The top-rated disability insurance agent in Jupiter, Florida is Insurance & Benefit Partners, rated 5.0 stars across 904 reviews. Other highly rated options include Sean Valley: Allstate Insurance, Robert Nichols Insurance Group, State Farm: Kelly Hagar. This directory lists 19 disability insurance agents serving Jupiter.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance & Benefit Partners | 820 W Indiantown Rd STE 104 | (561) 425-6150 |
| 2 | Sean Valley: Allstate Insurance | 2151 S Alternate A1a Suite 800 | (561) 575-7374 |
| 3 | Robert Nichols Insurance Group | 1557 Park Ln S #102 | (561) 406-6153 |
| 4 | State Farm: Kelly Hagar | 224 S Old Dixie Hwy Suite 1 | (561) 575-0092 |
| 5 | Jupiter Coverage Corp | 1106 W Indiantown Rd # 3 | (561) 529-4949 |
| 6 | Helen Jean - Health Insurance & Medicare Advisors | 601 Heritage Dr Suite 495 | (561) 299-1989 |
| 7 | Medicare Supplement Insurance Exchange | 163 Pennock Trace Dr | (561) 254-1257 |
| 8 | Harris, Reed & Seiferth Insurance Group - Commercial Marine Insurance | 6650 W Indiantown Rd | (561) 768-8176 |
| 9 | Venture Insurance Partners, Inc | 1003 W Indiantown Rd STE 215 | (561) 746-4514 |
| 10 | Brightway Insurance, The Noyes Agency | 250 Central Blvd # 105 | (561) 277-9908 |
Insurance & Benefit Partners serves clients in Jupiter, Florida, and the surrounding Palm Beach County area. This agency specializes in connecting individuals with disability insurance policies designed to replace lost income during a medical or injury-related absence from work. They help evaluate benefit terms and policy structures that suit local professionals and employees. Their services include guidance on both short-term and long-term disability protection plans.
Sean Valley: Allstate Insurance provides individualized disability insurance services for clients in Jupiter, Florida. The agency offers comprehensive consultations to assess each client’s income protection needs and presents policy options from available Allstate plans. Ongoing support includes policy reviews and filing assistance with claims to help navigate the disability benefits process. Sean Valley also coordinates with Allstate’s servicing network to address questions about existing coverage. The agency services a variety of properties, including single-family homes, apartments, retail locations, and full-service restaurants.
Robert Nichols Insurance Group serves homeowners, businesses, and property managers in Jupiter, Florida, specializing in disability insurance agent services. It helps clients understand and secure disability coverage to protect their income in case of illness or injury. The agency guides individuals and employers through policy options that align with their financial needs and long-term security goals. Its team provides clear explanations of complex coverage terms, ensuring informed decisions. Robert Nichols Insurance Group also extends its disability insurance services to neighboring Palm Beach Gardens and the greater northern Palm Beach County metro area.
Serving Jupiter, Florida, and its surrounding communities, this disability insurance agency handles policies designed to replace a portion of lost income when an illness or injury prevents a client from working. The agency assists individuals in understanding the terms of group coverage from employers and can recommend an individual policy to supplement that protection. Kelly Hagar works with clients to review their current financial obligations, then systematically evaluates coverage options to match their specific needs.
Disability insurance agents can arrange either a one-time policy review, providing a single evaluation of coverage needs for direct-purchase plans, or ongoing service options that include annual policy audits and claim management. Jupiter Coverage Corp serves residents throughout the Jupiter, Florida, area who require such income-protection solutions. The company works with individual clients to explain how disability insurance replaces lost earnings during illness or injury. Service runs on a scheduled basis, with annual reviews or additional consultations arranged as needed for policy adjustments or benefit questions.
Helen Jean - Health Insurance & Medicare Advisors specializes in disability income protection and long-term disability insurance for residents of Jupiter, Florida. The agency also helps clients navigate general health insurance plans, including Medicare supplement policies and prescription drug coverage options tailored to individual needs. With a focus on financial security, it assists professionals and self-employed individuals who may lack employer-sponsored disability benefits. The agency is particularly helpful for clients preparing for open enrollment periods or facing a recent change in employment or medical condition that could affect their coverage options.
Many Florida retirees relocating to Jupiter are navigating the upcoming Medicare open enrollment period. Medicare Supplement Insurance Exchange serves as a local disability insurance agent, assisting individuals in comparing supplemental plans to cover gaps in traditional Medicare. The team helps clarify complex policy details and eligibility criteria for those with qualifying disabilities. They focus on matching clients with appropriate coverage options based on specific healthcare needs and budget constraints. Each consultation begins with a thorough review of the client’s current medical needs and financial situation before any plan recommendations are made.
Harris, Reed & Seiferth Insurance Group - Commercial Marine Insurance provides disability insurance agent services for individuals and businesses in the Jupiter, FL area, also specializing in commercial marine coverage for clients with watercraft-related needs. The company assists clients in selecting income protection plans tailored to their specific circumstances and employment structures. It can serve commercial sectors such as offices, warehouses, and food service operations.
Venture Insurance Partners, Inc., based in Jupiter, Florida, is known for guiding clients through the complexities of disability income protection. The company serves area professionals and self-employed individuals, helping them assess the need for coverage that replaces lost earnings due to illness or injury. Its range of services includes policy comparison, underwriting navigation, and claim support tailored to specific career risks. An area of specialty Venture Insurance Partners can add on is offering short-term disability policies designed to bridge gaps until long-term benefits begin.
Brightway Insurance, The Noyes Agency in Jupiter, FL, serves residents throughout the area by offering personal disability insurance policies designed to protect individual income. The agency also handles commercial disability coverage for local businesses seeking to safeguard their operations against key-person or employee income loss. Service extends to surrounding communities in Palm Beach County and beyond. Clients regularly return for adjustments or renewals between their standard annual policy reviews, ensuring ongoing coverage remains appropriate for changing needs.
What Does a a Disability Insurance Agent in Jupiter Cost?
In Florida, disability insurance premiums typically range from 1% to 3% of your annual income for a standard policy. For a 35-year-old office worker, a $3,000 monthly benefit might cost $75 to $150 per month. Older applicants or those in physically demanding jobs may pay more. Costs also depend on the elimination period and benefit duration. This is general information and not insurance advice.
About disability insurance agents in Jupiter
Disability insurance agents in Jupiter Florida help individuals and small business owners secure income protection policies. Florida law does not require employers to provide short-term or long-term disability coverage, so many residents purchase private plans. A local agent can explain policy options and assist with filing claims under Florida insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Jupiter do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They also assist with the application process and can answer questions about policy terms and exclusions. In Florida, agents must be licensed by the state Department of Financial Services.
How do Florida disability insurance laws affect my policy?
Florida insurance law requires clear disclosure of policy terms, including definitions of disability and benefit periods. The state does not mandate a specific waiting period, but most policies have a 30 to 90 day elimination period. Florida also allows for tax-free benefits if you pay premiums with after-tax dollars.
What is the typical cost for disability insurance in Florida?
Premiums vary based on age, occupation, health, and benefit amount. For a 40-year-old in a low-risk profession, a policy might cost between 1% and 3% of annual income. A $5,000 monthly benefit could range from $100 to $300 per month. Costs are higher for high-risk occupations or pre-existing conditions.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs