The top-rated condo insurance agent in Bartlett, Tennessee is Scotty Dunnam - State Farm Insurance Agent, rated 5.0 stars across 380 reviews. Other highly rated options include Jeff Herman - State Farm insurance Agent, Michele Agnew - State Farm Insurance Agent, Lofton Wells Insurance. This directory lists 20 condo insurance agents serving Bartlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scotty Dunnam - State Farm Insurance Agent | 2838 Stage Center Cove Suite 3 | (901) 372-4400 |
| 2 | Jeff Herman - State Farm insurance Agent | 3205 Kirby Whitten Rd Suite 101 | (901) 388-4402 |
| 3 | Michele Agnew - State Farm Insurance Agent | 6600 Stage Rd #142 | (901) 372-3792 |
| 4 | Lofton Wells Insurance | 6187 Stage Rd | (901) 377-7935 |
| 5 | McDonald Insurance & Financial Services | 5820 Stage Rd | (901) 385-1234 |
| 6 | Elizabeth Rook Insurance | 3189 Kirby Whitten Rd Suite 106 | (901) 867-7283 |
| 7 | Trey Clemens - State Farm Insurance Agent | 2919 Elmore Park Rd Suite 3 | (901) 755-4172 |
| 8 | Ruby Williams - State Farm Insurance Agent | 7140 US-64 Ste 118 | (901) 388-0000 |
| 9 | James Garcia: Allstate Insurance | 6490 Memphis Arlington Rd #110 | (901) 381-4747 |
| 10 | Gregory Lawrence: Allstate Insurance | 2768 Bartlett Blvd | (901) 388-8220 |
Scotty Dunnam - State Farm Insurance Agent in Bartlett, TN, provides a full range of condo insurance services, including protection for interiors, personal belongings, and liability coverage. It offers assistance with policy maintenance, such as reviewing coverage limits after renovations or changes in occupancy. Service plans include guidance on hurricane and water backup endorsements tailored to local needs. The company also advises on deductibles for master policy coordination. It services single-family homes, apartments, retail spaces, and restaurants.
Jeff Herman - State Farm Insurance Agent serves the Memphis area, including Bartlett, Tennessee, as a local condo insurance agent. The company helps owners of condominium units protect their personal property and interior structural improvements. Condo insurance policies typically cover losses from common perils such as fire, theft, vandalism, and water damage from burst pipes. Personal liability protection is also offered through these policies. Jeff Herman - State Farm Insurance Agent handles specific services including replacing your personal belongings after a covered loss and providing coverage for loss assessments from the condo association.
Michele Agnew - State Farm Insurance Agent serves homeowners, condo owners, and property managers in the Bartlett, Tennessee area needing specialized condo insurance. The agency provides coverage for individual units, common areas, and personal liability protection. Policies address interior structural damage, personal property replacement, and loss assessment situations. Additional options include protection for temporary living expenses and umbrella liability limits. Customers seeking tailored condo insurance solutions can also receive assistance for properties in the nearby Memphis metropolitan region.
Lofton Wells Insurance serves Bartlett, Tennessee, and the surrounding communities within the Shelby County area. It handles condo insurance policies designed to protect individual unit owners from property damage and personal liability. The company guides clients through the specific coverage needed to fill gaps left by a building’s master policy. To handle a typical job, it begins with a thorough review of the client’s current unit and association requirements before tailoring an appropriate policy structure.
McDonald Insurance & Financial Services serves policyholders in Bartlett, Tennessee and the surrounding communities of the greater Memphis area. It handles condo insurance policies designed to cover a unit owner’s personal property, interior fixtures, and liability exposure within a condominium association. The agent works to assess each client’s specific interior coverage needs and the master policy coverage carried by the homeowners association. The company takes a straightforward approach by reviewing individual policy gaps and then arranging tailored protection that avoids unnecessary overlap.
Specializing in customized polices tailored to individual unit needs, Elizabeth Rook Insurance serves as a local agent for condo owners across Bartlett, TN. Work involves conducting annual coverage reviews to account for updated interior renovations and changes in association master policy deductibles. The company also aids clients in understanding loss assessment coverage linked to shared building structures. Services routinely address common seasonal concerns such as storm damage to windows and roofs during spring weather patterns.
In Bartlett, Tennessee, Trey Clemens - State Farm Insurance Agent provides general property coverage to protect condominium owners from common risks like fire, theft, and liability. The agency specializes in tailoring these policies with add-ons that address gaps often left by master association plans, including coverage for interior improvements and loss assessment. Its commercial insurance services can help protect offices, warehouses, and food service establishments by addressing the unique liability and property exposures these businesses face.
As Bartlett residents prepare their condos for spring storms, Ruby Williams - State Farm Insurance Agent provides coverage tailored to the specific needs of attached housing. This agency helps unit owners understand master policy gaps and protects personal property, liability, and interior improvements. A typical consultation begins with a walk-through to document current fixtures and valuable contents. An initial review of the existing homeowners association policy guides recommendations. Every new quote follows an assessment of the unit’s age, building materials, and proximity to fire hydrants.
At James Garcia: Allstate Insurance in Bartlett, TN, clients can choose between a one-time policy review tailored to a specific purchase or sale, and recurring service options that monitor coverage needs over multiple seasons. Their work centers on explaining how standard condo association master policies interact with individual interior and liability protection. This agency helps match coverage to the unique structural and personal property risks common in local condominium buildings. Their service structure operates on either a scheduled annual check-in or an as-needed basis for policy adjustments.
What Does a a Condo Insurance Agent in Bartlett Cost?
Typical condo insurance premiums in Tennessee range from 300 to 700 dollars per year for standard HO-6 policies. Costs depend on your units location, value, and coverage limits. Higher deductibles can lower your premium. This is general information and not insurance advice.
About condo insurance agents in Bartlett
A condo insurance agent in Bartlett Tennessee helps you navigate the unique needs of condominium coverage. Tennessee law requires your association to carry a master policy, but that policy typically does not cover your personal belongings or interior improvements. A local agent can explain how an HO-6 policy fills these gaps and meets your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Bartlett do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also review your associations master policy to ensure you have no coverage gaps.
Do I need condo insurance if the association has a master policy in Tennessee?
Yes. The master policy usually covers the building structure and common areas but not your personal belongings or upgrades. An HO-6 policy from a local agent protects your unit and provides liability coverage.
How does Tennessee law affect my condo insurance needs?
Tennessee law requires condo associations to maintain a master policy, but the extent of coverage varies. Your agent can help you understand your responsibility for interior fixtures and personal liability under state statutes.
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