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Find Condo Insurance Agents Near You in Union, NJ

Browse condo insurance agents serving Union, New Jersey. Updated 2026-07-14.

The top-rated condo insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 19 condo insurance agents serving Union.

Showing 19 condo insurance agents in Union, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Union2317 US-22(908) 557-5222
2David Roy - State Farm Insurance Agent530 Chestnut St Suite 102(908) 688-2051
3State Farm Insurance Agent Max Smirnov1051 Stuyvesant Ave.(908) 810-0040
4Farmers Insurance - David Robbins2717B Morris Ave(908) 557-5251
5Clear Path Insurance Services969 Stuyvesant Ave. #3(908) 955-8085
6Tavares Insurance Agency2086 Morris Ave(908) 686-0404
7Allianza Insurance1191 Morris Ave(908) 444-4067
8Insurance Associates Plus1523 Morris Ave(908) 964-9010
9Annagard Insurance Agency397 Chestnut St Suite 6(908) 888-0120
10Karing Is Mutual LLC1575 Vauxhall Rd(908) 468-7522
AU
2317 US-22
AAA Union
Condo Insurance Agent · Union, NJ

AAA Union serves Union County, New Jersey, offering condo insurance agent services to local residents and property owners. The company assists clients in securing tailored coverage for condominium units, including protection for personal belongings, interior structures, and liability within the building. Its work involves explaining policy details specific to individual condo association requirements. Additionally, AAA Union handles loss assessment and personal property insurance, helping policyholders understand their options for safeguarding against common risks in this area.

DR
530 Chestnut St Suite 102
David Roy - State Farm Insurance Agent
Condo Insurance Agent · Union, NJ

David Roy - State Farm Insurance Agent in Union, NJ, provides coverage options for condominium owners, including protection for personal property and liability. The agency assists clients in reviewing their individual policies to address common exposures specific to condo living, such as assessments or interior structural damage. It serves single-family homeowners, apartment dwellers, retail businesses, and local restaurants by helping them secure appropriate insurance solutions tailored to their distinct needs and property types.

SF
1051 Stuyvesant Ave.
State Farm Insurance Agent Max Smirnov
Condo Insurance Agent · Union, NJ

Homeowners, condominium associations, and property managers in Union, New Jersey turn to State Farm Insurance Agent Max Smirnov for their condo insurance needs. The agency provides tailored coverage options to protect individual units and common areas from unexpected damages. Clients seeking personalized policies for their specific property types can consult with the agent to review risks. This condo insurance agent also serves the neighboring communities within Union County, including Elizabeth and the surrounding metro area.

FI
2717B Morris Ave
Farmers Insurance - David Robbins
Condo Insurance Agent · Union, NJ

Serving Union, New Jersey, and the surrounding communities, Farmers Insurance - David Robbins provides condo insurance coverage tailored to the needs of homeowners in the area. It handles protection for individual units, common area liabilities, and personal belongings within policy limits. The agency takes a straightforward approach to help clients review their building’s master policy and select appropriate interior coverage. Each typical job is addressed by first assessing the client’s specific risk factors and then matching them with suitable policy options for comprehensive protection.

CP
969 Stuyvesant Ave. #3
Clear Path Insurance Services
Condo Insurance Agent · Union, NJ

Clear Path Insurance Services in Union, NJ, offers clients the choice between a single consultation for a specific property or an ongoing advisory relationship for policy reviews and updates. Coverage decisions are tailored to individual condo association bylaws and personal asset protection needs. General liability, personal property, and loss assessment endorsements are typical considerations during planning. Service runs on either a one-time basis for immediate applications or a scheduled, recurring check-in each renewal cycle, depending on the client’s preference.

TI
2086 Morris Ave
Tavares Insurance Agency
Condo Insurance Agent · Union, NJ

Tavares Insurance Agency offers tailored condo insurance policies, focusing on protecting individual units and personal belongings within shared buildings. Based in Union, NJ, it serves local condominium owners by covering interior structures, liability risks, and loss of use during repairs. The agency helps residents understand the gap between their HOA’s master policy and their own needs, ensuring comprehensive financial security. It assists with weather-related concerns, particularly storm damage from winter snow or spring rains that can affect roofs and windows.

AI
1191 Morris Ave
Allianza Insurance
Condo Insurance Agent · Union, NJ

Allianza Insurance assists clients with securing general liability and property protection for their residences. The agency emphasizes tailoring policies to include specific add-ons such as coverage for personal belongings, loss of use, and liability protection beyond standard condo association master policies. Operating from Union, New Jersey, the company serves homeowners navigating complex building regulations common in this region. For local professionals, Allianza Insurance can also address the distinct risk management needs of commercial sectors, including office spaces, warehouse facilities, and food service establishments.

IA
1523 Morris Ave
Insurance Associates Plus
Condo Insurance Agent · Union, NJ

As autumn storms begin to rattle windows across Union, New Jersey, many condo owners find themselves reviewing their insurance coverage. Insurance Associates Plus responds to these seasonal concerns by providing detailed explanations of master policy gaps and individual contents protection. They guide clients through the unique coverage requirements typical for shared-wall living in this area, from loss assessment to personal liability. The process for a new policy always begins with a careful review of the homeowner association’s master declaration to determine exactly where supplemental coverage is needed.

AI
397 Chestnut St Suite 6
Annagard Insurance Agency
Condo Insurance Agent · Union, NJ

Annagard Insurance Agency provides residential condo insurance services to clients in Union, New Jersey, and also offers commercial coverage for condo associations in the surrounding area. As a local agency, it works with policyholders to tailor protection plans for individual units and common property needs. Standard condo insurance policies typically cover interior fixtures, personal liability, and loss assessments. The agency coordinates follow-up service and policy reviews between regular visits to adjust coverage as circumstances change.

KI
1575 Vauxhall Rd
Karing Is Mutual LLC
Condo Insurance Agent · Union, NJ

Karing Is Mutual LLC, based in Union, NJ, is known for its focused service as a condo insurance agent, guiding owners through policy selections that address building coverage and personal liability needs. The agency assists clients in understanding common area responsibilities and individual unit protection. Access to multiple carriers allows for comparative evaluations of property coverage, loss assessment options, and deductible choices. As a specialty service, the agency can arrange additional coverage for expensive personal belongings such as jewelry or fine art.

GI
2400 Morris Ave # 104
Goosehead Insurance - Monique Perry
Condo Insurance Agent · Union, NJ
(973) 954-9288
goosehead.com/agents/nj/union/monique-perry
RI
2225 Morris Ave
Ringler Insurance Agency
Condo Insurance Agent · Union, NJ
(908) 688-0011
AU
2519 Audrey Terrace
American Union insurance agency
Condo Insurance Agent · Union, NJ
(732) 426-1435
BI
2010 Morris Ave
Blue Insurance LLC
Condo Insurance Agent · Union, NJ
(908) 696-7368
FI
1915 Morris Ave 2nd Fl
Farmers Insurance-Leslie Perez Agency
Condo Insurance Agent · Union, NJ
(908) 686-8777
agents.farmers.com/nj/union/leslie-lassen
PP
1255 Stuyvesant Ave.
Protection Pro Insurance NJ
Condo Insurance Agent · Union, NJ
(908) 858-3530
DL
1549 Stuyvesant Ave.
Diane L Murray Insurance Agency
Condo Insurance Agent · Union, NJ
(908) 686-4609
dlminsurance.com
SI
1307 Stuyvesant Ave.
Strive Insurance Agency
Condo Insurance Agent · Union, NJ
(908) 882-5788
PI
1005 Stuyvesant Ave.
PROGRESSIVE INSURANCE UNION NEW JERSEY NJ
Condo Insurance Agent · Union, NJ
(908) 875-0925

What Does a a Condo Insurance Agent in Union Cost?

In New Jersey, a typical condo insurance policy costs between 300 and 600 dollars per year for standard coverage. Factors like your unit location, coverage limits, and deductible choices affect the price. For example, adding coverage for the master policy deductible or higher personal property limits can raise the premium. This is general information, not insurance advice.

About condo insurance agents in Union

Condo insurance agents in Union, New Jersey help owners protect their unit and personal property. New Jersey law requires condo associations to carry a master policy, but that policy usually does not cover interior fixtures or your personal belongings. A local agent can explain how to fill coverage gaps and meet any lender requirements.

Frequently Asked Questions

What does a condo insurance policy in New Jersey typically cover?

A standard HO-6 policy in New Jersey covers your personal property, interior walls and fixtures, and personal liability. It also provides loss of use coverage if your unit becomes uninhabitable. The master policy from the association usually covers the building structure and common areas.

Do I need condo insurance if the association has a master policy in Union?

Yes. The master policy often covers only the bare walls and common spaces. Your personal belongings, upgrades like new flooring or cabinets, and liability for injuries inside your unit are your responsibility. Many lenders also require an HO-6 policy to approve a mortgage.

How does New Jersey law affect my condo insurance deductible?

New Jersey law allows condo associations to set a deductible on the master policy, often between 1000 and 10000 dollars. If damage originates in your unit, the association may charge you that deductible. Your individual HO-6 policy can include coverage to reimburse you for this charge.

Condo Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.