The top-rated disability insurance agent in Jensen Beach, Florida is Jensen Beach Insurance Agency, rated 4.9 stars across 276 reviews. Other highly rated options include McBango Insurance Services / Florida Medicare Advantage Plans, Becker Insurance Agency, Inc., Smart Choice Partners. This directory lists 11 disability insurance agents serving Jensen Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jensen Beach Insurance Agency | 1530 NE Jensen Beach Blvd | (772) 334-3347 |
| 2 | McBango Insurance Services / Florida Medicare Advantage Plans | 507 NE Maranta Terrado | (772) 276-6669 |
| 3 | Becker Insurance Agency, Inc. | 742 NE Jensen Beach Blvd | (772) 934-6006 |
| 4 | Smart Choice Partners | 890 NE Jensen Beach Blvd | (772) 905-3333 |
| 5 | Guru Insurance Benefits and Payroll | 3472 NE Savannah Rd | (866) 961-4878 |
| 6 | Robert LaFleur: Allstate Insurance | 875 NE Jensen Beach Blvd | (772) 214-1515 |
| 7 | Tequesta Insurance Agency | 1530 NE Jensen Beach Blvd | (561) 746-7744 |
| 8 | Valencia Insurance Group Inc | 3412 NE Sugarhill Ave | (772) 344-8899 |
| 9 | Mike Giles Insurance Services | 9960 S Ocean Dr unit 920 | (972) 786-3897 |
| 10 | Kearns Agency of Florida Inc | 2334 NE Dixie Hwy | (772) 334-5822 |
Jensen Beach Insurance Agency serves the Jensen Beach, Florida, area, specializing in disability insurance agent services. The company helps local residents and businesses evaluate income protection strategies suited to their individual needs. This agency focuses on guiding clients through the often complex process of selecting short- and long-term disability coverage tailored to their occupations. For professionals and self-employed individuals, it handles employer-provided group plans as well as personal policy options designed to safeguard against loss of earnings.
McBango Insurance Services / Florida Medicare Advantage Plans in Jensen Beach, FL offers assistance with disability insurance options. The agency helps clients understand policy features and can review coverage needs over time. It also provides guidance on application procedures and updates to existing plans. Regular consultations are available to ensure policies align with changing circumstances. For residential clients, the company works with those owning single-family homes and apartments. Commercial property services extend to retail establishments and restaurants.
Homeowners and small business owners in Jensen Beach and the surrounding communities turn to Becker Insurance Agency, Inc. for disability insurance solutions. The agency helps clients secure coverage that replaces a portion of lost income if illness or injury prevents them from working. It evaluates individual coverage needs and presents policies from multiple carriers. This service extends across northern Martin County, including the nearby communities of Palm City and Stuart.
Smart Choice Partners assists individuals in preparing for income loss due to injury or illness by arranging disability insurance plans in the Jensen Beach, Florida area. The agency focuses on policies that provide partial wage replacement through tailored coverage riders. It works with a range of local commercial operations, including professional offices, warehouses, and food service establishments, to help protect their workers from financial hardship during recovery periods.
Serving Jensen Beach and the surrounding Treasure Coast communities, Guru Insurance Benefits and Payroll handles disability insurance agent services for local residents and businesses. The company assists clients in understanding their disability income protection options, guiding them through policy selections to match their personal financial needs. A typical job begins with a thorough assessment of the client's current coverage gaps and employment situation, then moves to comparing available plans from various insurers. It relies on clear explanations and individualized recommendations to complete each placement effectively.
Robert LaFleur: Allstate Insurance in Jensen Beach, Florida offers both one-time policy evaluations and recurring service options for clients seeking disability coverage. The agency helps individuals understand how disability insurance can replace a portion of lost income if an illness or injury prevents them from working. A typical engagement may involve an initial consultation, followed by ongoing policy reviews or claims assistance as needed. Service runs on a one-time, scheduled, or as-needed basis depending on the client's preference and specific coverage requirements.
Tequesta Insurance Agency in Jensen Beach, FL specializes in disability insurance agent services for individuals and business owners seeking income protection. The agency works with clients to design policies that replace lost earnings if illness or injury prevents them from working. It generally assists residents throughout the Treasure Coast region with both short-term and long-term disability coverage needs. For those employed in physically demanding waterfront or construction trades, the agency helps secure policies that address the higher risk of seasonal injuries during the summer work months.
As the start of storm season in Jensen Beach, Florida, often creates concerns about income stability, Valencia Insurance Group Inc provides focused guidance for securing disability coverage. Their agents help residents explore policies that replace a portion of lost earnings following an injury or illness. The firm works with local clients to understand waiting periods, benefit durations, and the difference between short-term and long-term plans. A typical first step with Valencia Insurance Group Inc involves a free initial consultation to review current coverage and specific income protection needs.
Mike Giles Insurance Services operates in the disability insurance field, helping clients in Jensen Beach, Florida, secure coverage that provides income replacement if an illness or injury prevents them from working. The agency specializes in tailoring individual policies to address the specific needs of self-employed professionals and small business employees. Its services extend to commercial sectors requiring customized plans, including offices, warehouses, and food service operations.
Serving homeowners in Jensen Beach, Kearns Agency of Florida Inc helps individuals secure disability insurance for residential needs. The agency also advises businesses on commercial coverage to protect employee income from illness or injury, serving the surrounding Treasure Coast area. Each policy is tailored to the client’s specific work and health situation. Clients often call back to update their plans as personal circumstances change between regular review visits, ensuring continuous protection remains appropriate.
What Does a a Disability Insurance Agent in Jensen Beach Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income for individual policies. For a 40-year-old earning $60,000, a policy might cost $50 to $150 per month. Group plans through employers are often cheaper but less customizable. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Jensen Beach
Disability insurance agents in Jensen Beach, Florida help individuals and businesses find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow specific regulations for policy sales and claims. Local agents can explain how Florida statutes affect benefit payments and waiting periods.
Frequently Asked Questions
What does a disability insurance agent in Jensen Beach do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with the application process. They can also guide you on Florida-specific rules like the 90-day elimination period common in many group plans.
How do Florida laws affect disability insurance claims?
Florida does not have a state disability insurance program, so private policies are key. Agents can explain how Florida contract law applies to policy terms and the statute of limitations for filing a lawsuit, which is generally five years from the date of breach.
Can a disability insurance agent help with existing claims?
Yes, many agents assist with claim filing and documentation. However, they cannot provide legal advice. For disputes, Florida law allows you to file a complaint with the Florida Department of Financial Services if you suspect bad faith.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs