The top-rated disability insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 15 disability insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Direct Auto Insurance | 1580 Branan Field Rd | (904) 406-7730 |
| 6 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 7 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 8 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 9 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 10 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida, area, providing disability insurance agent services to local individuals and families. This work helps clients protect their income if an illness or injury prevents them from working. The agency addresses a wide range of disability coverage needs, from short-term policies to long-term income protection plans. Among the specific services it handles are coordinating disability benefit packages and assisting with policy claims for Floridians in the region.
Rich Morris - State Farm Insurance Agent in Middleburg, FL provides a range of services focused on helping clients secure disability insurance coverage. This agency assists individuals in evaluating income protection options designed to replace a portion of earnings if they become unable to work due to illness or injury. The service includes policy reviews and guidance through the application process. Tailored advice is offered for those seeking to safeguard their financial stability. The company serves single-family homeowners, apartment residents, and local retail as well as restaurant workers.
Felisha Foote: Allstate Insurance in Middleburg, FL serves local homeowners, renters, business owners, and property managers who need financial protection against lost income due to injury or illness. The agency helps clients understand different disability insurance options, including short-term and long-term coverage tailored to individual occupations and household budgets. Guidance is provided on how benefits replace a portion of wages during recovery periods. In addition to serving Middleburg residents, the agency covers the broader Clay County area and neighboring communities like Orange Park.
Serving clients in Middleburg, and surrounding communities across Clay County and northeast Florida, Brightway Insurance, The Herd Agency handles disability insurance coverage. This includes assisting individuals with a thorough evaluation of their income protection needs, such as understanding policy terms, waiting periods, and benefit amounts. The agency takes a straightforward, consultative approach, working closely with each client to compare available disability policies and find a plan that fits their specific financial situation.
Direct Auto Insurance provides disability insurance agent services to residents in and around Middleburg, Florida. The agency assists with residential disability coverage, helping individuals secure income protection for unexpected health issues. Commercial coverage is also available for local business owners and their employees. The service area primarily focuses on Clay County and neighboring communities in the First Coast region. Clients are guided through policy selection and claims support, with follow-up offered between regular visits to review changing coverage needs.
Brightway Insurance in Middleburg offers clients both the option of a single consultation for a specific disability insurance need and ongoing service for managing multiple coverage adjustments over time. The agency guides residents through securing policies that provide income replacement if illness or injury prevents work. Coverage details are tailored to protect local professionals and business owners against lost earnings. This office operates on a scheduled basis, with appointments arranged to review policy options and to update existing plans as personal circumstances change.
Liberty DSI, a Disability Insurance Agent based in Middleburg, Florida, serves clients seeking income protection for illness or injury. The company helps individuals and businesses evaluate policy options that replace lost wages during recovery periods. Their work involves comparing benefit structures and elimination periods to match a client’s specific financial situation. Agents assist in completing applications and understanding policy exclusions for local residents. The firm can add individual short-term disability coverage as a specialty service.
Roberts Insurance of Middleburg offers disability insurance agent services, focusing on helping clients secure income protection plans that replace a portion of their earnings if they cannot work due to illness or injury. It also assists individuals with assessing their coverage needs and comparing policy options from various providers. As local residents prepare for flu season or schedule elective surgeries, the agency helps ensure that temporary medical leaves do not lead to financial hardship.
As property owners in Middleburg prepare for the seasonal storms, securing income protection becomes a practical priority. Jenny Lynne & Co serves as a local disability insurance agent, offering guidance on plans that replace lost wages when illness or injury prevents work. The agency works with individuals and small business owners to navigate policy terms and coverage options suited to their occupation and income. A clear assessment of current coverage needs is the first step in determining an appropriate disability insurance plan.
What Does a a Disability Insurance Agent in Middleburg Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 40 year old non-smoker in Middleburg, a policy covering 60% of income may cost between $50 and $150 per month. Costs vary based on age, health, occupation, benefit amount, and waiting period. This is general information and not insurance advice.
About disability insurance agents in Middleburg
Disability insurance agents in Middleburg, Florida help individuals and businesses find coverage that protects income if you cannot work. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the needs of Middleburg residents, including those working in nearby Jacksonville or in local agriculture and service industries.
Frequently Asked Questions
What does a disability insurance agent in Middleburg do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms and waiting periods, and assists with filing claims. They can also help you understand how Florida state law affects your coverage, such as the definition of total disability.
How do I choose a disability insurance agent in Middleburg Florida?
Look for an agent who is licensed in Florida and has experience with disability insurance. Ask about their familiarity with policies that cover common local occupations, such as construction or healthcare. Check their reviews and confirm they are in good standing with the Florida Department of Financial Services.
Are disability insurance benefits taxable in Florida?
Florida has no state income tax, so disability benefits are not taxed by the state. However, if you paid premiums with pre-tax dollars, benefits may be taxable at the federal level. An agent can explain how your specific policy structure affects taxation.
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