The top-rated disability insurance agent in Miramar, Florida is Ava Stewart - State Farm Insurance Agent, rated 4.9 stars across 395 reviews. Other highly rated options include Estrella Insurance, ALBA INSURANCE USA, Eastern Gray Insurance. This directory lists 15 disability insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 2 | Estrella Insurance | 9929 Miramar Pkwy | (954) 613-4124 |
| 3 | ALBA INSURANCE USA | 2501 SW 101st Ave | (786) 721-2434 |
| 4 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 5 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 6 | BrightBridge Insurance | 6142 Miramar Pkwy Suite D | (888) 778-8856 |
| 7 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
| 8 | GreatFlorida Insurance: Ozzy Marrero | 3600 Red Rd Suite #408 | (954) 408-4884 |
| 9 | Sebanda Insurance | 7971 Riviera Blvd Ste. 201 | (786) 687-5002 |
| 10 | Able Insurance - All Service Insurance | 7973 Miramar Pkwy | (954) 966-9500 |
Ava Stewart - State Farm Insurance Agent serves Miramar, Florida, and the surrounding community with individually tailored disability insurance coverage. This agency helps clients understand how disability insurance can replace lost income if they become unable to work due to illness or injury. They guide each person through the process of selecting an appropriate policy to safeguard their financial future. The business handles both short-term and long-term disability insurance services for local residents.
Estrella Insurance, based in Miramar, Florida, provides disability insurance agent services, including policy selection and application assistance to help individuals protect their income. The company also offers ongoing plan reviews to adjust coverage as client needs change over time. It assists clients with understanding policy terms and filing claims when necessary to secure benefits. This agency services single-family homes, apartments, and retail establishments in the local area.
Alba Insurance USA, serving the Miramar area, provides a range of disability insurance agent services, including policy consultation and application assistance. It also offers periodic plan reviews to help clients adjust coverage as their income or health needs evolve. This includes aid with understanding benefit terms and filing claims. The agency services disability policies for a variety of clients, including those working at single-family homes, apartments, retail operations, and restaurants.
Homeowners and small business owners in Miramar, FL, rely on Eastern Gray Insurance for disability insurance agent services that help protect their income if illness or injury prevents them from working. The agency assists clients in evaluating policy options tailored to individual needs and financial circumstances, ensuring they understand coverage terms and application processes. Eastern Gray Insurance also serves policyholders in the greater Pembroke Pines area, extending its guidance to those seeking disability protection nearby.
Joseph Insurance Group serves Miramar, Florida, and the surrounding communities with dedicated disability insurance agent services. The company handles applications for short-term and long-term disability policies, helping individuals secure income protection against unexpected medical conditions. It generally approaches a typical job by reviewing a client’s occupation and income to determine appropriate benefit levels, then guiding them through the application process and explaining policy terms clearly.
BrightBridge Insurance in Miramar, FL, offers both one-time policy evaluations and recurring service plans for disability coverage. This agent helps clients navigate individual and group disability insurance options to protect income against illness or injury. Services focus on matching policy features to specific occupational and financial needs. For those who require ongoing support, policy reviews and updates are available. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s choice and circumstances.
AA Insurance World Services of Miramar, FL, specializes in disability insurance policies that replace lost income during illness or injury. The agency works with individuals and local business owners to compare various plans for long-term and short-term coverage. It guides clients through the application process, helping them understand policy terms and exclusions. With hurricane season often disrupting employment in South Florida, the agent assists residents in securing coverage that addresses time away from work following storm-related injuries or workplace closures.
As the spring hurricane season approaches in Miramar, residents often review their financial safeguards against unexpected income loss from injuries or illness. GreatFlorida Insurance: Ozzy Marrero provides guidance on disability insurance coverage tailored to local employment needs. The agency helps individuals evaluate policies that replace a portion of earnings during recovery periods. An initial assessment of a client's occupation and monthly expenses is conducted to determine appropriate benefit levels.
Sebanda Insurance serves homeowners and businesses in Pembroke Pines, Florida, providing disability insurance agent services. The company helps clients obtain coverage that replaces a portion of income if illness or injury prevents work. Disability insurance policies offered by agents in this region can protect mortgage payments and ongoing household expenses during recovery. The firm also assists property managers and self-employed individuals in evaluating their occupational risk and policy options. Its service area additionally covers the neighboring community of Miramar within the greater Miami metropolitan region.
Able Insurance - All Service Insurance serves individual homeowners, businesses, and property managers in Miramar, Florida by providing disability insurance agent services. The company helps clients understand and select coverage that can replace lost income if an injury or illness prevents them from working. Assistance includes evaluating personal financial needs, comparing private disability policies, and explaining plan details clearly. This agency also extends these same disability insurance planning services to clients throughout the greater Pembroke Pines area of the Miami metropolitan region.
What Does a a Disability Insurance Agent in Miramar Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Miramar
A disability insurance agent in Miramar Florida helps individuals and businesses find coverage that protects income if injury or illness prevents work. Florida law does not require employers to provide disability insurance, so many workers seek private policies. Agents in Miramar can explain options like short-term and long-term plans tailored to local needs.
Frequently Asked Questions
What does a disability insurance agent in Miramar do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and coverage terms. They do not provide legal advice but can clarify how Florida laws affect your policy.
Is disability insurance required by law in Florida?
No, Florida law does not require employers to offer disability insurance. However, some employers choose to provide it as a benefit. Self-employed individuals in Miramar often buy private policies to protect their income.
How do Florida laws affect disability insurance claims?
Florida follows the same general insurance regulations as other states for private disability policies. There is no state-mandated waiting period for benefits. Policy terms and claim deadlines are set by the insurance contract, so review your policy carefully.
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