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HomeCondo Insurance AgentsTennessee › Germantown

Find Condo Insurance Agents Near You in Germantown, TN

Browse condo insurance agents serving Germantown, Tennessee. Updated 2026-07-14.

The top-rated condo insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Germantown.

Showing 20 condo insurance agents in Germantown, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frank Simmons - State Farm Insurance Agent7730 Wolf River Blvd Suite 109(901) 755-7190
2Caleb Hollingsworth - State Farm Insurance Agent3059 Forest Hill Irene Rd #103(901) 755-3100
3Alisha Dumas - State Farm Insurance Agent2135 Merchants Row STE 5(901) 755-5551
4Davis McCord - State Farm Insurance Agent8608 Farmington Blvd Ste 3(901) 755-6110
5Marc Ashley - State Farm Insurance Agent3030 Forest Hill Irene Rd Ste 103(901) 755-2850
6Michael Duel: Allstate Insurance7608 Poplar Pike(901) 767-7131
7Brandon Tate - State Farm Insurance Agent9091 Poplar Ave # 102(901) 266-0070
8Shoemaker Insurance Solutions2176 West St Suite 202(901) 757-5757
9Thompson Insurance Agency2298 S Germantown Rd # 1(901) 402-0779
10Matt Haaga - State Farm Insurance Agent7871 Farmington Blvd(901) 755-5200
FS
7730 Wolf River Blvd Suite 109
Frank Simmons - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

Frank Simmons - State Farm Insurance Agent serves the Germantown, TN metro area, specializing in condo insurance coverage for local property owners. This agency helps clients protect their individual units with liability protection and coverage for interior structures. Policies are tailored to address the specific needs of condominium living, including personal property and loss assessment coverage. The agency handles both primary residence and investment property condo policies in the Germantown region. Specific services include providing quotes for individual unit owners and advising on condominium association master policy interactions.

CH
3059 Forest Hill Irene Rd #103
Caleb Hollingsworth - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN provides a range of condo insurance services, including coverage for building property, personal belongings, and liability protection. Detailed policy evaluations help clients understand their specific risk exposures within their homeowners association agreements. Available service options include annual policy reviews to adjust coverage limits as needed. The agency regularly processes claims assistance and offers guidance on deductible selection. Its property services extend to condominiums, single-family homes, apartments, and select retail and restaurant locations.

AD
2135 Merchants Row STE 5
Alisha Dumas - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

Alisha Dumas, a State Farm Insurance agent in Germantown, TN, serves homeowners, condo owners, and property managers seeking specialized condo insurance. She helps clients understand the coverage differences between master policies and individual unit policies, addressing personal liability and interior protection needs. Policies are tailored to safeguard belongings and cover loss assessments. Using State Farm’s standard product offerings, her agency serves the greater Memphis metropolitan area, including nearby communities like Collierville.

DM
8608 Farmington Blvd Ste 3
Davis McCord - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

Davis McCord, a State Farm Insurance Agent serving the Germantown, Tennessee, area and its surrounding communities, handles condo insurance for local homeowners and associations. The agency offers policies designed to cover interior structures, personal property, and liability exposures common to condominium living. This includes protecting unit owners from financial loss due to fire, theft, or water damage. For a typical job, it begins by reviewing the specific master policy from the condo association to identify coverage gaps, then tailors an individual policy to match the client's personal assets and risk tolerance.

MA
3030 Forest Hill Irene Rd Ste 103
Marc Ashley - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

When selecting coverage for a Germantown condo, condo owners often choose between a one-time policy purchase or recurring service options that adjust as needs evolve. Marc Ashley - State Farm Insurance Agent provides protection tailored to individual unit liability and interior structures, ensuring local compliance with homeowners association requirements. The agency assists clients in understanding policy distinctions and filling gaps in master coverage. Service is offered on an as-needed basis, with scheduled reviews available to update coverage when circumstances change.

MD
7608 Poplar Pike
Michael Duel: Allstate Insurance
Condo Insurance Agent · Germantown, TN

Michael Duel: Allstate Insurance focuses on tailoring condo insurance policies for Germantown residents, addressing individual coverage needs for both interior fixtures and shared building assessments. The agency provides guidance in navigating common condo association requirements and standard homeowners policy differences, along with personal property and liability protection. It also aids clients in reviewing policy limits to ensure adequate coverage during the region’s active storm season, when wind and hail damage becomes a frequent threat to condominium roofs and windows.

BT
9091 Poplar Ave # 102
Brandon Tate - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

As hurricane season brings heavy rain and wind to Germantown, TN, Brandon Tate - State Farm Insurance Agent provides coverage for condominium owners in this area. The company focuses on protecting personal property and interior fixtures that fall outside the master policy typically held by the homeowners association. Supplemental liability protection and loss-of-use coverage are also explained to clients during consultations. An in-person property inspection is arranged during the initial assessment step.

SI
2176 West St Suite 202
Shoemaker Insurance Solutions
Condo Insurance Agent · Germantown, TN

Shoemaker Insurance Solutions provides residential condo insurance services to clients in Germantown, Tennessee, and also offers commercial coverage for property owners within the surrounding area. Working as a local condo insurance agent, the company handles individual policy needs for unit owners and association-level coverage where required. The agency can discuss specific risk protections tailored to condo living arrangements. After policies are issued, clients may reach out between regular visits for policy adjustments or follow-up service to keep coverage current.

TI
2298 S Germantown Rd # 1
Thompson Insurance Agency
Condo Insurance Agent · Germantown, TN

Thompson Insurance Agency provides comprehensive property coverage for residential units in Germantown, TN, specializing in condo insurance that protects individual policyholders’ interior structures, personal belongings, and liability. Their policies often include loss assessment and additional coverage for upgrades or renovations common in condominium living. The agency serves a variety of commercial sectors, such as office buildings, warehouses, and food service establishments, ensuring diverse property risks are appropriately managed.

MH
7871 Farmington Blvd
Matt Haaga - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN

Matt Haaga - State Farm Insurance Agent in Germantown, Tennessee is known for providing condo insurance coverage tailored to local condominium owners. Its service range includes policies that protect individual units against common risks such as fire, theft, and liability, while also addressing gaps in a building master policy. The agency works to match each policy to the unique needs of a specific condo association and unit owner. Specialty add-on services include coverage for costly plumbing backups or additional personal property protection.

LM
9056 Poplar Pike #104
Laura McKay - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN
(901) 590-1929
lauramckayinsurance.com
SI
1926 Exeter Rd
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
Condo Insurance Agent · Germantown, TN
(901) 377-7270
shelterinsurance.com/CA/agent/LHAHSGILCHRIST
FB
9155 Poplar Ave suite 13
Farm Bureau Insurance
Condo Insurance Agent · Germantown, TN
(901) 538-7200
fbitn.com/tn/shelby-county/germantown/germantown-east-agency
ML
2012 Exeter Rd
Monty Lester - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN
(901) 753-2121
montylester.com
MI
9947 Wolf River Blvd #110
McDonald Insurance and Financial Services
Condo Insurance Agent · Germantown, TN
(901) 854-5054
CG
2199 S Germantown Rd
Charles Giordano - State Farm Insurance Agent
Condo Insurance Agent · Germantown, TN
(901) 758-8500
charlesgiordano.com
LI
7716 Poplar Pike
Linder Insurance Agency LLC
Condo Insurance Agent · Germantown, TN
(901) 754-9339
linderinsurance.com
KB
1914 Exeter Rd Ste 1
Kevin Bentley Insurance
Condo Insurance Agent · Germantown, TN
(901) 755-7002
kevinbentleyinsurance.com
CI
3454 S Houston Levee Rd
Collierville Insurance Agency
Condo Insurance Agent · Germantown, TN
(901) 853-7800
insuranceoftn.com
BI
2129 West St #214
Brightway Insurance, The Andersen Agency
Condo Insurance Agent · Germantown, TN
(901) 878-3244
brightway.com/agencies/TN/Cordova/0459

What Does a a Condo Insurance Agent in Germantown Cost?

Typical condo insurance costs in Germantown Tennessee range from 300 to 600 dollars per year for a standard HO-6 policy. Factors like unit size location and coverage limits affect the premium. Higher deductibles can lower your cost. This is general information not insurance advice.

About condo insurance agents in Germantown

Condo insurance agents in Germantown Tennessee help you understand the specific coverage needed for your unit. Tennessee law requires condo owners to have an HO-6 policy that covers interior structure and personal property. Local agents can explain how your condo associations master policy interacts with your individual coverage.

Frequently Asked Questions

What does a condo insurance agent in Germantown do?

A condo insurance agent helps you find an HO-6 policy that covers your personal property and interior improvements. They review your condo associations master policy to identify gaps in coverage. They also advise on liability protection and loss assessment coverage.

Is condo insurance required by law in Tennessee?

Tennessee law does not require condo insurance by statute. However most mortgage lenders require an HO-6 policy. Your condo association may also require proof of insurance in their bylaws or declaration.

How does Tennessee law affect condo insurance coverage?

Tennessee follows the unit owner responsibility model where you insure the interior of your unit. The condo association insures common areas and the building structure. An agent can help you understand your liability under the Tennessee Condominium Act.

Condo Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.