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HomeCondo Insurance AgentsTennessee › Cookeville

Find Condo Insurance Agents Near You in Cookeville, TN

Browse condo insurance agents serving Cookeville, Tennessee. Updated 2026-07-14.

The top-rated condo insurance agent in Cookeville, Tennessee is Elwood Ervin - State Farm Insurance Agent, rated 4.9 stars across 200 reviews. Other highly rated options include Direct Auto Insurance, John White - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 condo insurance agents serving Cookeville.

Showing 20 condo insurance agents in Cookeville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elwood Ervin - State Farm Insurance Agent108 W Jackson St(931) 526-9693
2Direct Auto Insurance586 S Jefferson Ave G(931) 526-1222
3John White - State Farm Insurance Agent235 S Willow Ave(931) 528-6464
4Acceptance Insurance555 S Jefferson Ave(931) 219-4024
5Jared Dunn - COUNTRY Financial Representative117 S Jefferson Ave(931) 528-7414
6Farm Bureau Insurance410 E Veterans Dr(931) 528-1571
7Kerri Hunt: Allstate Insurance253 S Willow Ave(931) 528-8063
8Valor Insurance Agency548 N Willow Ave Suite C(931) 520-7675
9Lafever Insurance Agency727 S Jefferson Ave(931) 526-3377
10Josh Tucker - State Farm Insurance Agent794 S Willow Ave(931) 646-0000
EE
108 W Jackson St
Elwood Ervin - State Farm Insurance Agent
Condo Insurance Agent · Cookeville, TN

Elwood Ervin - State Farm Insurance Agent serves the Cookeville, Tennessee area, specializing in providing condo insurance coverage for local residents. This agency assists condominium owners in securing policies that protect their individual units and personal belongings. It also helps clients navigate the specific coverage requirements set by homeowners associations. By focusing on the unique needs of condo dwellers, the agent works to find appropriate plans for property protection and liability coverage. Common services include consultations for interior damage coverage and loss assessment protection.

DA
586 S Jefferson Ave G
Direct Auto Insurance
Condo Insurance Agent · Cookeville, TN

Direct Auto Insurance offers tailored condo insurance policies, covering the specific needs of unit owners in Cookeville, Tennessee. It works with local residents to secure adequate protection for interior structures, personal belongings, and liability exposures not covered by a building’s master policy. The agent assists clients in reviewing coverage limits and endorsements to ensure proper alignment with their individual assets. During the winter months, it helps address the increased risk of burst pipes or ice damage that can affect condominium interiors.

JW
235 S Willow Ave
John White - State Farm Insurance Agent
Condo Insurance Agent · Cookeville, TN

John White - State Farm Insurance Agent in Cookeville, TN offers a full range of condo insurance services, including protection for the interior structure, personal belongings, and liability coverage. The agency assists clients in selecting appropriate deductibles and policy limits tailored to individual needs. Regular policy reviews help ensure coverage keeps pace with changing circumstances. This agent services single-family homes, apartments, and small commercial properties such as retail spaces and restaurants.

AI
555 S Jefferson Ave
Acceptance Insurance
Condo Insurance Agent · Cookeville, TN

As Tennessee’s unpredictable spring storms often bring wind and hail damage to Cookeville condos, Acceptance Insurance provides specialized coverage to protect individual units and shared building elements. Property owners need policies that address both interior losses and assessments from the homeowners’ association for common-area repairs. The agency explains how standard provisions like loss assessment and personal liability apply to common local claims scenarios. An initial assessment of the condo’s contents and building maintenance history is typically offered before a policy is written.

JD
117 S Jefferson Ave
Jared Dunn - COUNTRY Financial Representative
Condo Insurance Agent · Cookeville, TN

Jared Dunn - COUNTRY Financial Representative serves property owners and managers in Cookeville, Tennessee who require condominium insurance coverage. The agency helps clients protect their individual units and personal belongings against common perils such as fire, theft, and water damage. Policies are designed to address the specific liability needs and master policy gaps that condo owners often face. Working with this local agent allows customers to review coverage options that fit their particular building type and occupancy use. The agency also provides service to residents in the nearby community of Monterey, Tennessee.

FB
410 E Veterans Dr
Farm Bureau Insurance
Condo Insurance Agent · Cookeville, TN

Farm Bureau Insurance serves clients in Cookeville, Tennessee, providing coverage options for condo owners and renters. Its specialty add-ons help protect personal property, interior fixtures, and liability risks specific to individual units. The company assists homeowners in tailoring policies to address unique building association requirements and common area exposures. It can serve commercial sectors such as offices, warehouses, and food service operations with appropriate liability and property protection.

KH
253 S Willow Ave
Kerri Hunt: Allstate Insurance
Condo Insurance Agent · Cookeville, TN

Kerri Hunt: Allstate Insurance serves Cookeville, Tennessee, and the surrounding Putnam County communities, handling condo insurance for local unit owners. It assists clients with protecting their individual units, personal belongings, and liability coverage within the broader homeowners association policy. The agency structures each policy to align with community bylaws and the specific gaps in the master association coverage. It typically begins with a detailed review of the existing HOA policy, then tailors a personal condo policy to match the owner's actual risk.

VI
548 N Willow Ave Suite C
Valor Insurance Agency
Condo Insurance Agent · Cookeville, TN

Valor Insurance Agency in Cookeville, TN provides specialized condo insurance policies that protect unit interiors and personal property beyond the master policy coverage. It also offers general homeowners assistance and ensures clients understand their specific liability and loss assessment responsibilities. With changing seasons in the Upper Cumberland region, the agency helps condominium owners prepare for potential winter freeze damage to plumbing systems located within their walls or common areas.

LI
727 S Jefferson Ave
Lafever Insurance Agency
Condo Insurance Agent · Cookeville, TN

Lafever Insurance Agency in Cookeville, TN offers condo insurance as either a one-time purchase option for individual transactions or a recurring service for ongoing policy management and updates. Coverage typically protects the interior structure, personal belongings, and liability within a condominium unit. Owners may secure policies tailored to their specific HOA requirements and personal assets. Service for new quotes and policy changes is arranged on an as-needed basis, with renewals handled according to each policy’s scheduled cycle.

JT
794 S Willow Ave
Josh Tucker - State Farm Insurance Agent
Condo Insurance Agent · Cookeville, TN

Josh Tucker - State Farm Insurance Agent in Cookeville, Tennessee offers residential condo insurance coverage tailored to individual unit owners. Commercial policies for condo associations or rental properties are also available throughout the local area. Each policy focuses on protecting personal property and liability within the community. The agent can review specific coverage needs for walls-in, personal belongings, and loss assessment. Follow-up consultations after policy changes or renewals help maintain continuous protection between regular account reviews.

FB
1165 S Willow Ave
Farm Bureau Insurance
Condo Insurance Agent · Cookeville, TN
(931) 432-1571
fbitn.com/tn/putnam-county/cookeville/putnam-willow-ave-agency
MI
136 E Spring St
Matlock Insurance
Condo Insurance Agent · Cookeville, TN
(931) 372-8023
IS
155 S Jefferson Ave
Inman-Storie Insurance Agency
Condo Insurance Agent · Cookeville, TN
(931) 528-5040
inman-storie.com
GM
1283 S Walnut Ave
Gary Maxwell Insurance Agency
Condo Insurance Agent · Cookeville, TN
(931) 528-0474
garymaxwellinsurance.com
SI
480 Neal St # 100
Swallows Insurance
Condo Insurance Agent · Cookeville, TN
(931) 526-4025
swallowsinsurance.com
SI
425 E Broad St Ste C
Shelter Insurance - Tony Smith
Condo Insurance Agent · Cookeville, TN
(931) 528-7079
shelterinsurance.com/CA/agent/TONYSMITH
FI
225 W Stevens St
Fields Insurance, HBS, Armor
Condo Insurance Agent · Cookeville, TN
(931) 526-5049
fieldsinsurancellc.com
CI
1459 Interstate Dr #201
Cumberland Insurance Agency
Condo Insurance Agent · Cookeville, TN
(931) 372-1222
cumberlandinsurance.com
LO
345 S Jefferson Ave Suite 207
Live Oak Insurance & Financial
Condo Insurance Agent · Cookeville, TN
(931) 367-5483
liveoaktn.com
WI
201 Reagan St
Wilmoth Insurance Agency Inc.
Condo Insurance Agent · Cookeville, TN
(931) 526-6181
wilmothinsuranceagency.com

What Does a a Condo Insurance Agent in Cookeville Cost?

Condo insurance in Tennessee typically costs between 150 and 500 dollars per year for a standard HO-6 policy. Factors like your unit location in Cookeville and the amount of personal property coverage affect the price. Policies with higher loss assessment limits may cost more. This is general information and not insurance advice.

About condo insurance agents in Cookeville

Condo insurance agents in Cookeville Tennessee help owners protect their units with HO-6 policies. Tennessee law requires condo associations to have a master policy, but individual owners still need coverage for interior fixtures and personal property. A local agent can explain how Tennessee statutes affect your specific deductible and loss assessment coverage.

Frequently Asked Questions

What does a condo insurance agent in Cookeville do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal property and interior structures. They also explain loss assessment coverage which is important under Tennessee law. The agent can compare quotes from multiple insurers to find a policy that fits your needs.

Is condo insurance required by law in Tennessee?

Tennessee law does not require individual condo owners to carry insurance. However most mortgage lenders require an HO-6 policy. Also your condo association bylaws may mandate that you have coverage for certain items like flooring and cabinets.

How does Tennessee law affect loss assessment coverage?

Tennessee Code Annotated 66-27-401 allows condo associations to levy special assessments for common area damage. Your HO-6 policy can include loss assessment coverage to help pay these costs. An agent can help you choose a limit that matches your risk.

Condo Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.