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Find Disability Insurance Agents Near You in Fort Myers, FL

Browse disability insurance agents serving Fort Myers, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Fort Myers, Florida is Lighthouse Insurance Group Of Florida, rated 5.0 stars across 859 reviews. Other highly rated options include The Thompson Agency Inc., Stay Blessed Insurance, State Insurance USA, LLC. This directory lists 29 disability insurance agents serving Fort Myers.

Showing 29 disability insurance agents in Fort Myers, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lighthouse Insurance Group Of Florida3620 Colonial Blvd Ste 140(239) 369-2019
2The Thompson Agency Inc.3677 Central Ave K(239) 689-8570
3Stay Blessed Insurance13550 Reflections Pkwy Suite 504A(407) 842-7100
4State Insurance USA, LLC4450 Camino Real Way(239) 567-9992
5Informed Choice Insurance Agency14421 Metropolis Ave Ste 101(877) 446-3676
6Nora Rodriguez - State Farm Insurance Agent9902 Gulf Coast Main St d143(239) 362-0862
7First Family Insurance7800 University Pointe Dr(800) 327-0977
8The Insurancenter16591 S Tamiami Trl(239) 489-2838
9Wilcox Family Insurance Company3707 Cleveland Ave(239) 337-7755
10Risk Solutions Insurance Brokerage LLC5237 Summerlin Commons Blvd #108(407) 613-2600
LI
3620 Colonial Blvd Ste 140
Lighthouse Insurance Group Of Florida
Disability Insurance Agent · Fort Myers, FL

Lighthouse Insurance Group Of Florida serves clients throughout Lee County from its Fort Myers office, specializing in disability insurance agent services to help individuals protect their income against unexpected illness or injury. The company assists professionals in evaluating their unique coverage needs through comprehensive policy comparisons in this region. It handles both short-term disability policies and long-term income replacement plans tailored to local employment sectors.

TA
3677 Central Ave K
The Thompson Agency Inc.
Disability Insurance Agent · Fort Myers, FL

Homeowners, businesses, and property managers in the Fort Myers area work with this agency to secure disability insurance policies that replace lost income if an injury or illness prevents them from working. The agents analyze each client's occupation and financial commitments to recommend appropriate coverage amounts. They also guide applicants through the underwriting process, helping to clarify policy terms and waiting periods. The Thompson Agency Inc. additionally serves clients throughout Cape Coral, providing the same attentive service to nearby residents.

SB
13550 Reflections Pkwy Suite 504A
Stay Blessed Insurance
Disability Insurance Agent · Fort Myers, FL

Specializing in individual and group disability income policies, Stay Blessed Insurance serves Fort Myers, Florida, helping clients protect their earnings against unforeseen illness or injury. It regularly guides local business owners and working professionals through the application process, explaining policy terms, elimination periods, and benefit amounts. Whether addressing recovery from a sudden injury or managing an extended maternity leave, the agency helps clients navigate short- and long-term coverage options for these specific life events.

SI
4450 Camino Real Way
State Insurance USA, LLC
Disability Insurance Agent · Fort Myers, FL

Serving Fort Myers and the surrounding communities of Southwest Florida, State Insurance USA, LLC handles disability insurance agent services for local residents. It assists clients by explaining the terms of disability policies and how they provide income protection during illness or injury. The company guides individuals through plan comparisons, helping them choose coverage that fits their personal circumstances and budget. To manage each case, it gathers relevant financial and medical information, verifies it against policy requirements, and submits the application through standard channels with careful attention to accuracy.

IC
14421 Metropolis Ave Ste 101
Informed Choice Insurance Agency
Disability Insurance Agent · Fort Myers, FL

With Fort Myers’ growing population of active retirees and professionals, many residents look for income protection during the prime earning years. Informed Choice Insurance Agency helps local clients navigate disability insurance options to safeguard their livelihoods against unexpected illness or injury. Agents focus on explaining policy benefits and waiting periods suited to individual occupations and budgets. An initial consultation typically involves a review of current coverage gaps and a discussion of benefit amounts. All cases begin with a no-cost assessment of the applicant’s medical and employment information.

NR
9902 Gulf Coast Main St d143
Nora Rodriguez - State Farm Insurance Agent
Disability Insurance Agent · Fort Myers, FL

When someone needs coverage for lost income due to illness or injury, a policy may be structured as a one-time lump sum payment or a recurring monthly benefit. Nora Rodriguez – State Farm Insurance Agent in Fort Myers, FL assists local residents with disability insurance, helping clients understand these benefit options and choose appropriate protection levels for their needs. Service is available on an as-needed basis, allowing clients to schedule appointments when specific questions or policy changes arise.

FF
7800 University Pointe Dr
First Family Insurance
Disability Insurance Agent · Fort Myers, FL

First Family Insurance provides disability insurance agent services in the Fort Myers area, helping clients assess their need for income protection coverage. The company offers guidance on policy selection and assists with the application process for individual disability plans. Maintenance services include periodic policy reviews to ensure coverage remains aligned with changing personal circumstances. The firm services residential clients, including owners of single-family homes, as well as those with apartments, retail spaces, and restaurants.

IN
16591 S Tamiami Trl
The Insurancenter
Disability Insurance Agent · Fort Myers, FL

The Insurancenter in Fort Myers, FL concentrates its practice on disability income protection, helping clients prepare for income loss due to illness or injury. It specializes further as a dedicated disability insurance agent, ensuring policies are tailored to replace lost earnings. Its services can assist commercial enterprises ranging from clerical offices and professional suites to active warehouses and full-service food establishments.

WF
3707 Cleveland Ave
Wilcox Family Insurance Company
Disability Insurance Agent · Fort Myers, FL

Wilcox Family Insurance Company serves residents in Fort Myers, Florida, helping individuals secure disability income protection tailored to personal needs. The firm also offers commercial disability coverage for local businesses seeking to safeguard their operations and key employees. Service extends throughout the Fort Myers area and surrounding Lee County communities. Clients receive clear policy guidance and ongoing support, ensuring coverage keeps pace with changing circumstances. The agency maintains consistent follow-up between regular visits, assisting with plan adjustments or claims questions as the client’s life and work evolve.

RS
5237 Summerlin Commons Blvd #108
Risk Solutions Insurance Brokerage LLC
Disability Insurance Agent · Fort Myers, FL
AA
6701 Idlewild St
Abide Agency COMMERCIAL INSURANCE SOLUTIONS
Disability Insurance Agent · Fort Myers, FL
(239) 790-2229
abideagency.info
SI
17640 S Tamiami Trl #311
SWFL Insurance
Disability Insurance Agent · Fort Myers, FL
(239) 489-1212
swflinsurance.com
AI
13700 6 Mile Cypress Pkwy
AWA Insurance
Disability Insurance Agent · Fort Myers, FL
(239) 418-1100
awainsurance.com
IM
11470 S Cleveland Ave
The Insurance Man
Disability Insurance Agent · Fort Myers, FL
(239) 334-0777
theinsurancemanfl.net
LI
2161 McGregor Blvd C
Logical Insurance Solutions
Disability Insurance Agent · Fort Myers, FL
(239) 362-0855
logicalinsurance.com
AI
7370 College Pkwy #312
Avalon Insurance Group, Inc.
Disability Insurance Agent · Fort Myers, FL
(239) 275-3888
avalon-insurance.com
DC
9508 Mariners Cove Ln
Debbie Coolman - United Healthcare
Disability Insurance Agent · Fort Myers, FL
(239) 938-4245
coolmanagency.com
IS
12251 Itec Pk Dr Suite 106
Insurance Specialists of SW Florida - Fort Myers
Disability Insurance Agent · Fort Myers, FL
(239) 514-0225
ftmyersins.com
DT
18990 S Tamiami Trl #7
DEL TORO INSURANCE
Disability Insurance Agent · Fort Myers, FL
(239) 799-7326
deltoroinsurance.com/florida-insurance-agency-fortmyers
LI
17474 Barbara Dr
LTDT Insurance
Disability Insurance Agent · Fort Myers, FL
(888) 592-5838
ltdtinc.com
HS
7800 University Pointe Dr
Harly Sushil Insurance Helps
Disability Insurance Agent · Fort Myers, FL
(239) 933-6774
insurancehelps.com
CI
7021 Constitution Blvd # 5
Cassidy Insurance Group: Allstate Insurance
Disability Insurance Agent · Fort Myers, FL
(239) 267-2022
agents.allstate.com/cassidy-insurance-group-fort-myers-fl.html
AI
11215 Metro Pkwy Building 1 | Suite 4
Acentria Insurance
Disability Insurance Agent · Fort Myers, FL
(239) 278-3939
acentria.com
GO
17595 S Tamiami Trl Suite 124
GREAT OAKS INSURANCE SERVICES
Disability Insurance Agent · Fort Myers, FL
(239) 288-6549
greatoaksins.com
IR
17595 S Tamiami Trl #107
Iron Ridge Insurance Services, a Member of the Hilb Group
Disability Insurance Agent · Fort Myers, FL
(800) 775-8526
ironridgeus.com
SI
8024 Alico Rd
STATEWIDE INSURANCE MARKET
Disability Insurance Agent · Fort Myers, FL
(239) 437-6444
KM
13791 Metropolis Ave #100
Kneeland Medicare Insurance
Disability Insurance Agent · Fort Myers, FL
(239) 850-5357
healthmarkets.com/local-health-insurance-agent/skneeland
II
16048 San Carlos Blvd #1
Independent Insurance Solutions, Inc.
Disability Insurance Agent · Fort Myers, FL
(239) 466-9800
independentinsurancesolutionsinc.com
CI
17595 S Tamiami Trl
Centennial Insurance Services
Disability Insurance Agent · Fort Myers, FL
(239) 247-5125

What Does a a Disability Insurance Agent in Fort Myers Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40-year-old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary based on age, health, occupation, benefit amount, and elimination period. This is general information and not insurance advice.

About disability insurance agents in Fort Myers

Disability insurance agents in Fort Myers help residents and businesses find coverage that protects income if injury or illness prevents work. Florida law does not require private disability insurance but agents can guide you on options like short-term and long-term policies. Local agents understand the Fort Myers job market and can tailor plans for common industries such as healthcare, construction, and tourism.

Frequently Asked Questions

What does a disability insurance agent in Fort Myers do?

A disability insurance agent helps you compare policies from different carriers and explains benefit terms, elimination periods, and coverage limits. They do not provide legal advice but can assist with filing claims and understanding policy language.

How does Florida law affect disability insurance policies?

Florida follows an all-risk approach for disability insurance meaning the insurer must prove a pre-existing condition exclusion applies. Florida law also requires a 30-day grace period for premium payments before a policy can lapse. Agents can explain how these rules impact your coverage.

Can a disability insurance agent help with an existing claim in Fort Myers?

Yes many agents assist with claim documentation and communication with the insurance company. However if your claim is denied or delayed you may need to consult an attorney. Agents cannot guarantee claim approval.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.