The top-rated condo insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, Robert G Haggan II Insurance Agency, David Galarza Agency. This directory lists 15 condo insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | Robert G Haggan II Insurance Agency | 2850 Yorktowne Blvd unit 24 | (908) 641-2306 |
| 4 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 5 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 6 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 7 | Pro Care Insurance Agency NJ | 1759 NJ-88 | (732) 328-7263 |
| 8 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 9 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 10 | Plymouth Insurance Agency | 1869 NJ-88 Suite C | (732) 836-3333 |
The Buckley Insurance Group serves the Brick Township, New Jersey area as a full-service condo insurance agency. It assists local condominium owners in securing coverage that protects their individual units from common risks such as water damage and liability claims. The agency also helps clients understand the gap between their master policy and personal property needs. Its specific services include tailoring policies for interior structural coverage and providing personal umbrella protection for added security.
Chris Desimone: Allstate Insurance provides condo insurance services in Brick Township, New Jersey, offering policies that protect personal belongings, liability, and interior structures. It creates customized coverage plans to address the specific risks condo owners face, including assessments from homeowners associations. The company helps policyholders understand their master policy gaps and adjust deductibles accordingly. It services single-family homes, apartments, retail locations, and restaurants in the local area.
Robert G Haggan II Insurance Agency serves condo owners, homeowners, and property managers in Brick Township, New Jersey. The agency provides tailored insurance policies that protect individual units and common areas from damage and liability. Guidance is offered on coverage gaps that often arise in condo association master policies. Clients receive help selecting appropriate deductibles and loss assessment protections for their specific needs. The agency also extends its services to residents in the neighboring Toms River area.
Serving Brick Township and the surrounding communities in Ocean County, the David Galarza Agency handles condo insurance for individual unit owners. This type of coverage typically protects the interior structure, personal belongings, and liability that a master policy does not cover. The agency works with clients to assess their specific unit’s needs, including interior upgrades and personal property values. For a typical job, it reviews existing master policy terms to identify gaps and then customizes a policy to fill those specific exposures without duplicating coverage.
For a single property, a condo insurance agent typically provides a one-time policy setup, but for clients managing multiple units, a recurring service schedule ensures ongoing coverage adjustments. Tri County Agency of Brick Inc, located in Brick Township, NJ, offers policies that protect interior fixtures, personal liability, and loss assessments from the building’s master policy. Their assistance covers claims guidance, policy reviews, and binder updates for closing requirements. Service appointments are available on an as-needed basis for individual condo owners or new buyers.
Jody Huss - State Farm Insurance Agent in Brick Township, New Jersey provides specialty condo insurance services tailored to the unique coverage needs of condominium owners. Its general work includes helping clients protect their personal property, interior structures, and liability exposures that fall outside the master policy. Residents rely on this agency for guidance when preparing for seasonal threats, such as nor’easters that can cause water damage or wind-driven losses to units and common areas.
As the Atlantic storm season puts Brick Township condos at risk for wind and water damage, Pro Care Insurance Agency NJ helps unit owners reassess their coverage needs. The agent works to align standard master policies with individual contents and improvement protection. This approach is vital for navigating New Jersey’s complex condo insurance requirements. Every policy review here begins directly with a step-by tour of the property’s common areas and your specific unit.
Insurance Agency Inc in Brick Township, New Jersey helps clients secure coverage for their individual condo units. The company specializes in adding loss assessment protection and extended dwelling coverage to standard policies. Agents work to explain how master policies interact with personal condo insurance needs. The firm serves homeowners and investors alike. It can provide coverage options for office spaces, small warehouses, and food service establishments within the local Brick Township area.
Osborn Insurance Agency in Brick Township, New Jersey, provides residential condo insurance services to local owners and tenants. The agency also writes commercial coverage for condominium associations and related properties throughout the surrounding area. Every policy is selected to address common risks like shared-wall damage and common-area liabilities. After claims are settled or coverage is reviewed, clients can return for follow‑up assistance or to adjust their protection before the next renewal cycle.
What Does a a Condo Insurance Agent in Brick Township Cost?
Typical condo insurance costs in New Jersey range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like unit location, coverage limits, and deductible amounts affect the premium. Brick Township rates may vary due to coastal flood risks. This is general information and not insurance advice.
About condo insurance agents in Brick Township
Condo insurance agents in Brick Township, New Jersey help owners protect their units and personal belongings. New Jersey law requires condo associations to have a master policy, but individual unit owners still need their own HO-6 policy for interior fixtures and liability. A local agent can explain how the master policy and your personal coverage work together.
Frequently Asked Questions
What does a condo insurance agent in Brick Township do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They also advise on how New Jersey master policies affect your coverage needs.
Is condo insurance required in New Jersey?
New Jersey law does not require individual condo insurance, but most mortgage lenders do require an HO-6 policy. Your condo association bylaws may also mandate minimum coverage levels.
How much condo insurance do I need in Brick Township?
You need enough coverage to rebuild your unit interior and replace personal belongings. An agent can help calculate the right amount based on your unit size and property value.
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