The top-rated disability insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,060 reviews. Other highly rated options include Lion Insurance Group, Panel Development Partners Agency, Estrella Insurance. This directory lists 17 disability insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 3 | Panel Development Partners Agency | 6625 Miami Lakes Dr | (305) 676-2420 |
| 4 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 5 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 6 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 7 | Sebanda Insurance | 7900 Oak Ln suite 400 office 423 | (305) 390-8807 |
| 8 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 9 | Feel Safe Insurance DBA Good Deal Insurance Agency | 7900 Oak Ln SUITE 478 | (786) 456-5195 |
| 10 | WD Royal Insurance Agency - Auto - Home - Health and Commercial Insurance | 6625 Miami Lakes Dr Ste 236 | (305) 705-7083 |
Florida One Insurance serves the Miami Lakes area and Miami-Dade County as a disability insurance agent. The company assists individuals in finding income protection plans that replace a portion of their salary if an illness or injury prevents them from working. They also guide clients through policy options tailored to different professional fields. Their work includes helping residents evaluate short-term disability benefits and long-term disability coverage plans.
Lion Insurance Group provides a range of disability insurance agent services in Miami Lakes, FL, acting as a local intermediary to help individuals secure income protection policies. It assists clients in understanding policy terms, evaluating waiting periods, and selecting appropriate benefit amounts. Its service includes filing claims and coordinating with providers to address policy maintenance needs during a disability event. The company services single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Panel Development Partners Agency serves homeowners, small businesses, and self-employed professionals in Miami Lakes, Florida who need to protect their income against unexpected illness or injury. The agency guides clients through disability insurance options, helping them understand policy features and how coverage replaces lost earnings. Its work focuses on matching local workers with appropriate plans suited to their occupations and budgets. The firm also provides services to residents and business owners in nearby Hialeah for their disability insurance needs.
Serving Miami Lakes and the surrounding South Florida communities, Estrella Insurance assists individuals and businesses as a Disability Insurance Agent. It helps clients secure coverage that replaces a portion of income if an injury or illness prevents them from working. Policies are explained clearly so customers understand their options for both short-term and long-term protection. The agency typically evaluates each client’s occupation and financial situation to recommend a suitable disability plan tailored to their specific needs.
Equiinsurance in Miami Lakes, FL, distinguishes between one-time policy evaluations and recurring claims support to help clients maintain coverage. The agency assists local workers in selecting disability plans that replace income during illness or injury. Guidance includes understanding policy terms, benefit periods, and elimination periods for tailored protection. Services run on either a one-time consultation or an as-needed basis depending on ongoing policy adjustments.
NSI Insurance Group serves Miami Lakes and the surrounding South Florida communities, handling disability insurance coverage for local residents. The company assists clients in selecting policies that provide income protection if an injury or illness prevents them from working. Its work involves evaluating individual needs, comparing different plans from multiple carriers, and helping with applications. To manage a typical job, NSI Insurance Group reviews the client’s occupation and financial situation to recommend appropriate coverage options.
Sebanda Insurance offers both one-time consultations and recurring advisory services to help clients understand their disability coverage options. They assist individuals in Miami Lakes, Florida, by evaluating income protection needs and explaining policy features within local healthcare frameworks. Their focus remains on matching clients with suitable short-term or long-term disability plans based on occupational risks. Service appointments are available on an as-needed basis to accommodate shifting personal circumstances and policy updates.
GreatFlorida Insurance: Linette Gutierrez specializes in disability insurance agent services, helping clients secure income protection plans for unexpected health events. The company works with individuals in Miami Lakes to evaluate policy options that cover lost wages due to illness or injury. As the summer storm season approaches, it assists locals in reviewing their coverage to ensure benefits remain active during hurricane-related disruptions.
As another hurricane season approaches Miami Lakes, businesses and families alike grow concerned about protecting their income from unexpected medical leave. Feel Safe Insurance DBA Good Deal Insurance Agency helps local clients plan for this specific risk by offering disability insurance policies tailored to their work and budget. This agent focuses on explaining eligibility, waiting periods, and monthly benefit amounts, ensuring each applicant understands their coverage. The initial step involves a straightforward review of the client’s occupation and current earnings to determine an appropriate policy structure.
What Does a a Disability Insurance Agent in Miami Lakes Cost?
Disability insurance premiums in Florida typically range from 1 percent to 3 percent of your annual income. For a 50,000 dollar annual income a policy might cost 500 to 1,500 dollars per year. Costs vary based on age health occupation and policy features. This is general information not insurance advice.
About disability insurance agents in Miami Lakes
Disability insurance agents in Miami Lakes Florida help residents and businesses secure income protection policies. Florida law requires agents to be licensed by the state and follow specific regulations for policy disclosures. Working with a local agent can help you understand how Florida state law affects your disability coverage and claim rights.
Frequently Asked Questions
What does a disability insurance agent in Miami Lakes do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, compare options from different carriers, and assist with the application process. In Florida agents must hold a valid 2-15 or 2-14 license.
How long do I have to file a disability claim in Florida?
Florida does not set a single time limit for filing disability claims. The deadline depends on your specific policy terms. Most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Always check your policy for exact time limits.
Can a disability insurance agent help with claim denials?
Yes an agent can review your policy and explain why a claim was denied. They can also guide you through the appeals process. For complex denials you may need to consult an attorney who specializes in Florida insurance law.
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