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Find Disability Insurance Agents Near You in Homestead, FL

Browse disability insurance agents serving Homestead, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Homestead, Florida is Ocean Trust Insurance & Financial Services, rated 5.0 stars across 327 reviews. Other highly rated options include Univista Insurance, Your Family First Insurance Inc, Amco Insurance. This directory lists 26 disability insurance agents serving Homestead.

Showing 26 disability insurance agents in Homestead, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ocean Trust Insurance & Financial Services809 N Homestead Blvd(866) 356-2326
2Univista Insurance1413 N Krome Ave(305) 728-7809
3Your Family First Insurance Inc1241 NE 8th St(786) 601-2193
4Amco Insurance208 NE 8th St(786) 243-9222
5South Florida Insurance Prof Inc1122 N Flagler Ave(305) 245-3364
6Estrella Insurance30422 S Dixie Hwy(305) 242-0232
7Cari Aguiar - State Farm Insurance Agent2066 NE 8th St(786) 610-1111
8Del Toro Insurance1200 N Flagler Ave(305) 248-9908
9Dan Carrera - State Farm Insurance Agent13475 SW 288th St(305) 713-1915
10Dorsal Insurance Inc106 N Homestead Blvd(786) 601-2485
OT
809 N Homestead Blvd
Ocean Trust Insurance & Financial Services
Disability Insurance Agent · Homestead, FL

Ocean Trust Insurance & Financial Services serves the Homestead, Florida, area as a disability insurance agency. The firm assists individuals in securing income protection that guards against lost wages due to injury or illness. Policy options are explained to match each client’s employment situation and budget. The agency provides disability insurance options including short-term coverage for temporary recovery periods and long-term policies for extended absences from work.

UI
1413 N Krome Ave
Univista Insurance
Disability Insurance Agent · Homestead, FL

Univista Insurance provides disability insurance agent services to clients in Homestead, FL. It assists individuals in understanding and applying for income protection policies that replace lost wages during illness or injury. The agency helps customers navigate plan options, submit applications, and manage ongoing policy maintenance. Regular policy reviews ensure coverage adapts to changing needs and life circumstances. Disability insurance plans safeguard financial stability by offering replacement income when medical conditions prevent work. The company services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

YF
1241 NE 8th St
Your Family First Insurance Inc
Disability Insurance Agent · Homestead, FL

Your Family First Insurance Inc serves homeowners and business owners in Homestead, Florida, who are seeking disability insurance agent services to protect their income. The agency assists clients in understanding policy options that provide financial stability if an illness or injury prevents them from working. Its work focuses on guiding individuals and companies through plan selection and application processes relevant to local employment and lifestyle needs. The agency also extends its coverage services across the broader Miami metropolitan area.

AI
208 NE 8th St
Amco Insurance
Disability Insurance Agent · Homestead, FL

Serving Homestead, Florida, and the surrounding South Miami-Dade communities, Amco Insurance handles disability insurance needs for local professionals and workers. This agency provides coverage designed to replace a portion of lost income if illness or injury prevents a client from performing their job. The agent helps clients compare individual policies, employer-offered plans, and Social Security Disability Insurance options to build appropriate protection. For a typical assignment, the agent first reviews the client’s current employment coverage and income then recommends policies matching their specific risk exposure.

SF
1122 N Flagler Ave
South Florida Insurance Prof Inc
Disability Insurance Agent · Homestead, FL

South Florida Insurance Prof Inc offers services as a disability insurance agent in Homestead, FL, helping individuals find policies that replace income if an illness or injury prevents them from working. The firm guides clients through plan options to protect financial stability during recovery. As local agents, they assist with both private coverage applications and navigating potential employer-offered benefits, ensuring clients in the area understand their options. This becomes especially important during seasonal hurricane preparation when residents review their overall insurance protections against unexpected losses.

EI
30422 S Dixie Hwy
Estrella Insurance
Disability Insurance Agent · Homestead, FL

As a disability insurance agent, Estrella Insurance in Homestead, Florida provides clients with tailored coverage options designed to protect their income against unexpected medical conditions. The firm guides individuals through the process of securing policies that replace lost wages when an illness or injury prevents them from working. They work with clients to understand different policy terms, elimination periods, and benefit durations. During the active hurricane season in South Florida, the agent helps residents evaluate how temporary storm-related injuries could affect their financial stability if they cannot perform their jobs.

CA
2066 NE 8th St
Cari Aguiar - State Farm Insurance Agent
Disability Insurance Agent · Homestead, FL

In South Florida, where seasonal storms and hurricanes can disrupt lives, protecting income becomes a critical concern for many residents. Cari Aguiar - State Farm Insurance Agent in Homestead, FL helps clients navigate disability insurance options to safeguard their earnings during unexpected illness or injury. The agency provides personalized guidance tailored to each individual's financial situation and occupation. An initial consultation typically involves reviewing personal financial needs and estimating the appropriate level of coverage required to maintain stability. This assessment begins the process of securing a policy designed for that specific case.

DT
1200 N Flagler Ave
Del Toro Insurance
Disability Insurance Agent · Homestead, FL

Del Toro Insurance works with individuals and businesses in Homestead, FL, to establish income protection strategies. The firm specializes in serving as a disability insurance agent, arranging policies that replace a portion of lost wages if an illness or injury prevents work. They guide clients through the process of selecting appropriate coverage durations and benefit amounts based on typical local employment needs. Their services apply across various commercial sectors, including offices, warehouses, and food service operations.

DC
13475 SW 288th St
Dan Carrera - State Farm Insurance Agent
Disability Insurance Agent · Homestead, FL

As South Florida’s unpredictable hurricane season brings frequent flooding and wind damage, families in Homestead often worry about a sudden disability that could halt their income. Dan Carrera - State Farm Insurance Agent responds by offering tailored Disability Insurance policies that provide financial protection when illness or injury prevents work. This local agency helps clients understand policy options that replace a portion of their wages during recovery. The initial step involves a simple assessment of current coverage and household needs.

DI
106 N Homestead Blvd
Dorsal Insurance Inc
Disability Insurance Agent · Homestead, FL
EI
338 N Krome Ave
Estrella Insurance
Disability Insurance Agent · Homestead, FL
(786) 504-1365
agents.estrellainsurance.com/en-us/fl/homestead/186.html
DT
29330 S Dixie Hwy
Del Toro Insurance
Disability Insurance Agent · Homestead, FL
(305) 524-6776
deltoroinsurance.com/insurance-homestead-florida
GA
1135 N Krome Ave
Gruber & Associates Insurance
Disability Insurance Agent · Homestead, FL
(877) 870-7805
gruberinsurance.com
AI
650 NE 22nd Terrace Suite 315
Avantis Insurance Partners
Disability Insurance Agent · Homestead, FL
(786) 952-4300
avantisagency.us
BI
190 N Homestead Blvd
Buysmart Insurance Inc
Disability Insurance Agent · Homestead, FL
(305) 246-2114
buysmartinsurance-inc.com
UI
650 NE 22nd Terrace Suite 202-1
Univista Insurance
Disability Insurance Agent · Homestead, FL
(786) 627-0047
univistainsurance.com/location/homestead-fl-33033-2
CI
18933 SW 354th St
Cuspide Insurance | Affordable Health Insurance/Obamacare
Disability Insurance Agent · Homestead, FL
(305) 970-8583
skool.com/acatraining
SS
30708 S Dixie Hwy
South Sun Insurance Agency
Disability Insurance Agent · Homestead, FL
(786) 786-9449
southsuninsurance.com
DI
15600 SW 288th St Suite 206
DIGNA INSURANCE
Disability Insurance Agent · Homestead, FL
(305) 490-0155
dignainsurance.com
DV
263 NE 8th St
Del Vecchio Insurance
Disability Insurance Agent · Homestead, FL
(305) 246-9500
dolphin-insurance.com
SI
745 Parkway Ave
Sebanda Insurance
Disability Insurance Agent · Homestead, FL
(352) 282-0906
sebandainsurance.com/es/oficinas-seguros/franquicia126
GI
600 NE 22nd Terrace Suite 313
GoldenTrust Insurance Portofino Homestead
Disability Insurance Agent · Homestead, FL
(305) 703-0020
portofino.goldentrust.com
MI
826 N Krome Ave
Martinez Insurance Agency INC
Disability Insurance Agent · Homestead, FL
(786) 601-2136
martinezinsuranceagency.com
JI
28927 S Dixie Hwy
Just Insurance Svcs
Disability Insurance Agent · Homestead, FL
(716) 424-5479
justinsurancesvcs.com
JJ
701 S Homestead Blvd
Jimmy Jean Insurance
Disability Insurance Agent · Homestead, FL
(786) 650-6181
jimmyjeaninsurance.com
EI
15620 SW 289th St
Easy Insurance Agency
Disability Insurance Agent · Homestead, FL
(786) 526-0572

What Does a a Disability Insurance Agent in Homestead Cost?

Disability insurance agent services in Florida are typically paid through commissions from the insurance carrier. You do not usually pay the agent directly. Policy premiums vary widely based on age health occupation and coverage amount. For a standard individual policy monthly premiums can range from 50 to 300 dollars or more. This is general information not insurance advice.

About disability insurance agents in Homestead

Disability insurance agents in Homestead Florida help residents and local businesses secure income protection policies. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Agents can assist with individual policies or group plans tied to employers in the Homestead area.

Frequently Asked Questions

What does a disability insurance agent in Homestead do?

A disability insurance agent in Homestead helps you find and apply for disability insurance policies. They explain policy terms, compare options from different carriers, and assist with claims. Agents do not provide legal advice but can guide you through the insurance process.

How long do I have to file a disability claim in Florida?

Florida does not have a specific statute of limitations for disability insurance claims. However most policies require you to submit proof of loss within 90 days of the disability. Check your policy for exact time limits.

Are disability insurance agents in Homestead required to be licensed?

Yes. All disability insurance agents in Florida must hold a valid license from the Florida Department of Financial Services. You can verify an agents license on the DFS website before working with them.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.