The top-rated disability insurance agent in Lake Worth Beach, Florida is SEGUROS EL TRIUNFO, rated 5.0 stars across 393 reviews. Other highly rated options include Sebanda Insurance, GreatFlorida Insurance: Graham Laseter, Trueway Insurance. This directory lists 18 disability insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SEGUROS EL TRIUNFO | Insurance Agency, 4481 Lake Worth Rd | (561) 227-2332 |
| 2 | Sebanda Insurance | 2000 N Dixie Hwy UNIT 6 | (561) 853-1537 |
| 3 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 4 | Trueway Insurance | 3095 S Military Trl Suite 12 | (561) 318-5540 |
| 5 | Estrella Insurance | 2435C 10th Ave N | (561) 228-6424 |
| 6 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 7 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 8 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 9 | Motivated Insurance- Commercial Insurance Specialists | 5978 Monterra Club Dr | (800) 988-8763 |
| 10 | Estancia Insurance Agency | 4196 Lake Worth Rd Suite B | (561) 725-4970 |
SEGUROS EL TRIUNFO serves the Lake Worth Beach area and Palm Beach County as a disability insurance agent, helping clients protect their income with coverage plans. The agency assists individuals in understanding policy options for short-term and long-term disability needs. It works with local residents to find suitable benefits in the event of illness or injury. Specific services handled include individual disability income policies and employer-sponsored group disability plans.
Sebanda Insurance provides disability insurance agent services to individuals and businesses in Lake Worth Beach, Florida. It assists clients in understanding their disability insurance needs and selecting appropriate coverage options. The agency also helps with policy reviews and ongoing support to ensure coverage remains suitable as circumstances change. Income protection and waiting period considerations are discussed during consultations for clarity. Properties it regularly services include single-family homes, apartments, retail stores, and restaurants.
GreatFlorida Insurance: Graham Laseter provides personalized disability insurance agent services in the Lake Worth Beach area, including coverage options to protect clients against loss of income due to illness or injury. The company offers ongoing policy reviews and support to ensure plans remain aligned with changing needs. Its services are available for individuals in single-family homes, apartments, retail, and restaurants.
Trueway Insurance serves homeowners, renters, and small business owners in Lake Worth Beach, Florida, who need expert guidance on disability insurance policies. The agency helps clients understand how income protection plans can safeguard their financial stability during illness or injury. By assessing individual coverage needs and comparing available options, its agents work to find suitable plans that align with each customer’s budget and lifestyle. Trueway Insurance also extends its services to nearby communities throughout Palm Beach County, including the greater West Palm Beach area.
Individuals and families in Lake Worth Beach, Florida, seeking income protection can rely on Estrella Insurance for Disability Insurance Agent services. The company assists with coverage designed to replace a portion of earned income if illness or injury prevents work. Policy options are evaluated to help clients maintain financial stability during recovery. Local professionals and self-employed residents can receive guidance on selecting appropriate plans. Estrella Insurance also serves clients in nearby West Palm Beach and throughout Palm Beach County.
JDA Insurance Group serves clients in Lake Worth Beach, Florida, and the surrounding communities throughout Palm Beach County. The company handles disability insurance agent services, helping individuals and local businesses secure income protection policies for times when illness or injury prevents work. It focuses on matching clients with appropriate coverage options from various providers. For each typical job, the agent reviews the client's occupation, current income, and specific needs to compare suitable policy plans available on the market.
Absolute Insurance Inc in Lake Worth Beach, FL serves clients seeking disability coverage, distinguishing between one-time policies for a fixed benefit period and recurring plans that provide ongoing income protection during prolonged disability. Local residents often consult the agency to understand how disability insurance replaces lost earnings from illness or injury. The agent reviews options for both short-term and long-term claims against a policyholder’s regular occupation. Service runs on an as-needed basis, with appointments available for initial consultations and subsequent policy reviews.
All County Insurance specializes in disability insurance agent services for individuals and families in Lake Worth Beach, Florida. Its agents offer personalized guidance through the complexities of disability coverage, including policy selection and application. Clients receive assistance with group or individual plans tailored to local employment needs. The company also provides support for claims and benefit reviews. With seasonal tourism affecting income stability, it helps workers prepare for potential work interruptions during the winter months or off-season slowdowns typical in South Florida.
Lake Worth Beach residents often seek protection against lost income when illness or injury prevents them from working, a concern that grows during hurricane season when business disruptions are common. Motivated Insurance- Commercial Insurance Specialists provides disability insurance agent services to help local professionals secure coverage tailored to their circumstances. The company focuses on explaining policy options clearly so clients understand how benefits replace lost earnings. As a first step, the agent schedules a personal consultation to review the client's current coverage and income needs.
Estancia Insurance Agency provides coverage guidance for individuals and businesses in Lake Worth Beach, FL. It specializes in disability insurance, helping clients secure income protection against unforeseen health events that interrupt their ability to work. The agency evaluates local risk factors and policy options to match personalized needs. Its commercial services extend to professionals in offices, warehouses, and food service operations throughout the surrounding area.
What Does a a Disability Insurance Agent in Lake Worth Beach Cost?
Disability insurance agent services in Florida typically do not charge a separate fee because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy 40 year old in Lake Worth Beach, monthly premiums for a long term disability policy might range from 50 to 150 dollars. Costs can be higher for high risk occupations or pre existing conditions. This is general information, not insurance advice.
About disability insurance agents in Lake Worth Beach
Disability insurance agents in Lake Worth Beach, Florida help individuals and businesses find coverage that protects income if illness or injury prevents work. Florida law requires agents to hold a valid state license and follow strict disclosure rules under Florida Statute 626. Agents familiar with local employers and the seasonal workforce can tailor policies for residents and small business owners.
Frequently Asked Questions
What does a disability insurance agent in Lake Worth Beach do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms and waiting periods, and assists with the application process. They do not provide legal advice but can clarify policy details and help you understand Florida insurance regulations.
How do I choose a disability insurance agent in Florida?
Look for an agent licensed in Florida with experience in disability coverage. Check their standing with the Florida Department of Financial Services. Ask about their familiarity with policies that cover common local industries like hospitality and healthcare.
Are there time limits for filing a disability claim in Florida?
Yes, most disability policies require you to submit a claim within 30 to 90 days of becoming disabled. Florida law does not set a universal deadline, but policy terms are binding. An agent can help you understand your specific policy timeline.
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