The top-rated disability insurance agent in Fort Lauderdale, Florida is Maher Insurance Group, rated 5.0 stars across 1,150 reviews. Other highly rated options include Estrella Insurance, NSI Insurance Fort Lauderdale, Family Insurance Services. This directory lists 29 disability insurance agents serving Fort Lauderdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maher Insurance Group | 1901 W Cypress Creek Rd | (855) 238-7947 |
| 2 | Estrella Insurance | 3553 Davie Blvd | (954) 530-6967 |
| 3 | NSI Insurance Fort Lauderdale | 2601 E Oakland Park Blvd Suite 100 | (954) 522-3800 |
| 4 | Family Insurance Services | 2699 Stirling Rd STE C405 | (954) 431-1233 |
| 5 | My Medicare Solutions | 1001 W Cypress Creek Rd SUITE 105 | (800) 991-4979 |
| 6 | Vertical Insurance Agency, LLC | 2003 W Cypress Creek Rd STE 110 | (954) 604-6302 |
| 7 | Insurance 'n You | 800 Corporate Dr Suite 610 | (844) 467-6968 |
| 8 | Floridian Coastline Insurance | 2450 E Commercial Blvd Suite 200 | (954) 302-4531 |
| 9 | Pettineo Insurance Agency Inc. | 2428 E Commercial Blvd | (954) 493-9424 |
| 10 | Skylake Insurance Fort Lauderdale- Insurance Agency | 200 S Andrews Ave Ste 504 | (954) 493-1944 |
Maher Insurance Group in Fort Lauderdale, Florida, provides a range of services related to disability insurance, including assessing individual coverage needs, comparing policy options, and guiding clients through the application process. The agency also assists with policy maintenance, such as reviewing existing plans for adequacy and helping with claims filing or benefit changes. Its services cater to a variety of property types, including single-family homes, apartments, and retail, as well as restaurants.
Serving Fort Lauderdale and the surrounding communities of Broward County, Estrella Insurance operates as a local disability insurance agent. It handles the placement of individual and group disability income policies designed to replace a portion of a client’s salary if illness or injury prevents them from working. For each case, the agent begins by analyzing the client’s occupation, current income, and existing coverage to identify potential benefits gaps. It then typically tailors policy comparisons from multiple carriers to match the client’s specific financial needs.
NSI Insurance Fort Lauderdale helps clients distinguish between one-time policies for a single major illness or injury and recurring disability plans that provide ongoing income protection. Coverage options are tailored to both short-term and long-term needs, ensuring residents of Fort Lauderdale can secure financial stability if unable to work. As a local disability insurance agent, this firm focuses on matching each client’s situation with suitable policy terms. All services are scheduled, with appointments arranged to review coverage periodically or as individual circumstances change.
Family Insurance Services in Fort Lauderdale specializes in helping individuals secure disability insurance to replace a portion of income if illness or injury prevents them from working. The company also works with clients to evaluate policy options suited to different professional and personal circumstances in the South Florida area. Navigating coverage can be particularly important for someone planning a seasonal move or starting a new job at a local construction site or resort.
As the winter tourist season swells the population of Fort Lauderdale, seasonal workers and retirees often find themselves assessing their financial safety nets. My Medicare Solutions helps these residents navigate the complex process of securing disability insurance, ensuring income protection during unexpected health challenges. Located locally, the agency provides straightforward guidance on various policy options tailored to individual needs and budgets. The process typically begins with a complimentary initial consultation, during which the agent evaluates the client’s current coverage gaps and employment status.
Vertical Insurance Agency, LLC provides disability insurance solutions from its base in Fort Lauderdale, Florida. The agency assists individuals in replacing income if illness or injury prevents them from working. Beyond personal coverage, it also offers policies that protect businesses when key employees become disabled. This company works with clients across multiple commercial sectors, including office environments, warehouses, and food service operations.
Insurance 'n You serves residential clients in Fort Lauderdale, helping them secure disability income protection against lost wages due to illness or injury. The agency also handles commercial disability coverage for local businesses, ensuring key employees and small business owners are protected. Service extends throughout the Fort Lauderdale area and nearby communities. After an initial policy is placed, the agent can assist with plan adjustments, claim documentation, or renewal reviews, making return visits part of routine financial planning.
Floridian Coastline Insurance serves Fort Lauderdale as a disability insurance agent. The company assists clients in understanding and selecting coverage that replaces lost income due to illness or injury. It guides individuals through policy options, including short-term and long-term disability plans, to match their financial needs. The firm works with both self-employed professionals and employees of local businesses. Floridian Coastline Insurance offers the specialty service of coordinating disability coverage with existing personal health insurance benefits.
Seasonal workers in South Florida often seek protection against income loss from illness or injury, and Pettineo Insurance Agency Inc. in Fort Lauderdale helps evaluate those needs during open enrollment periods. As a Disability Insurance Agent, the agency assists clients in comparing short-term and long-term policies that provide income replacement when a medical condition prevents working. This process begins with a confidential initial consultation to assess the individual’s occupation, current coverage, and desired benefit duration before any policy recommendations are made.
What Does a a Disability Insurance Agent in Fort Lauderdale Cost?
Disability insurance agents in Florida typically earn commissions paid by the insurance company. You do not usually pay the agent directly. Policy premiums vary widely from 1% to 3% of your annual income. For a 50,000 dollar annual income a policy might cost 500 to 1,500 dollars per year. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Fort Lauderdale
A disability insurance agent in Fort Lauderdale can help you choose a policy or file a claim. Florida law requires agents to be licensed by the state. Local agents know how Florida rules affect your coverage and benefits.
Frequently Asked Questions
What does a disability insurance agent in Fort Lauderdale do?
An agent helps you compare policies from different carriers. They explain coverage options and assist with claim paperwork. Agents do not provide legal advice but can guide you through the process.
Are there Florida-specific rules for disability insurance claims?
Yes. Florida has a 60-day deadline to file a claim after a disability begins. The state also requires insurers to respond to claims within 90 days. An agent can help you meet these time limits.
How do I verify a disability insurance agent license in Florida?
You can check an agents license on the Florida Department of Financial Services website. All agents must pass a state exam and complete continuing education. Verify the license before working with any agent.
Disability Insurance Agents in Other Florida Cities
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