The top-rated disability insurance agent in Miami Gardens, Florida is Insurance World, rated 5.0 stars across 193 reviews. Other highly rated options include GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE), Estrella Insurance. This directory lists 15 disability insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance World | 18400 NW 75th Pl Unit 119 | (305) 418-0222 |
| 2 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 3 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 4 | Estrella Insurance | 17325 NW 27th Ave #202 | (305) 925-4090 |
| 5 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 6 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 7 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 8 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 9 | Sebanda Insurance | 19577 NW 57th Ave | (305) 888-1427 |
| 10 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
Insurance World serves the Miami Gardens, Florida, area as a disability insurance agent, assisting clients in securing financial protection during periods of illness or injury. The company works with individuals to evaluate their specific coverage needs, focusing on policies that offer income replacement and long-term security. Their services include helping applicants understand policy terms and complete the submission process for individual disability plans. The firm specifically handles short-term and long-term disability insurance options for local residents.
GoldenTrust Insurance Miami Gardens provides disability insurance agent services, helping clients navigate coverage options to protect their income due to injury or illness. The company offers assistance with policy selection, application processes, and ongoing plan reviews to ensure coverage remains aligned with individual needs. It also helps clients understand the terms of long-term and short-term disability policies, including benefit periods and elimination periods. This agent works with professionals and small business owners, services single-family homes, apartments, retail, and restaurants.
Located in Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE) serves local homeowners, businesses, and property managers seeking essential disability insurance coverage. The agency assists clients in understanding policy options that protect income when unexpected health issues prevent work. Navigating disability insurance requirements in this region demands familiarity with evolving state regulations and personal financial planning. Their team provides focused guidance on selecting appropriate individual or group disability plans to suit diverse needs. They also extend their services to clients throughout the nearby North Miami Beach area of the metro.
Estrella Insurance provides disability insurance agent services to individuals in and around Miami Gardens, Florida. It assists clients by explaining various disability coverage options, helping them understand policy terms, and guiding them through the application process to secure financial protection. The company also offers ongoing policy reviews to adjust coverage as personal circumstances change. Its service plans include renewal management and claims support. Estrella Insurance serves single-family homes, apartments, retail businesses, and restaurants across the local community.
Brightway Insurance, Miami Lakes, serves Miami Gardens and the neighboring South Florida communities, specializing in disability insurance agent services. It handles applications for long-term and short-term disability coverage, helping individuals secure income protection. The agency explains policy options, assists with medical underwriting requirements, and coordinates with insurers to match needs with appropriate plans. Its typical approach involves reviewing a client's occupation and income details to recommend a suitable benefit structure, then guiding them through the application process until coverage is issued.
Del Toro Insurance serves homeowners, renters, and business owners in Miami Gardens, Florida, by offering disability insurance policies that protect income during periods of illness or injury. The agency helps clients understand their coverage needs and provides guidance through the application process to secure suitable plans. It assists with long-term and short-term disability options, ensuring policyholders in the local area have financial safeguards in place. The firm also extends its services to the neighboring community of Hialeah.
Some disability insurance agents offer one-time policy consultations, while Gardens Insurance Inc structures recurring service for ongoing coverage adjustments. This Miami Gardens, FL agency helps local residents evaluate policy options that can replace income if illness or injury prevents work. Obtaining this coverage often involves reviewing waiting periods, benefit amounts, and policy exclusions specific to each client. Service arrangements run on an as-needed basis, with no fixed schedule for follow-up consultations or policy reviews beyond client requests or renewal dates.
Adavi Insurance Inc & Miami Gardens Multi Services Inc provides disability insurance as either a one-time policy purchase or through recurring premium structures, with coverage options tailored to protect local income streams. Serving Miami Gardens, Florida, this agency helps individuals understand how disability insurance can replace earnings during illness or injury. Clients may choose between term or permanent disability plans, addressing both short-term and long-term needs. Service here operates on a scheduled basis, with periodic policy reviews and adjustments available through appointment.
Sebanda Insurance serves Miami Gardens, Florida, and the neighboring communities in Miami-Dade County. The agency handles disability insurance applications for local professionals and self-employed individuals who need income protection. It focuses on helping clients understand how disability coverage can replace a portion of their earnings during a medical leave or injury recovery. By reviewing each client’s occupation, existing benefits, and financial needs, the agent develops a customized policy recommendation that aligns with their specific situation.
Renew Insurance LLC assists clients in Miami Gardens with disability insurance needs, including both short‑term and long‑term income protection policies. It serves professionals and self‑employed individuals by evaluating their coverage to maintain financial stability during a disabling illness or injury. The agency also reviews existing plans for policy gaps and advises on individual or group disability options. As hurricane season approaches, it helps local residents understand how disability insurance can safeguard their income when storm‑related injuries prevent them from working.
What Does a a Disability Insurance Agent in Miami Gardens Cost?
Disability insurance agent services in Florida typically involve no direct fee to you. Agents earn commissions from insurance carriers, usually 5 to 15 percent of the annual premium. Policy costs vary widely based on age, health, occupation, and coverage amount. A typical individual policy might cost 1 to 3 percent of your annual income per year. This is general information, not insurance advice.
About disability insurance agents in Miami Gardens
Disability insurance agents in Miami Gardens help residents and businesses secure income protection policies. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique needs of Miami Gardens workers and can explain policy options clearly.
Frequently Asked Questions
What does a disability insurance agent do in Miami Gardens?
A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, coverage limits, and waiting periods. They do not provide legal advice but can connect you with resources if needed.
Do I need a disability insurance agent in Florida?
You do not need an agent, but using one can simplify the process. Agents know Florida insurance laws and can compare policies from different carriers. This can save you time and help you avoid common mistakes.
How do I choose a disability insurance agent in Miami Gardens?
Look for a licensed agent with experience in disability insurance. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of local employers and industry specific plans.
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