The top-rated condo insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | Thomas Tobin - State Farm Insurance Agent | 1033 Clifton Ave STE 208 | (973) 779-4248 |
| 10 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
Bill G Eljouzi - State Farm Insurance Agent serves Passaic County and the surrounding area from its location in Clifton, New Jersey as a local source for condo insurance. It assists condominium unit owners in understanding policies that protect personal property and interior structures typically not covered by the building’s master policy. The agency works with residents to find appropriate coverage for personal liability and loss assessment risks. It handles individual condo insurance policies and can also discuss additional coverage for valuable personal items.
NJH Insurance Agency offers a full range of condo insurance services in Clifton, NJ, helping residents secure tailored coverage for their individual units. The agency provides ongoing policy maintenance, assisting clients with annual reviews and updates to reflect changes in property value or liability needs. Its service plans include guidance on loss assessment coverage and personal property protection specific to condominium associations. The firm services primarily single-family homes, apartments, retail spaces, and restaurants within the local area.
Serving Clifton, New Jersey, and its surrounding communities, Sadowski Insurance Agency handles condo insurance for local unit owners. It helps clients understand how master policies interact with personal coverage needs for their individual units. The agency focuses on addressing interior improvements, personal belongings, and liability coverage gaps that commonly arise in these multi-resident buildings. For each typical job, it begins by reviewing the building’s master policy before tailoring a plan to protect the policyholder’s specific unit and personal assets from that baseline.
Sergio Bio - State Farm Insurance Agent in Clifton, NJ, serves homeowners, businesses, and property managers seeking condominium insurance coverage. The agency helps clients understand master policy nuances and secure individual personal property, liability, and loss assessment protection tailored to condo living. Policies are reviewed to ensure gaps in coverage from association plans are addressed for complete peace of mind. Sergio Bio also extends service to neighboring communities throughout the Passaic County area and the broader Newark metro region.
For a single policy, A Plus Insurance Agency of Clifton, New Jersey typically provides a one-time policy setup with ongoing annual renewals. Recurring services include regular policy reviews and personalized coverage adjustments. For condo insurance, coverage generally protects the unit’s interior structures, personal belongings, and liability for accidents within the property. This agency works with the most common New Jersey condo insurance forms to fill gaps not covered by the building master policy. Service operates on a primarily scheduled renewal basis, though clients may request as-needed consultations for coverage questions.
Located in Clifton, New Jersey, Arceri Insurance Agency assists local residents with general property protection needs. The agency specializes in customizing policies specifically for condominium owners, addressing the unique coverage gaps often left by a condo association’s master plan. Its agents explain available add-ons, such as loss assessment coverage and personal liability protection, to tailor each plan. Arceri Insurance Agency serves clients living in condos, as well as professionals requiring coverage for their offices, warehouses, and food service operations.
Jaymar Insurance Agency specializes in providing tailored condo insurance policies in Clifton, NJ, addressing the unique needs of unit owners. It offers general insurance services that help protect personal property, liability, and interior fixtures within a condominium complex. For prospective clients, the agency guides them through assessing their master policy coverage and determining necessary supplemental protection. During storm seasons common to New Jersey, the agency assists homeowners in ensuring their policies adequately cover water damage and roof leaks that can affect their specific unit.
As autumn storms roll through Clifton, condo owners often worry about roof leaks and water damage. Timothy K Brown Allstate Insurance addresses these concerns by offering policies that cover interior floods and common-area liabilities. Their agents guide clients through the differences between building and contents coverage. Every new client receives a detailed walkthrough of their unit and the condo association’s master policy. The process concludes with a personal review of the property’s shared walls and fire-safety features.
Thomas Tobin - State Farm Insurance Agent provides residential condo insurance services to clients in Clifton, New Jersey. Commercial insurance coverage is also available for condominium associations and related properties throughout the surrounding area. The agency works with policyholders to address common coverage needs for condo units and shared structures. Regular follow-up after policy setup helps ensure coverage remains appropriate, and returning clients are welcomed for updates between scheduled annual reviews to discuss any changes in their condominium situation.
RS Insurance Services in Clifton, NJ, is known for providing personalized condo insurance solutions to local homeowners and investors. Its service range includes coverage for individual units, common area assessments, and personal property protection tailored to community association requirements. The agency helps clients navigate the specific liability needs that come with shared building structures. A specialty service it can add on is loss assessment coverage, which protects policyholders when the condo association imposes fees due to an insured incident affecting common areas.
What Does a a Condo Insurance Agent in Clifton Cost?
Typical condo insurance in New Jersey costs between 200 and 600 dollars per year, depending on your unit size, location, and coverage limits. Factors like deductible amount and additional endorsements affect the price. This is general information, not insurance advice.
About condo insurance agents in Clifton
Condo insurance agents in Clifton, New Jersey help you secure coverage for your unit and personal belongings. New Jersey law requires condo associations to carry a master policy, but individual unit owners need their own policy for interior fixtures and liability. An agent can explain how the master policy interacts with your personal coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Clifton do?
A condo insurance agent helps you find a policy that covers your personal property, interior walls, and liability. They also explain how New Jersey condo association master policies affect your individual coverage.
Do I need condo insurance in New Jersey?
Yes, most mortgage lenders in New Jersey require condo insurance. Even if not required, it protects your belongings and provides liability coverage if someone is injured in your unit.
How is condo insurance different from homeowners insurance in New Jersey?
Condo insurance covers your unit from the walls inward, while homeowners insurance covers the entire structure. New Jersey condo owners rely on the association master policy for common areas and exterior.
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