The top-rated commercial insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Jim Embree Insurance, Shelter Insurance - Justin Horn. This directory lists 12 commercial insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 4 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 5 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 6 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 7 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 8 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 9 | Shelter Insurance - Dustin Pannell | 1135 Volunteer Pkwy Ste 15A | (423) 573-8871 |
| 10 | W.I.N. Insurance | 1600 6th St Ext | (423) 968-1264 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area as a commercial insurance agent. The company assists local business owners with essential insurance solutions tailored to their specific operations. It offers general liability policies, which protect against common claims for property damage or bodily injury. Commercial property insurance is also available to cover buildings and their contents from covered losses. Businesses can additionally access workers’ compensation coverage to address employee injury needs. The agency handles both commercial auto insurance and professional liability insurance in this region.
Mike Adams - State Farm Insurance Agent in Bristol, TN offers a full range of commercial insurance services, including general liability, property coverage, and workers compensation. The agency provides ongoing policy reviews as part of its standard maintenance plans, helping businesses update their coverage as needs evolve. It serves a variety of local accounts by tailoring protection to individual operational risks. The company works with owners of single-family homes, apartments, retail spaces, and restaurants.
Serving small business owners, property managers, and local enterprises across Bristol, TN, Jim Embree Insurance provides commercial insurance agent services tailored to protect assets and manage operational liability. The agency helps clients secure coverage for their buildings, equipment, and daily business risks. With a focus on understanding each client’s specific industry needs, the team works to find appropriate policy solutions. Extending its service area to cover clients in and around neighboring Kingsport, the agency offers convenient local support for commercial insurance inquiries.
Shelter Insurance - Justin Horn offers commercial insurance in Bristol, Tennessee, distinguishing between one-time policies for single projects and recurring coverage for ongoing business operations. Their professional liability plans protect against claims of negligence, while commercial property policies safeguard physical assets such as buildings and inventory. Workers' compensation is included to cover employee injuries on the job. All policies are structured to run on either a one-time, scheduled renewal, or as-needed basis, depending on the specific risk profile and operational needs of the policyholder.
Serving Bristol, Tennessee, and its surrounding communities, Burnette & Associates Insurance focuses exclusively on commercial insurance agent services for local businesses. The company handles essential coverage needs such as general liability, property protection, and workers’ compensation for a range of small to mid-sized enterprises. It works with clients in various industries, from retail shops to contractors. To handle a typical job, the agency begins with a thorough assessment of each business’s unique operational risks and then recommends a tailored policy that matches those specific exposures.
Farm Bureau Insurance in Bristol, Tennessee understands that businesses often require either a one-time policy for a single project or scheduled, ongoing coverage for sustained operations. Their commercial insurance offerings typically insure against property damage, liability claims, and business interruption within the local area. Service is designed around a client’s needs, whether that means a single, project-based solution or an as-needed plan that adapts to changing business demands or seasonal workloads.
Burke, Powers & Harty, Inc. provides commercial insurance agent services specializing in property, liability, and workers' compensation coverage. The firm advises Bristol businesses on protecting physical assets and managing operational risks through tailored insurance programs. It assists clients with navigating policy options and claims support to maintain consistent coverage. During periods of regional storm activity, the agency helps business owners review deductibles and adjust inventory limits to mitigate seasonal weather-related disruptions.
As the changing seasons in Bristol bring new weather risks, local businesses look for coverage that protects their property and liability. The Buddy Crump Insurance Agency Inc provides commercial insurance solutions tailored to companies in the Tri-Cities area. Their agents help assess the unique exposures of different operations, from retail shops to contracting firms. This work begins with a thorough on-site inspection of the business premises, allowing the agency to identify specific hazards and recommend appropriate policy limits before binding any coverage.
Shelter Insurance - Dustin Pannell provides commercial insurance services to businesses in Bristol, TN, focusing first on general liability and property coverage for local operations. It then specializes in adding custom policies tailored to protect inventory, equipment, and daily revenue streams. This agency helps guard against common risks such as theft, weather damage, and on-site accidents. It serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
W.I.N. Insurance helps residents of Bristol, TN secure coverage for their homes and personal property. The agency also specializes in commercial insurance, protecting local businesses with tailored policies for liability, property, or vehicle fleets. Their service area extends throughout the surrounding region, allowing them to serve a diverse client base. Clients often schedule an initial consultation to assess risk and continue working with the agency for policy reviews or claims support between regular business updates.
What Does a a Commercial Insurance Agent in Bristol Cost?
Typical costs for commercial insurance in Tennessee vary widely by industry size and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 3000 to 8000 dollars or more for a full package. Workers compensation rates are set by class code and payroll. This is general information not insurance advice.
About commercial insurance agents in Bristol
Commercial insurance agents in Bristol Tennessee help business owners protect their assets with tailored policies. Tennessee law requires certain businesses to carry workers compensation insurance if they have five or more employees. A local agent can guide you through these requirements and find coverage for general liability property and other risks.
Frequently Asked Questions
What types of commercial insurance do businesses in Bristol Tennessee need?
Common coverages include general liability commercial property workers compensation and commercial auto. Tennessee law mandates workers comp for most employers with five or more employees. Your agent can help you assess which policies fit your specific business.
How do I choose a commercial insurance agent in Bristol?
Look for an agent licensed in Tennessee with experience in your industry. Ask about their carrier options and claims support. A local agent understands regional risks like weather and traffic patterns that affect your premium.
Does Tennessee require commercial auto insurance for business vehicles?
Yes Tennessee requires minimum liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Commercial auto policies can also cover physical damage to your vehicles. An agent can help you meet state minimums and add extra protection.
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