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Directory of commercial insurance agents in Oak Ridge, Tennessee. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 commercial insurance agents in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Hale-Smith - State Farm Insurance Agent
40 New York Ave #110, Oak Ridge, TN 37830
(865) 483-7784
agenthalesmith.com
Bradley Roberts: Allstate Insurance
106 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-9596
agents.allstate.com
Mike Massaglia - State Farm Insurance Agent
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 425-7750
secretcityagent.com
Josh Hemphill - State Farm Insurance Agent
574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 512-7542
jhemphillpowell.com
Laura Lynn Green - State Farm Insurance Agent
136 Marquette Rd, Oak Ridge, TN 37830
(865) 483-5666
myoakridgeagent.com
Direct Auto Insurance
860 Oak Ridge Turnpike Suite 4, Oak Ridge, TN 37830
(865) 220-5537
local.directauto.com
Farm Bureau Insurance
1574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 482-5666
fbitn.com
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
800 Oak Ridge Turnpike # A1000, Oak Ridge, TN 37830
(888) 376-9633
appund.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300
miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513
grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069
thompsoninsured.com
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387
csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483
herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Shelter Insurance - Nathan Mizer
107A W Tennessee Ave, Oak Ridge, TN 37830
(865) 483-0670
shelterinsurance.com
Carriage Hill Insurance
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 483-3200
carriagehillinsurance.com
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476
howardhildrethins.com
1st Auto Insurance Group, LLC
136 S Illinois Ave #102, Oak Ridge, TN 37830
(865) 425-8385
1stautoinsgroup.com
Commercial insurance agents in Oak Ridge Tennessee help business owners protect their assets with tailored coverage options. These agents understand local risks and Tennessee specific requirements such as workers compensation laws under Tennessee Code Annotated Title 50. They can guide you through policies like general liability property insurance and commercial auto coverage.
What Does a Commercial Insurance Agent in Oak Ridge Cost?
Typical costs for commercial general liability insurance in Tennessee range from 400 to 1500 dollars per year for small businesses. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry risk class. Commercial auto policies often cost 1200 to 3000 dollars annually per vehicle. These figures are estimates and actual costs vary by business size location and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do agents in Oak Ridge offer?
Agents in Oak Ridge offer general liability commercial property workers compensation commercial auto and professional liability insurance. They also provide specialized coverage for industries like manufacturing healthcare and construction common in the Tennessee Valley region.
Does Tennessee require businesses to have workers compensation insurance?
Yes Tennessee law requires most employers with five or more employees to carry workers compensation insurance under Tennessee Code Annotated Section 50-6-101. Certain industries like construction have additional requirements. A commercial insurance agent can help you comply with these state laws.
How can a local agent help with Tennessee business insurance regulations?
A local agent understands Tennessee specific regulations such as the state minimums for commercial auto liability and the requirements for liquor liability coverage if you serve alcohol. They can also advise on Tennessee Department of Commerce and Insurance filing rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.