The top-rated disability insurance agent in Dunedin, Florida is Isaac Stuiso - State Farm Insurance Agent, rated 4.9 stars across 367 reviews. Other highly rated options include Freeway Insurance, Dockside Insurance, Solace Insurance. This directory lists 17 disability insurance agents serving Dunedin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaac Stuiso - State Farm Insurance Agent | 1780 Main St #C | (727) 221-7500 |
| 2 | Freeway Insurance | 1411 Main St | (727) 203-7002 |
| 3 | Dockside Insurance | 748 Broadway #201 | (727) 475-7788 |
| 4 | Solace Insurance | 1659 Achieva Way Suite 121 | (727) 585-1174 |
| 5 | Jeff Campbell: Allstate Insurance | 1365 Main St | (727) 738-6088 |
| 6 | Kassie Graddy Lancaster: Allstate Insurance | 2323 Curlew Rd STE 6A | (727) 797-8121 |
| 7 | Ross Insurance Group Inc | 934 Curlew Rd | (727) 734-7000 |
| 8 | Dave Cosper - State Farm Insurance Agent | 1164 Belcher Rd | (727) 733-7610 |
| 9 | Robbie Hussein: Allstate Insurance | 1460 Beltrees St Ste 5 | (727) 733-8181 |
| 10 | Sebanda Insurance | 2323 Curlew Rd STE 7A | (727) 242-9303 |
Isaac Stuiso - State Farm Insurance Agent serves the Dunedin, Florida, area as a disability insurance agent. The agency helps clients protect their income by offering coverage designed to replace a portion of wages if an illness or injury prevents them from working. Policies are tailored to individual needs, including both short-term and long-term benefits. The company handles applications for individual disability policies and assists with claims for occupational disability coverage.
Freeway Insurance provides a range of disability insurance agent services to individuals and businesses in the Dunedin, FL area. Its service includes guiding clients through policy options and assisting with claims management. Ongoing maintenance plans help ensure coverage remains aligned with changing needs. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Dockside Insurance in Dunedin, FL serves homeowners, businesses, and professionals who need protection against income loss due to illness or injury. As a disability insurance agent, the company helps clients evaluate policy options that replace a portion of earnings during recovery. The agency focuses on matching coverage to individual employment situations and financial obligations. It also assists practice owners in securing disability benefits for their staff. Service extends to residents and business operators throughout northern Pinellas County, including the nearby community of Palm Harbor.
Solace Insurance serves Dunedin, Florida, and the surrounding Tampa Bay communities, handling disability insurance needs for area residents. It addresses both short-term and long-term policies that replace income when illness or injury prevents work. Working closely with local professionals, the agency focuses on evaluating individual coverage gaps and matching solutions to those specific circumstances. It typically gathers financial and medical details from the client, then presents suitable policy options from available carriers for their consideration.
Jeff Campbell: Allstate Insurance specializes in disability insurance agent services in Dunedin, FL, helping clients secure income protection for unexpected medical events. The agency also provides general insurance guidance to match coverage with individual professional and personal needs. By evaluating typical local occupational risks, it tailors policies to ensure financial stability during recovery periods. This includes addressing concerns for self-employed residents who face lost earnings from temporary disabilities during seasonal tourism fluctuations.
Kassie Graddy Lancaster: Allstate Insurance provides general insurance services to the Dunedin area, with a specific focus on disability insurance agent work. This specialty involves helping clients select coverage that replaces income if they become unable to work due to illness or injury. The agency serves local professionals in a variety of commercial settings, including offices, warehouses, and food service operations.
As open enrollment season begins in Dunedin, many professionals and self-employed residents are reviewing their income protection. Ross Insurance Group Inc provides local guidance for evaluating disability insurance options to cover lost wages during illness or injury. The agency helps explain policy terms and coordinate with existing financial plans. An initial consultation focuses on reviewing current coverage and assessing each client's employment situation and income needs before presenting available plans.
Dave Cosper - State Farm Insurance Agent in Dunedin, FL, offers disability insurance that can be structured with a one-time policy purchase or as a recurring premium plan with ongoing coverage options. These policies provide income protection if a client is unable to work due to illness or injury, helping to replace lost wages. Service arrangements can be made as needed for new policy inquiries, scheduled reviews of existing coverage, or on an as-needed basis to address claims or modifications.
Robbie Hussein: Allstate Insurance provides disability insurance agent services to residents in Dunedin, Florida. The agency also handles commercial coverage needs for local businesses. Service areas extend throughout the Dunedin community and surrounding Pinellas County locations. Agents review individual policies to match coverage with clients' current employment and income situations. During each regular visit, representatives discuss any life changes that may affect benefit levels. They schedule follow-up appointments to adjust plans accordingly, ensuring ongoing protection between scheduled reviews.
Sebanda Insurance focuses on disability insurance, helping individuals in Dunedin, Florida secure policies that replace income if they cannot work due to illness or injury. The agency also assists with related coverage needs, guiding clients through plan options and application processes. It regularly advises self-employed professionals, small business owners, and other local workers on protecting their earnings. This service proves especially valuable when a seasonal change in employment status or a sudden health issue creates a need for immediate financial protection.
What Does a a Disability Insurance Agent in Dunedin Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier so you usually do not pay an upfront fee. Policy premiums in Florida range from 1% to 3% of your annual income for a standard plan. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Dunedin
Disability insurance agents in Dunedin Florida help individuals and business owners secure income protection policies. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents can explain how Florida's unique weather risks and self-employment trends affect policy options.
Frequently Asked Questions
What does a disability insurance agent in Dunedin do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your occupation and budget. They also assist with claim filing and understanding policy terms. In Florida agents must hold a valid 2-15 or 2-14 license.
Are disability insurance benefits taxable in Florida?
Florida has no state income tax so benefits are not taxed at the state level. However federal tax rules apply if you paid premiums with pre-tax dollars. An agent can explain how your specific payment method affects tax treatment.
How long do Florida disability claims usually take to process?
Florida law does not set a specific time limit for private disability claims but most insurers process claims within 30 to 45 days. If your claim is denied you have 180 days to file an appeal under the Employee Retirement Income Security Act for employer plans.
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