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Find Condo Insurance Agents Near You in Bristol, TN

Browse condo insurance agents serving Bristol, Tennessee. Updated 2026-07-14.

The top-rated condo insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 15 condo insurance agents serving Bristol.

Showing 15 condo insurance agents in Bristol, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Lowe - State Farm Insurance Agent2137 Volunteer Pkwy #3(423) 968-9221
2Mike Adams - State Farm Insurance Agent1500 Bluff City Hwy(423) 764-5641
3Barbara Williams - State Farm Insurance Agent2742 W State St #3(423) 323-3640
4Jim Embree Insurance1225 Bluff City Hwy(423) 968-5550
5Shelter Insurance - Justin Horn2344 Volunteer Pkwy(423) 573-8870
6Burnette & Associates Insurance1143 Volunteer Pkwy(423) 968-2047
7Farm Bureau Insurance1430 Volunteer Pkwy #34(423) 274-6380
8Burke, Powers & Harty, Inc.1236 Volunteer Pkwy(423) 764-2112
9The Buddy Crump Insurance Agency Inc2409 Volunteer Pkwy C(423) 764-4191
10Ron Mathews - State Farm Insurance Agent939 Volunteer Pkwy(423) 968-1322
DL
2137 Volunteer Pkwy #3
Darren Lowe - State Farm Insurance Agent
Condo Insurance Agent · Bristol, TN

Darren Lowe - State Farm Insurance Agent serves the Bristol, TN area and the surrounding metro region, specializing in providing condo insurance policies. This agency assists condominium owners with protecting their personal property and liability within their individual units. They also help navigate the coverage gaps that often exist between a master policy and a unit owner's needs. Their services include personalized consultations to explain common condo insurance endorsements. Specific policies handled include loss assessment coverage and personal umbrella insurance for added protection.

MA
1500 Bluff City Hwy
Mike Adams - State Farm Insurance Agent
Condo Insurance Agent · Bristol, TN

Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a range of condo insurance services, including coverage for personal property and liability. It offers tailored plans that help protect unit owners against common risks like fire or theft. The agency assists clients in understanding their homeowners association master policy and filling coverage gaps. Beyond standard plans, it also reviews policy maintenance needs to ensure consistent protection. The company services single-family homes, apartments, retail establishments, and restaurants.

BW
2742 W State St #3
Barbara Williams - State Farm Insurance Agent
Condo Insurance Agent · Bristol, TN

Barbara Williams - State Farm Insurance Agent serves homeowners and condominium unit owners in the Bristol, TN area who need tailored coverage for their residential properties. The agency assists with policies that protect individual condo units, including interior structures and personal belongings. For property managers and board members, guidance is provided on master policies and liability for common areas. Every client receives a personalized consultation to assess their specific coverage needs. The agency also serves homeowners and condo owners in the broader Tri-Cities metro region, including nearby Johnson City.

JE
1225 Bluff City Hwy
Jim Embree Insurance
Condo Insurance Agent · Bristol, TN

Jim Embree Insurance serves Bristol, Tennessee and the surrounding Tri-Cities communities, handling personal condo insurance policies. The agency works to protect individual unit owners against common hazards such as fire, theft, and liability. It also addresses gaps often left by a building’s master policy. By carefully reviewing each client’s specific unit and coverage needs, the agency structures a policy that balances adequate protection with reasonable premiums, often helping the client understand what the master policy does and does not cover before finalizing the individual plan.

SI
2344 Volunteer Pkwy
Shelter Insurance - Justin Horn
Condo Insurance Agent · Bristol, TN

Shelter Insurance - Justin Horn in Bristol, TN, provides specialized condo insurance policies that cover individual unit interiors and personal property. It also offers general liability protection and loss-of-use benefits for policyholders. The agent assists owners in navigating coverage gaps often left by master building policies. This service helps with seasonal concerns like winter pipe bursts or storm damage to shared structures, ensuring financial safeguards are in place for unexpected repairs and temporary relocation.

BA
1143 Volunteer Pkwy
Burnette & Associates Insurance
Condo Insurance Agent · Bristol, TN

Burnette & Associates Insurance in Bristol, TN, distinguishes between one-time policy setup and ongoing service for condo owners. Their coverage options address standard structural protection while also considering common area liabilities and personal property within the unit. Each plan is tailored to local building regulations and the specific needs of a condominium association or individual owner. Service for policy adjustments, renewals, and claims assistance runs on a scheduled basis to ensure consistent communication and timely updates throughout the year.

FB
1430 Volunteer Pkwy #34
Farm Bureau Insurance
Condo Insurance Agent · Bristol, TN

Farm Bureau Insurance specializes in providing tailored condo insurance coverage for policyholders in Bristol, Tennessee. Its services address specific needs such as protecting shared building structures and personal interior property. The agency also guides clients through common policy considerations, including loss assessment coverage and liability for individual units. It helps homeowners manage typical seasonal concerns, like ensuring sufficient protection against winter-related freeze damage to plumbing systems commonly encountered in condominium associations.

BP
1236 Volunteer Pkwy
Burke, Powers & Harty, Inc.
Condo Insurance Agent · Bristol, TN

As the spring storm season approaches in Bristol, condo owners increasingly seek coverage that protects against wind and hail damage common to the area. Burke, Powers & Harty, Inc. helps residents navigate the specialized requirements of condominium insurance policies, ensuring that individual unit policies properly coordinate with the master association plan. This includes reviewing personal liability protections and loss-assessment coverage. Every new client consultation begins with a thorough inspection of the unit’s interior finishes and a detailed review of existing coverage gaps.

BC
2409 Volunteer Pkwy C
The Buddy Crump Insurance Agency Inc
Condo Insurance Agent · Bristol, TN

The Buddy Crump Insurance Agency Inc in Bristol, TN helps clients protect their residences through basic condo coverage. It specializes in adding endorsements for personal property, liability, and loss assessment protection beyond standard policies. The agency also addresses gaps for valuables and additional living expenses after a covered claim. It can serve commercial sectors such as offices, warehouses, and food service operations.

RM
939 Volunteer Pkwy
Ron Mathews - State Farm Insurance Agent
Condo Insurance Agent · Bristol, TN

As spring storms and move-in seasons approach in Bristol, Tennessee, condo owners often review their coverage to ensure proper protection. Ron Mathews - State Farm Insurance Agent serves the area by explaining how individual policies fill gaps left by the building’s master insurance. The company works with clients to match liability and personal property coverage to their specific unit lifestyle. Policies are reviewed for common damage risks, such as burst pipes or wind. An initial phone assessment or walk-through of the unit typically starts the process.

WI
1600 6th St Ext
W.I.N. Insurance
Condo Insurance Agent · Bristol, TN
(423) 968-1264
winins.net
HA
200 7th St
Hyde & Associates Insurance
Condo Insurance Agent · Bristol, TN
(423) 652-0026
hyde-associates.com
NA
1227 Volunteer Pkwy Ste 534
Nicewander & Associates
Condo Insurance Agent · Bristol, TN
(423) 915-6409
nicehealthwealth.com
HA
1250 Volunteer Pkwy #3
Henson Agency
Condo Insurance Agent · Bristol, TN
(423) 806-2223
hensureit.com
CI
615 Shelby St
Cuddy Insurance Group (A Trustpoint Company)
Condo Insurance Agent · Bristol, TN
(423) 646-1576
cuddyinsurancegroup.com

What Does a a Condo Insurance Agent in Bristol Cost?

Typical condo insurance premiums in Tennessee range from 300 to 800 dollars per year for a standard HO6 policy. Factors like unit location building age and coverage limits affect the price. For example a unit in a newer building in Bristol may cost around 400 dollars annually while older units or those with higher liability limits can cost 700 dollars or more. This is general information not insurance advice.

About condo insurance agents in Bristol

Condo insurance agents in Bristol Tennessee help owners protect their unit and personal property. Tennessee law requires condo associations to carry master insurance but that policy often does not cover interior fixtures or personal liability. A local agent can explain how an HO6 policy fills these gaps and meets mortgage requirements.

Frequently Asked Questions

What does a condo insurance agent in Bristol do?

A condo insurance agent helps you buy an HO6 policy that covers your unit interior personal property and liability. They also review your association master policy to find coverage gaps.

Is condo insurance required in Tennessee?

Tennessee law does not require condo insurance by statute but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum level of coverage.

How long do I have to file a claim in Tennessee?

Tennessee has a one year statute of limitations for filing a property insurance lawsuit from the date of loss. Report claims to your agent as soon as possible to avoid missing this deadline.

Condo Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.