The top-rated disability insurance agent in Hallandale Beach, Florida is The Insurance Guide | Agencia de seguros | Estados Unidos, rated 4.9 stars across 465 reviews. Other highly rated options include Miami Insurance Brokers, Riemer Insurance Group, Skylake Insurance - Hallandale Beach. This directory lists 17 disability insurance agents serving Hallandale Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Guide | Agencia de seguros | Estados Unidos | 3140 S Ocean Dr APT 1904 | (872) 666-1324 |
| 2 | Miami Insurance Brokers | 800 Silks Run Suite 2330 | (866) 729-1274 |
| 3 | Riemer Insurance Group | 217 E Hallandale Beach Blvd | (305) 945-5529 |
| 4 | Skylake Insurance - Hallandale Beach | 900 N Federal Hwy #203 | (305) 933-2344 |
| 5 | Estrella Insurance | 720 W Hallandale Beach Blvd Suite 101 | (954) 315-2323 |
| 6 | Empire Insurance Services | 1010 S Federal Hwy Suite 1405 | (718) 559-6612 |
| 7 | All County Insurance | 212 N Federal Hwy | (954) 458-4303 |
| 8 | Davi-Ann Carey: Allstate Insurance | 402 E Hallandale Beach Blvd | (954) 456-2600 |
| 9 | GoldenTrust Insurance North Hallandale Beach | 601 N Federal Hwy suite 301 office 031 | (954) 960-4777 |
| 10 | All American Insurance Consultants, Inc. | 1250 E Hallandale Beach Blvd Ste. 406 | (754) 263-2160 |
The Insurance Guide serves the Broward County area from its Hallandale Beach, Florida location as a disability insurance agent. It assists individuals in navigating the complexities of disability coverage, a specialized field that helps protect income when illness or injury prevents work. The agency guides clients through policy selection, focusing on terms that match personal health risks and financial needs. It handles applications for both short-term and long-term disability insurance policies, providing direct support for these specific benefit plans.
Miami Insurance Brokers provides disability insurance agent services in Hallandale Beach, FL, focusing on helping clients select income protection policies that align with their individual needs. The company offers ongoing policy reviews and claim support to ensure coverage remains appropriate over time. Its service territory includes the broader South Florida region, addressing both residential and commercial clients. The properties it services range from single-family homes and apartments to retail stores and restaurants.
Riemer Insurance Group serves homeowners, businesses, and property managers in Hallandale Beach, Florida, by providing disability insurance agent services. It helps local clients understand and select income protection policies that cover injuries and illnesses affecting their ability to work. The company assists professionals and self-employed individuals with long-term and short-term disability coverage tailored to their specific roles. Its territory also extends to serving residents and businesses in nearby Hollywood.
Skylake Insurance - Hallandale Beach serves clients in Hallandale Beach and the surrounding South Florida communities, handling individual and group disability insurance policies designed to protect income during illness or injury. This work involves helping local professionals, business owners, and hourly workers understand policy terms, elimination periods, and benefit amounts. The company typically begins each case by reviewing the client’s occupation and earnings, then comparing coverage options from different carriers to find a suitable fit for the client’s budget and needs.
With the seasonal influx of new residents and workers in Hallandale Beach, many require updated disability coverage to protect their income during life’s unexpected interruptions. Estrella Insurance, operating locally as a Disability Insurance Agent, helps clients navigate policy options that replace a portion of lost earnings due to illness or injury. This firm meets with individuals to assess their specific occupation and health history. Each consultation begins with a thorough review of the client’s current financial situation before moving to an initial-assessment step.
Empire Insurance Services, based in Hallandale Beach, FL, assists clients in distinguishing between one-time policy purchases and recurring disability coverage that requires ongoing premium management. As a disability insurance agent, the company helps individuals navigate policies that replace a portion of income if they become unable to work due to illness or injury. Services are provided on an as-needed basis, allowing clients to request support for new applications, policy reviews, or claims assistance whenever required.
All County Insurance provides coverage guidance for individuals seeking income protection. As a Disability Insurance Agent in Hallandale Beach, Florida, the company helps clients understand policy options that replace a portion of earnings when illness or injury prevents work. Its specialty includes tailoring plans for various professional environments. The company primarily serves commercial sectors such as offices, warehouses, and food service operations.
Davi-Ann Carey: Allstate Insurance provides specialized disability insurance services for individuals in Hallandale Beach, FL. The agency generally helps clients protect their income against unexpected illnesses or injuries that prevent work. Navigating applications and policy options are key parts of its daily service. In preparing for flu season, when short-term conditions may keep people out of the office, the agency assists with plans that bridge the gap between health setbacks and a return to full earning capacity.
Living costs in Hallandale Beach fluctuate with the seasons, and disability insurance agents help residents protect their income against unexpected health issues. GoldenTrust Insurance North Hallandale Beach works with clients in the area to assess individual coverage needs for short-term and long-term disability policies. The company reviews different plans that replace a portion of lost wages during injury or illness. An initial consultation begins with a thorough inspection of a client's current financial situation and employment benefits to identify suitable policy options.
All American Insurance Consultants, Inc. helps individuals and business owners in and around Hallandale Beach, FL manage the financial risks associated with an unexpected illness or injury. As a disability insurance agent, the company specializes in matching clients with income protection policies tailored to their specific needs and budget. This service is available to a wide range of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Hallandale Beach Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Hallandale Beach
Disability insurance agents in Hallandale Beach help residents and workers protect their income if they cannot work due to illness or injury. Florida law does not require employers to provide disability insurance, so many individuals seek private policies. An agent can explain options like short-term and long-term coverage that meet Florida state regulations.
Frequently Asked Questions
What does a disability insurance agent in Hallandale Beach do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain coverage details, exclusions, and how Florida law affects claims. They also assist with filing claims and understanding policy terms.
How does Florida law affect disability insurance claims?
Florida follows an erisa framework for employer-provided plans, while private policies are governed by state contract law. There is no state-mandated waiting period, but policies often have elimination periods of 30 to 90 days. Agents can clarify how these rules apply to your situation.
Can a disability insurance agent help with an existing claim in Hallandale Beach?
Yes, many agents assist with claim issues or policy questions after purchase. They can review your policy, explain benefit calculations, and guide you through the claims process. However, they do not provide legal advice or represent you in disputes.
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