The top-rated condo insurance agent in Edison, New Jersey is Gilma Escobar - State Farm Insurance Agent, rated 4.8 stars across 697 reviews. Other highly rated options include Greg Ingrassia - GEICO Insurance Agent, Sasha Buerano - State Farm Insurance Agent, Millennium Insurance Agency LLC: Allstate Insurance. This directory lists 15 condo insurance agents serving Edison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gilma Escobar - State Farm Insurance Agent | 1245 US-1 2nd FL | (732) 738-7800 |
| 2 | Greg Ingrassia - GEICO Insurance Agent | 2122 Lincoln Hwy | (732) 248-1804 |
| 3 | Sasha Buerano - State Farm Insurance Agent | 9 NJ-27 Suite 9B | (732) 603-1000 |
| 4 | Millennium Insurance Agency LLC: Allstate Insurance | 540 US-1 | (732) 884-6223 |
| 5 | Jodi Schoenlank - State Farm Insurance Agent | 1941 Oak Tree Rd #103 | (732) 548-6040 |
| 6 | Hua (Henry) Yang: Allstate Insurance | 1967 NJ-27 Ste 28 | (732) 287-0767 |
| 7 | Allen Freeman Insurance Agency | 629 Amboy Ave Suite 302 | (732) 634-7114 |
| 8 | Farmers Insurance - Dong Wang | 24 Campus Dr | (732) 860-0022 |
| 9 | Global Indemnity Insurance | 2015 Lincoln Hwy | (732) 632-2790 |
| 10 | NJ Group Services | 22 Meridian Rd Unit 16 | (732) 548-8700 |
Gilma Escobar - State Farm Insurance Agent in Edison, New Jersey offers a range of condo insurance services, including tailored coverage for homeowners associations and individual unit owners. Ongoing policy reviews and claims support are available to help clients adjust their protection as needs change. Its service plans typically include periodic consultations to ensure adequate liability and property coverage. The agency services single-family homes, apartments, retail locations, and restaurants.
Greg Ingrassia - GEICO Insurance Agent serves the Edison, New Jersey, metro area with condo insurance policies for individual unit owners. A local agent helps residents evaluate the coverage needed for interior structures, personal belongings, and liability protection. This office assists clients in understanding the difference between a master policy and individual coverage. In this area, they handle policy customization for condo assessments and loss assessment endorsements.
Sasha Buerano - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking policies for residential condominium units in Edison, New Jersey. The company helps clients protect their individual living spaces and personal belongings with appropriate coverage options tailored to local association requirements. Condo insurance typically includes liability protection, loss assessment coverage, and reimbursement for temporary housing needs. Every policy is designed to fill gaps left by the building’s master insurance plan. This agency also assists customers in nearby communities throughout Middlesex County.
Serving homeowners and investors in Edison and throughout central New Jersey, Millennium Insurance Agency LLC: Allstate Insurance provides condo insurance coverage tailored to local condominium associations and individual unit owners. The agency handles policies that protect personal property, interior walls, and liability while aligning with each condo association’s master plan. To handle a typical job, the agent reviews the client’s current master policy and personal coverage needs before customizing a policy that fills specific gaps.
Jodi Schoenlank - State Farm Insurance Agent in Edison, NJ, provides condo insurance that distinguishes between a one-time policy purchase and recurring service options. Coverage typically protects the interior structure, personal belongings, and liability within the unit, addressing gaps left by a building’s master policy. Service for existing customers generally runs on an as-needed basis for policy adjustments or claims, while new policies are issued as a one-time setup.
Hua (Henry) Yang: Allstate Insurance in Edison, NJ, focuses on helping local condo owners secure appropriate coverage for their individual units and shared building responsibilities. The agency also provides general insurance services for area residents, addressing common needs like auto and life policies. A condo policy from this office protects the personal interior of a unit when the master plan typically covers only the structure itself. They assist with the risks that arise after seasonal storms or winter pipe bursts.
As winter approaches, Edison condo owners often review their policies for adequate coverage against ice dams and burst pipes. Allen Freeman Insurance Agency responds by helping clients clarify their condo association master policy limits versus personal contents and liability needs. The agency discusses options for loss assessment coverage and sewer backup protection. An initial in-person consultation or virtual meeting begins with a thorough review of the current declarations page and any recent building inspections.
Farmers Insurance - Dong Wang in Edison, New Jersey, provides comprehensive condo insurance policies for local residents. This agency specializes in adding protection for personal property and liability coverage beyond standard master policies. It also offers enhancements for valuable items, loss assessment, and additional living expenses during repairs. The agency serves a variety of commercial sectors needing customized insurance solutions, including offices, warehouses, and food service establishments.
Global Indemnity Insurance provides residential condo insurance services to property owners in and around Edison, New Jersey, and also offers commercial coverage for condo associations in the area. The agency works with clients to address specific coverage needs for individual units or shared building structures. Condo insurance specialists can help navigate the unique requirements of local homeowners associations. After the initial policy setup, the company can assist with follow-up or repeat service between regular visits to adjust coverage as circumstances change.
NJ Group Services in Edison, New Jersey, is known for helping local homeowners secure appropriate coverage for their condominium units. The firm guides clients through the unique insurance needs that come with shared-wall living, from protecting interior improvements to covering personal liability for incidents within the unit. It works regularly with area property managers and homeowners’ associations to align individual policies with master building coverage. For added protection, NJ Group Services can arrange a loss assessment endorsement for special assessments levied by the condo association.
What Does a a Condo Insurance Agent in Edison Cost?
Condo insurance in New Jersey typically costs between 300 and 600 dollars per year for a standard policy. Factors like your unit size location and chosen deductible affect the premium. Loss assessment coverage and increased personal property limits will raise the cost. This is general information and not insurance advice.
About condo insurance agents in Edison
Condo insurance agents in Edison New Jersey help you understand the coverage you need under your associations master policy. New Jersey law requires condo associations to carry a master policy for common areas but your personal belongings and interior upgrades need separate coverage. An agent can explain how the master policy deductible and loss assessment coverage work for your specific unit.
Frequently Asked Questions
What does a condo insurance policy in New Jersey typically cover?
A standard condo policy in New Jersey covers your personal property, interior walls and fixtures, and liability for accidents in your unit. It also provides loss assessment coverage if the association charges you for a shared loss. You should check your associations master policy to see what is already covered.
Do I need flood insurance for my condo in Edison New Jersey?
Standard condo policies do not cover flood damage. If your unit is in a flood zone designated by FEMA your lender may require flood insurance. Even outside high risk areas an agent can help you decide if a separate flood policy is wise given New Jersey storm risks.
How does New Jersey law affect my condo insurance deductible?
New Jersey law allows condo associations to set a deductible on the master policy often between 1000 and 10000 dollars. If a claim involves your unit you may be responsible for that deductible amount. Your individual condo policy can include loss assessment coverage to help pay this deductible.
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