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HomeDisability Insurance AgentsFlorida › New Smyrna Beach

Find Disability Insurance Agents Near You in New Smyrna Beach, FL

Browse disability insurance agents serving New Smyrna Beach, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Coastal Claims Services, LLC, Stan Harrison - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving New Smyrna Beach.

Showing 14 disability insurance agents in New Smyrna Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Berlin & Denys Insurance110 S Orange St(386) 427-4510
2Buddy Davenport - State Farm Insurance Agent1305 State Rd 44(386) 426-2886
3Coastal Claims Services, LLC2650 N Dixie Fwy(386) 314-0074
4Stan Harrison - State Farm Insurance Agent402 Canal St(386) 427-5277
5Michaels Insurance Group1119 N Dixie Fwy(386) 274-8150
6Melanie Emanuel: Allstate Insurance530 Canal St(386) 427-0500
7Smith & Associates Insurance-New Smyrna Beach508 Canal St(386) 409-8004
8Mark Daniel Sr: Allstate Insurance2236 FL-44(386) 426-6000
9Allstate Insurance Agent: Norm Daniel Co.2236 FL-44(386) 426-6000
10WFG Insurance100 Faulkner St(386) 295-4252
BD
110 S Orange St
Berlin & Denys Insurance
Disability Insurance Agent · New Smyrna Beach, FL

Berlin & Denys Insurance provides assistance with disability insurance applications and policy selections in New Smyrna Beach, FL. The agency explains coverage terms for illness or injury that prevents working, then helps clients choose benefit amounts and waiting periods that suit their budgets. Ongoing plan reviews ensure policies remain appropriate as personal or professional circumstances change. It services single-family homes, apartments, retail locations, and restaurants throughout the local area.

BD
1305 State Rd 44
Buddy Davenport - State Farm Insurance Agent
Disability Insurance Agent · New Smyrna Beach, FL

Buddy Davenport - State Farm Insurance Agent serves New Smyrna Beach, FL, and the surrounding Volusia County area as a disability insurance agent. The company helps individuals and families understand how disability coverage can protect their income if they are unable to work due to illness or injury. Policy options are reviewed according to each client’s specific occupation and lifestyle. The agent guides customers through the process of selecting a plan that best fits their needs and budget, handling both short-term and long-term disability insurance in this region.

CC
2650 N Dixie Fwy
Coastal Claims Services, LLC
Disability Insurance Agent · New Smyrna Beach, FL

Homeowners, small business owners, and property managers in New Smyrna Beach, Florida utilize Coastal Claims Services, LLC for disability insurance agent services. The company assists clients in evaluating individual and group disability coverage options to protect income during an illness or injury. Its agents guide policyholders through the application process, helping them understand benefit terms and exclusions. Coastal Claims Services also serves clients in nearby Port Orange and the surrounding Volusia County communities.

SH
402 Canal St
Stan Harrison - State Farm Insurance Agent
Disability Insurance Agent · New Smyrna Beach, FL

Based in New Smyrna Beach, Florida, Stan Harrison - State Farm Insurance Agent serves the surrounding communities by assisting clients with their disability insurance needs. The agency handles policies designed to provide income protection for individuals who are unable to work due to a qualifying illness or injury. By reviewing a client's occupation and existing coverage, the agent identifies gaps in financial security and presents suitable plan options. To handle a typical job, the agent takes the time to explain policy terms, benefits, and elimination periods before helping the client complete an application.

MI
1119 N Dixie Fwy
Michaels Insurance Group
Disability Insurance Agent · New Smyrna Beach, FL

Michaels Insurance Group distinguishes between one-time policy reviews and recurring annual consultations to address ongoing coverage needs. Their work as a disability insurance agent in New Smyrna Beach, FL, involves helping individuals secure income protection for illness or injury. Policies are tailored to replace a portion of lost earnings if a disability prevents work. The company provides these disability insurance services on a one-time, scheduled, or as-needed basis according to client preference.

ME
530 Canal St
Melanie Emanuel: Allstate Insurance
Disability Insurance Agent · New Smyrna Beach, FL

Melanie Emanuel of Allstate Insurance in New Smyrna Beach, Florida specializes in offering disability insurance policies designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Her agency also provides general guidance on evaluating benefit terms and coordinating coverage with employer plans. For residents concerned about protecting their household finances during beach season, when temporary work injuries are more common, she helps identify short-term disability solutions.

SA
508 Canal St
Smith & Associates Insurance-New Smyrna Beach
Disability Insurance Agent · New Smyrna Beach, FL

As local families in New Smyrna Beach transition into the winter months, concerns about income protection often rise with seasonal employment shifts and healthcare costs. Smith & Associates Insurance-New Smyrna Beach helps residents secure disability insurance to replace lost wages during illness or injury. The agency focuses on policies suited to everyday work in this coastal community. An initial assessment is conducted to determine coverage needs and eligibility before any plan is recommended.

MD
2236 FL-44
Mark Daniel Sr: Allstate Insurance
Disability Insurance Agent · New Smyrna Beach, FL

Mark Daniel Sr: Allstate Insurance works with individuals and business owners in the New Smyrna Beach area to arrange disability income protection. Its services fill gaps left by employer or public coverage, helping clients prepare for illness or injury that interrupts earnings. The agency assesses local employment conditions to recommend appropriate benefits for operations and payroll impact. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring policies to their specific risk profiles and workforce needs.

AI
2236 FL-44
Allstate Insurance Agent: Norm Daniel Co.
Disability Insurance Agent · New Smyrna Beach, FL

Allstate Insurance Agent: Norm Daniel Co. serves the New Smyrna Beach, Florida area as a disability insurance agent. The company helps local residents understand how disability coverage can replace lost income during an illness or injury. Its services include evaluating individual policy options based on a client's occupation and financial obligations. The firm assists with claim processes and explains policy terms to ensure clear expectations for benefit periods. The company specializes in tailored coverage for self-employed professionals seeking protection against income interruption.

WI
100 Faulkner St
WFG Insurance
Disability Insurance Agent · New Smyrna Beach, FL

WFG Insurance serves residents in New Smyrna Beach, Florida, who need individual disability income protection. The agency also assists local businesses with group disability coverage to support employee financial security. They work with clients throughout the broader Volusia County area. Claims and policy questions are handled between regular visits as coverage needs change over time. Future service often includes policy reviews or adjustments to match updated income and family situations, with agents returning for annual check-ins or follow-up assistance.

EI
107 Magnolia St
Empower Insurance Services
Disability Insurance Agent · New Smyrna Beach, FL
(386) 247-0696
AF
219 Live Oak St
Ascherl Financial Services
Disability Insurance Agent · New Smyrna Beach, FL
(386) 427-4121
ascherlfs.com
MH
419 Causeway N
Mel Himes & Associates Insurance
Disability Insurance Agent · New Smyrna Beach, FL
(386) 427-3021
melhimesinsurance.com
IS
301 Mission Dr #362
Insurance Services by John Oliver Frederick
Disability Insurance Agent · New Smyrna Beach, FL
(561) 584-9066

What Does a a Disability Insurance Agent in New Smyrna Beach Cost?

Disability insurance costs in Florida typically range from 1% to 3% of your annual income for individual policies. For example, a 40 year old earning 60000 per year might pay between 600 and 1800 annually. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in New Smyrna Beach

A disability insurance agent in New Smyrna Beach Florida can help you understand your policy options and file claims. Florida law requires agents to be licensed by the state and follow specific regulations. Local agents know the unique needs of residents in Volusia County.

Frequently Asked Questions

What does a disability insurance agent do in New Smyrna Beach?

A disability insurance agent helps you choose a policy that fits your needs and assists with the application process. They can also answer questions about coverage and help with claim forms. Agents must follow Florida insurance regulations.

How long do I have to file a disability claim in Florida?

Florida law does not set a specific deadline for filing disability claims, but your policy will have its own time limits. Most policies require you to submit proof of loss within 90 days. Check your policy for exact details.

Do I need a disability insurance agent if I have group coverage through work?

Even with group coverage, an agent can help you understand your benefits and find supplemental policies. Group plans may have limits on how much income they replace. An agent can explain options for additional coverage in Florida.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.