The top-rated condo insurance agent in Cherry Hill Township, New Jersey is Nick Barbieri - GEICO Insurance Agent, rated 4.8 stars across 1,879 reviews. Other highly rated options include Darwin Brito - State Farm Insurance Agent, Michael J McDyer: Allstate Insurance, State Farm: Brad Trimble. This directory lists 23 condo insurance agents serving Cherry Hill Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Barbieri - GEICO Insurance Agent | 1188 NJ-70 | (856) 665-6900 |
| 2 | Darwin Brito - State Farm Insurance Agent | 2110 Marlton Pike Ste 11 | (856) 424-2800 |
| 3 | Michael J McDyer: Allstate Insurance | 1301 NJ-70 Ste 1 | (856) 216-0088 |
| 4 | State Farm: Brad Trimble | 24 Rock Hl Rd | (856) 424-1963 |
| 5 | MediPlans NJ | 16 Hilltop Dr | (856) 291-0015 |
| 6 | Gaspar Insurance Services | 1892 Greentree Rd #200 | (856) 361-2470 |
| 7 | Trident Insurance Agency | 535 NJ-38 #400 | (800) 333-3690 |
| 8 | Bill Rawlings - State Farm Insurance Agent | 295 NJ-70 Ste B | (856) 300-7020 |
| 9 | PRUDENT INSURANCE AGENCY | 535 NJ-70 | (856) 428-1199 |
| 10 | ABCO Insurance Agency | 403 NJ-70 Suite 100 | (856) 488-5333 |
Nick Barbieri - GEICO Insurance Agent offers a complete range of condo insurance services, including tailored liability coverage and protection for personal property. Their service plans typically include policy reviews to adjust coverage as needs change and responsive support for filing claims. Located in Cherry Hill Township, NJ, the agency provides these offerings for single-family homes, apartments, retail establishments, and local restaurants in the surrounding area.
Darwin Brito - State Farm Insurance Agent in Cherry Hill Township, New Jersey, offers condo insurance policies that typically include coverage for interior structures and personal belongings. While a one-time policy purchase provides initial protection, a recurring service arrangement allows for ongoing updates to coverage limits and deductibles as property values or local assessments change. Tailored plans address common condo owner concerns, including loss assessments from the homeowners association. Service is available on an as-needed basis for policy reviews, modifications, or new policy inquiries to accommodate each resident's changing circumstances.
Michael J McDyer: Allstate Insurance in Cherry Hill Township, New Jersey, is known for providing condo insurance coverage that protects individual units against common property risks. Its service range includes policies tailored to the unique needs of condominium owners, such as interior damage and personal liability protection. This agency also offers additional endorsements for loss assessment coverage, helping clients manage special assessments from their homeowners association.
State Farm: Brad Trimble serves Cherry Hill Township, New Jersey, and the surrounding South Jersey area as a provider of condo insurance. This agency helps local condominium owners secure coverage designed to protect their personal property and interior structural improvements. A typical policy addresses the gaps between a master association policy and an individual owner’s liability needs. This agent also routinely assists clients with deductibles and loss assessment endorsements specific to Cherry Hill condominiums.
MediPlans NJ in Cherry Hill Township, New Jersey provides a range of condo insurance services, including coverage for individual unit interiors, personal property, and liability protection. It offers service plans designed to address common maintenance needs and potential risks specific to condominium living, assisting policyholders in managing their policies efficiently. The company regularly works with condominium associations and unit owners to align coverage with master policy requirements. MediPlans NJ services single-family homes, apartments, retail spaces, and restaurants.
Serving Cherry Hill Township and the surrounding communities in southern New Jersey, Gaspar Insurance Services handles insurance policies specifically designed for condominium unit owners. These policies typically cover interior structures, personal belongings, and liability protection not provided by the master building insurance. The agency begins each job with a detailed review of the client’s condo association master policy to identify coverage gaps. It then works to fill those gaps with a customized individual policy that matches the specific exposures and budget of the unit owner.
Trident Insurance Agency in Cherry Hill Township, New Jersey, serves condo owners, homeowners, and property managers in the region. Its services include helping clients navigate policies that protect individual units, common areas, and personal belongings against potential losses. The agency assists customers in understanding coverage options tailored to condominium living and neighborhood risks. It also provides guidance on liability and loss assessments for shared properties. Trident Insurance Agency extends its services to clients throughout Cherry Hill and the surrounding communities in Camden County.
Bill Rawlings - State Farm Insurance Agent in Cherry Hill Township, New Jersey, offers guidance for condo owners choosing between one-time policy adjustments and recurring annual updates to coverage levels. Their services focus on protecting personal belongings, interior improvements, and liability within individual units, addressing gaps that a master policy may not cover. The office operates on a scheduled basis, typically by appointment, to review policy details and provide tailored insurance solutions for local condominium residents.
Prudent Insurance Agency specializes in crafting tailored condo insurance policies that cover personal property, liability, and interior structural damage. Based in Cherry Hill, New Jersey, the agency also provides comprehensive guidance on the unique coverage gaps left by a building's master policy, such as upgrades and assessments. It assists condominium owners navigating insurance requirements after local snowstorms or flooding events, ensuring adequate protection for repairs and temporary housing needs.
As Cherry Hill Township’s condo owners prepare for the seasonal shifts that can stress plumbing and roofing, ABCO Insurance Agency provides specialized coverage for shared-wall homes. This local Condo Insurance Agent helps residents understand master policy gaps and arranges protection for personal property, interior fixtures, and liability. Policies are tailored to typical community association requirements in the area. The process begins with a no-obligation review of the condo’s current declarations page and an assessment of specific unit exposures.
What Does a a Condo Insurance Agent in Cherry Hill Township Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like location in Cherry Hill Township, coverage limits, and deductible amounts affect the premium. Higher value units or those with older plumbing may cost more. This is general information, not insurance advice.
About condo insurance agents in Cherry Hill Township
Condo insurance agents in Cherry Hill Township help unit owners secure HO-6 policies that cover personal property and interior improvements. New Jersey law requires condo associations to carry a master policy, but individual owners need their own coverage for deductibles and personal liability. An agent can explain how the state's two types of master policies affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent do in Cherry Hill Township?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They review your association's master policy to avoid gaps. Agents licensed in New Jersey follow state regulations for policy disclosures and claims handling.
Do I need condo insurance in New Jersey if the association has a master policy?
Yes. The master policy covers common areas and the building structure, but not your personal property or upgrades. New Jersey law does not require individual condo insurance, but most lenders and associations do. An agent can help you choose appropriate coverage limits.
How does New Jersey law affect condo insurance deductibles?
New Jersey law allows condo associations to pass master policy deductibles to unit owners. If a water leak damages your unit, you may owe the deductible amount. An agent can help you add loss assessment coverage to your HO-6 policy to protect against these costs.
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