The top-rated disability insurance agent in Hialeah, Florida is Univista Insurance, rated 4.9 stars across 2,458 reviews. Other highly rated options include West Holiday Insurance, Astra Insurance, Diamond Insurance Agency Inc. This directory lists 17 disability insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 1420 W 68th St | (305) 828-8899 |
| 2 | West Holiday Insurance | 6905 W 4th Ave | (305) 809-7736 |
| 3 | Astra Insurance | 4445 W 16th Ave Suite 308 | (786) 681-0307 |
| 4 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 5 | Estrella Insurance | 1313 W 49th St | (305) 556-2886 |
| 6 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 7 | Caley Insurance | 981 E 8th Ave | (305) 990-2441 |
| 8 | Braojos Insurance | 900 W 49th St STE 528 | (786) 306-0634 |
| 9 | Pandora Insurance | 3520 W 18th Ave #155 | (305) 231-9898 |
| 10 | DimeInsurance | 3705 W 20th Ave Suite 125 | (786) 305-4308 |
Univista Insurance provides disability income protection solutions for individuals and businesses in Hialeah, Florida. It assists clients with evaluating coverage options to replace lost earnings during illness or injury. Ongoing policy reviews ensure plans remain aligned with changing financial needs and employment statuses. The agency guides applicants through medical underwriting and claim documentation processes. Its services are available for single-family homes, apartments, retail stores, and restaurants throughout the Hialeah area.
West Holiday Insurance serves the Hialeah, Florida, metro area and provides disability insurance agent services to local residents. The company assists clients in understanding how disability coverage can replace lost income during an illness or injury. Long-term and short-term disability insurance policy evaluation are among the specific services this agent handles for individuals seeking protection in South Florida.
Astra Insurance offers a full range of disability insurance agent services to clients throughout the Hialeah, FL area. It assists individuals with obtaining income protection policies and helps navigate claims if they cannot work due to illness or injury. The company provides ongoing consultation to explain plan terms and ensure coverage remains appropriate over time. It also offers policy reviews and assistance with benefit verification. Astra Insurance services local dental, medical office practices, and independent contractors.
Property owners and business operators in the Hialeah area turn to Diamond Insurance Agency Inc for disability insurance agent services that help protect income when illness or injury prevents work. The agency guides clients in selecting appropriate policy terms and coverage limits suited to individual professional needs. Regular policy reviews are offered to adjust protections as circumstances change. This firm also serves clients throughout the greater Miami metro area, including the community of Miami Lakes.
Estrella Insurance serves homeowners, renters, and small business owners in Hialeah, Florida, by offering guidance on disability insurance policies. This work involves helping clients secure income protection in the event of illness or injury, a critical consideration for local professionals and tradespeople. Policies are tailored to replace a portion of lost earnings during recovery. The agency also assists clients throughout the Miami metro area, including nearby communities like Miami Lakes and Hialeah Gardens.
Opportunity Insurance serves clients in Hialeah, Florida, and the surrounding Miami-Dade County communities. The firm handles disability insurance policies designed to replace a portion of income if an injury or illness prevents work. It helps individuals understand different policy structures, including elimination periods and benefit durations. The typical process involves reviewing a client’s occupation, income, and current coverage to find a suitable plan, then guiding them through the medical underwriting and application submission from start to finish.
Caley Insurance, located in Hialeah, FL, offers both one-time consultations to review policy options and recurring service plans for ongoing disability coverage management. As a local disability insurance agent, they help clients understand policy features such as benefit periods, elimination periods, and own-occupation definitions. They also explain how group coverage from an employer differs from an individual policy purchased privately. Their services are provided on both a one-time and as-needed basis, allowing clients to book appointments only when their coverage needs change.
As summer storms roll through Hialeah, many residents consider how a medical condition could interrupt their income. Braojos Insurance serves as a disability insurance agent, helping local workers explore the protections available through private coverage. The company assists clients in understanding policy terms and aligning benefits with their specific circumstances. An initial assessment begins by reviewing the individual’s occupation, current health status, and income needs to identify suitable plan options. A thorough inspection of these personal factors is the first step.
Pandora Insurance offers specialized disability insurance agent services, guiding clients in Hialeah, FL through the selection of income protection policies and long-term coverage options. The company works with individuals and local professionals to assess their specific needs, helping them understand policy structures and application processes to secure suitable plans. It assists with preparing for the financial impact of unexpected medical events, such as injuries or illnesses that prevent working. This support is particularly valuable during flu season or after a workplace accident when immediate disability claims become necessary.
DimeInsurance operates in Hialeah, Florida, offering standard disability insurance agent services. The company specializes in policies that replace a portion of income when illness or injury prevents work. For local professionals and small business owners, it provides tailored coverage options to protect earnings and financial stability. Businesses in this area, including offices, warehouses, and food service operations, can work with DimeInsurance to secure protection for their employees against lost wages during disability.
What Does a a Disability Insurance Agent in Hialeah Cost?
Disability insurance agent services in Florida are usually paid through commissions from the insurance carrier, so there may be no direct fee to you. Policy premiums vary widely based on age, health, occupation, and coverage amount. Typical monthly premiums range from 1% to 3% of your monthly income. For a 40-year-old earning 5000 per month, a policy could cost 50 to 150 per month. This is general information, not insurance advice.
About disability insurance agents in Hialeah
Disability insurance agents in Hialeah Florida help individuals and businesses secure income protection policies. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents can guide you through policy options that comply with state regulations and meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Hialeah do?
A disability insurance agent helps you find and apply for policies that replace income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with claims. In Florida, agents must follow state licensing and disclosure rules.
How do Florida laws affect disability insurance policies?
Florida law sets standards for policy provisions and claim handling. For example, Florida Statute 627.667 requires policies to include certain renewal and cancellation terms. Agents in Hialeah can explain how these laws protect your rights and what time limits apply for filing claims.
What is the typical process to get disability insurance in Hialeah?
You meet with an agent to discuss your income, occupation, and health history. The agent then shops policies from multiple insurers and presents options. After you choose a policy, you complete an application and may need a medical exam. The agent helps you through underwriting and policy delivery.
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