The top-rated condo insurance agent in Jackson, Tennessee is Acceptance Insurance, rated 4.9 stars across 298 reviews. Other highly rated options include Haven Insurance Partners, LLC, Able Agency Inc., Direct Auto Insurance. This directory lists 20 condo insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 605 Carriage House Dr Ste Q | (731) 859-7059 |
| 2 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 3 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 4 | Direct Auto Insurance | 375 Vann Dr | (731) 668-7600 |
| 5 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 6 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 7 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 8 | McDonald Insurance & Financial Services | 15 Old Humboldt Rd Ste C | (731) 668-8054 |
| 9 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 10 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
Acceptance Insurance serves the Jackson, Tennessee metro area as a Condo Insurance Agent. The agency provides coverage options designed to protect individual condominium units, including the interior structure and personal belongings. It also addresses liability protection for incidents occurring within the unit. Homeowners association master policies often leave gaps that this agency works to fill with tailored plans. Specific services it handles include personal property coverage for furnishings and loss assessment coverage for shared building repairs.
Haven Insurance Partners, LLC in Jackson, TN offers a full range of condo insurance services, including policy consultations, risk assessments, and tailored coverage solutions. It provides ongoing policy reviews and claims assistance to help maintain adequate protection over time. The company also assists clients with adjusting their plans to match changing building values or personal assets. It services condominium units of all types, including single-family homes, apartments, retail spaces, and restaurants.
Able Agency Inc. serves the Jackson, Tennessee, area as a condo insurance agent, assisting residents with tailored policies. Condo insurance in this region typically covers interior structures, personal property, and liability protection separate from master building policies. The agency works to match each client with appropriate coverage based on individual unit needs and local regulations. Its specific services in this area include handling claims guidance for condo dwellers and reviewing master policy gaps to ensure proper protection for personal belongings and unit additions.
Direct Auto Insurance in Jackson, Tennessee, provides a range of services for condo owners, including coverage for personal property, liability protection, and loss assessment assistance. It offers maintenance plans that help policyholders manage periodic updates to their coverage based on changing property values or local regulations. The company regularly reviews individual policies to ensure they meet current needs. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners and condo unit owners in Jackson, Tennessee turn to Carl Fergie of Fergie & Associates Insurance for professional guidance on their community association dwelling policies. The agency assists clients with mastering the specific coverage needs and potential gaps unique to condo living, including interior fixtures and liability protections. Fergie & Associates also works with property managers to help ensure their entire building has appropriate master policy coverage. Their service area extends to the neighboring community of Humboldt and surrounding parts of Madison County.
Farm Bureau Insurance serves homeowners, property investors, and condo association boards in Jackson, Tennessee, offering tailored condo insurance policies that cover interior structures, personal liability, and loss assessment protection. The agency also provides guidance on aligning individual unit policies with master building coverage. In addition to serving Jackson, the company extends its condo insurance services to the surrounding communities of Humboldt and the greater Madison County metro area.
Guiding Star Insurance serves Jackson, Tennessee, and the surrounding communities in Madison County. It handles securing condo insurance policies for local homeowners and investors. The company addresses common coverage needs such as protection for personal belongings, interior structural damage, and liability claims. Each policy is evaluated individually to match the specific risk factors present in the area’s condominium associations. For a typical job, it begins with a thorough review of the client’s master policy before crafting a supplemental plan that closes all coverage gaps.
McDonald Insurance & Financial Services in Jackson, TN offers condo insurance options tailored to either one-time policy selections or recurring coverage that renews automatically each term. Their local agency focuses on protecting condo owners from common risks such as property damage, liability claims, and loss of personal belongings within the unit. Coverage typically addresses interior structures, individual fixtures, and personal liability exposures not covered by the building’s master policy. Service for existing clients generally operates on a scheduled annual review basis, with additional as-needed consultations available for policy adjustments.
Ebbco Insurance Agency delivers targeted condo insurance solutions, specializing in master policy gap coverage and personal property protection for Jackson residents. It provides comprehensive risk assessment and tailored policy options to safeguard individual units against common perils. Additional services include liability coverage consultation and loss assessment assistance, ensuring condominium owners maintain adequate financial safeguards. During severe thunderstorm seasons common to West Tennessee, the agency helps policyholders coordinate supplemental flood endorsements and wind damage provisions, addressing frequent seasonal claims scenarios.
What Does a a Condo Insurance Agent in Jackson Cost?
Condo insurance in Tennessee typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit value, deductible choice, and location in Jackson affect the premium. Loss assessment coverage and personal property limits also change the price. This is general information and not insurance advice.
About condo insurance agents in Jackson
A condo insurance agent in Jackson Tennessee can help you secure an HO-6 policy that covers your personal property and interior structures. Tennessee law requires condo associations to carry a master policy but individual unit owners need their own coverage for improvements and liability. Local agents understand Jackson market conditions and can tailor a policy to your specific unit.
Frequently Asked Questions
What does a condo insurance agent in Jackson Tennessee do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain the difference between the association master policy and your personal coverage needs. They also advise on loss assessment coverage which is important in Tennessee.
Is condo insurance required in Tennessee?
Tennessee does not have a state law requiring individual condo insurance. However most lenders and condo associations require proof of an HO-6 policy. Without it you could be personally liable for damage to your unit or common areas.
How do I choose a condo insurance agent in Jackson?
Look for an agent licensed in Tennessee with experience in condo policies. Ask if they represent multiple insurance companies so you can compare options. Check their familiarity with Jackson area condo associations and local building codes.
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