periods for claim eligibility. It also offers ongoing support for policy maintenance, helping clients adjust coverage as their personal or professional circumstances change. The company serves single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Patrick Gray - State Farm Insurance Agent serves homeowners, renters, and small business owners in Ocoee, Florida, assisting them with disability insurance policies that help protect income in the event of an injury or illness. The agency explains plan options and coverage details to support each client’s financial security. Service extends to residents and property managers in nearby Winter Garden and the greater Orlando metro area.
Based in Ocoee, Florida, Gary Merideth - State Farm Insurance Agent serves Ocoee and the surrounding communities. The office handles disability insurance policies designed to replace a portion of a client’s income if they become unable to work due to injury or illness. These plans help individuals manage essential household expenses during recovery. To handle a typical job, the agent begins by discussing a client’s specific occupation and current earnings, then reviews available policy options to align coverage with that individual’s needs.
Jo Barsh, a disability insurance agent in Ocoee, FL, distinguishes between a single disability policy for a specific event and an ongoing replacement-income plan that adjusts as circumstances change. Coverage is designed to protect a portion of earned income if an illness or injury prevents work, helping maintain financial stability during recovery. Service operates on a scheduled basis, providing regular policy reviews to update coverage as needs evolve.
Estrella Insurance provides guidance for individuals seeking income protection in the Ocoee area. As a disability insurance agent, the company helps clients understand policy options that can replace a portion of lost earnings due to illness or injury. Its services include assessing personal coverage needs and comparing available plans from different providers. The firm serves professionals in varied commercial environments, including offices, warehouses, and food service operations, tailoring advice to the specific risks those workplaces present.
Capital Insurance Services of Florida, Inc. specializes in providing disability insurance solutions, offering guidance on individual and group policies to protect income in the event of illness or injury. Located in Ocoee, FL, the agency works with clients to assess coverage needs and navigate plan options. It assists with claims support and policy adjustments. The company helps professionals anticipate gaps in coverage before major life changes, such as an approaching retirement or a planned career transition.
As homeowners in Ocoee begin preparing for hurricane season, they often consider how a sudden disability could affect their income and mortgage payments. Infinity Coverage Insurance FL helps local professionals select disability insurance policies that replace a portion of lost earnings during recovery. Whether covering medical leave or an extended inability to work, the agency explains policy terms regarding benefit periods and elimination periods. The initial step requires a brief phone consultation to discuss current occupation, existing coverage, and income needs for a personalized assessment.
Brightway Insurance, The Rodriguez Agency in Ocoee, FL, works with individuals and businesses to secure disability insurance coverage that provides income protection if an injury or illness prevents work. The agency specializes in structuring both short-term and long-term disability policies to fit varying needs and budgets. It assists professionals across multiple commercial sectors, including offices, warehouses, and food service operations, ensuring each workplace has appropriate income replacement solutions.
AAA Insurance - The Barsky Insurance Agency in Ocoee, FL provides residential disability insurance services for individual clients seeking income protection. The agency also offers commercial coverage to local businesses needing employee disability solutions throughout the greater Ocoee area. Agents assist with policy comparisons and enrollment, ensuring clients understand benefit options. Coordinating with claimants during the application process and providing ongoing support between regular policy reviews allows the agency to accommodate follow-up service for any changing coverage needs.
What Does a a Disability Insurance Agent in Ocoee Cost?
Disability insurance agent services in Florida are usually paid through commissions from the insurance carrier, so there is no direct fee to the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. Typical monthly premiums for a 40-year-old in good health range from 1% to 3% of the insured income. This is general information, not insurance advice.
About disability insurance agents in Ocoee
Disability insurance agents in Ocoee, Florida help residents find income protection policies and navigate claims. Florida law requires agents to be licensed by the state and follow strict regulations under the Florida Insurance Code. Local agents understand the needs of Ocoee workers and can explain policy terms clearly.
Frequently Asked Questions
What does a disability insurance agent in Ocoee do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about waiting periods and benefit amounts. Agents do not provide legal advice but can guide you on policy features.
Do I need a disability insurance agent in Florida?
While not required, an agent can simplify the process of choosing a policy that fits your budget and occupation. Florida law does not mandate disability insurance, but many employers offer group plans. An agent can help you understand individual policies if you are self-employed or need extra coverage.
How do Florida laws affect disability insurance claims?
Florida follows the principle of good faith in insurance contracts. If a claim is denied, you have the right to request an internal appeal and may file a complaint with the Florida Department of Financial Services. Time limits for filing a lawsuit are typically five years from the date of breach under Florida statute 95.11.
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