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Disability Insurance Agents in Fort Myers, FL

Directory of disability insurance agents in Fort Myers, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Fort Myers, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 disability insurance agents in Fort Myers, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance Group Of Florida
3620 Colonial Blvd Ste 140, Fort Myers, FL 33966
(239) 369-2019 flhinsurance.com
First Family Insurance
7800 University Pointe Dr, Fort Myers, FL 33907
(800) 327-0977 firstfamilyinsurance.com
The Thompson Agency Inc.
3677 Central Ave K, Fort Myers, FL 33901
(239) 689-8570 thompsoninsurancefl.com
State Insurance USA, LLC
4450 Camino Real Way, Fort Myers, FL 33966
(239) 567-9992 stateinsuranceusa.com
Nora Rodriguez - State Farm Insurance Agent
9902 Gulf Coast Main St d143, Fort Myers, FL 33913
(239) 362-0862 myagentnora.com
Stay Blessed Insurance
13550 Reflections Pkwy Suite 504A, Fort Myers, FL 33907
(407) 842-7100 stayblessed.insure
Informed Choice Insurance Agency
14421 Metropolis Ave Ste 101, Fort Myers, FL 33912
(877) 446-3676 informedchoice.com
The Insurancenter
16591 S Tamiami Trl, Fort Myers, FL 33908
(239) 489-2838 insurance-center.net
Wilcox Family Insurance Company
3707 Cleveland Ave, Fort Myers, FL 33901
(239) 337-7755 wilcoxfamilyinsurance.com
Abide Agency COMMERCIAL INSURANCE SOLUTIONS
6701 Idlewild St, Fort Myers, FL 33966
(239) 790-2229 abideagency.info
Risk Solutions Insurance Brokerage LLC
5237 Summerlin Commons Blvd #108, Fort Myers, FL 33907
(407) 613-2600 rsibroker.com
SWFL Insurance
17640 S Tamiami Trl #311, Fort Myers, FL 33908
(239) 489-1212 swflinsurance.com
AWA Insurance
13700 6 Mile Cypress Pkwy, Fort Myers, FL 33912
(239) 418-1100 awainsurance.com
The Insurance Man
11470 S Cleveland Ave, Fort Myers, FL 33907
(239) 334-0777 theinsurancemanfl.net
Logical Insurance Solutions
2161 McGregor Blvd C, Fort Myers, FL 33901
(239) 362-0855 logicalinsurance.com
Avalon Insurance Group, Inc.
7370 College Pkwy #312, Fort Myers, FL 33907
(239) 275-3888 avalon-insurance.com
Debbie Coolman - United Healthcare
9508 Mariners Cove Ln, Fort Myers, FL 33919
(239) 938-4245 coolmanagency.com
Insurance Specialists of SW Florida - Fort Myers
12251 Itec Pk Dr Suite 106, Fort Myers, FL 33913
(239) 514-0225 ftmyersins.com
Acentria Insurance
11215 Metro Pkwy Building 1 | Suite 4, Fort Myers, FL 33966
(239) 278-3939 acentria.com
Cassidy Insurance Group: Allstate Insurance
7021 Constitution Blvd # 5, Fort Myers, FL 33967
(239) 267-2022 agents.allstate.com

Disability insurance agents in Fort Myers help residents and businesses find coverage that protects income if injury or illness prevents work. Florida law does not require private disability insurance but agents can guide you on options like short-term and long-term policies. Local agents understand the Fort Myers job market and can tailor plans for common industries such as healthcare, construction, and tourism.

What Does a Disability Insurance Agent in Fort Myers Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40-year-old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary based on age, health, occupation, benefit amount, and elimination period. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Fort Myers do?
A disability insurance agent helps you compare policies from different carriers and explains benefit terms, elimination periods, and coverage limits. They do not provide legal advice but can assist with filing claims and understanding policy language.
How does Florida law affect disability insurance policies?
Florida follows an all-risk approach for disability insurance meaning the insurer must prove a pre-existing condition exclusion applies. Florida law also requires a 30-day grace period for premium payments before a policy can lapse. Agents can explain how these rules impact your coverage.
Can a disability insurance agent help with an existing claim in Fort Myers?
Yes many agents assist with claim documentation and communication with the insurance company. However if your claim is denied or delayed you may need to consult an attorney. Agents cannot guarantee claim approval.