The top-rated commercial insurance agent in Franklin, Tennessee is Matt Cole - State Farm Insurance Agent, rated 4.9 stars across 745 reviews. Other highly rated options include Farm Bureau Insurance, Boxwood Insurance Group, Benton White Insurance. This directory lists 21 commercial insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Cole - State Farm Insurance Agent | 128 Holiday Ct #110 | (615) 807-1773 |
| 2 | Farm Bureau Insurance | 1010 Murfreesboro Rd #126 | (615) 794-1104 |
| 3 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 4 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 5 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 6 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 7 | Allee Agency Inc | 330 Mallory Station Rd STE A2 | (615) 386-7153 |
| 8 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
| 9 | Holt Insurance Agency | 1894 General George Patton Dr #700 | (615) 221-7094 |
| 10 | Williams Insurance Group | 256 Seaboard Ln STE H102 | (615) 850-4222 |
Matt Cole - State Farm Insurance Agent serves the Franklin, TN area and surrounding Williamson County as a commercial insurance agent. The agency provides tailored coverage designed to protect local businesses, including restaurants, retail shops, and professional offices. Clients work directly with an agent to review liability limits and property protection needs. The office focuses on helping small-to-medium enterprises manage risk with appropriate policies. It specifically handles general liability insurance and workers compensation insurance for business owners in this region.
Farm Bureau Insurance in Franklin, TN provides a broad range of commercial insurance agent services, including liability and property coverage tailored to local business operations. It offers ongoing risk management consultations and policy review plans to help clients maintain adequate protection as their needs evolve. The agency services many kinds of properties, such as single-family homes used for home-based businesses, apartment complexes, retail storefronts, and restaurants.
Boxwood Insurance Group in Franklin, Tennessee serves local homeowners, businesses, and property managers by arranging customized commercial insurance policies. They assess risk and match clients with appropriate coverage for liability, property, and operational needs. Their work helps safeguard assets and maintain continuity for enterprises of various sizes. The agency also extends its commercial insurance services to nearby Brentwood and the greater Williamson County area.
A commercial insurance agent often helps clients choose between one-time policies, such as builder’s risk for a single construction project, and recurring coverage like a business owner’s policy that renews annually. In Franklin, TN, Benton White Insurance provides assistance with these distinctions, tailoring coverage for local businesses based on their operational needs. Their service is available on an as-needed basis, allowing clients to request support for new policies, policy adjustments, or claims without a scheduled commitment.
Stewart Insurance Group serves businesses in Franklin, TN, and the surrounding Williamson County communities. It handles commercial insurance policies, including general liability, property coverage, and workers’ compensation. The agency works with local business owners to assess their specific risk exposures and operational needs. For a typical job, it reviews a client’s business operations, identifies potential liabilities, and then compares coverage options from multiple carriers to secure a policy that fits the budget.
As businesses in Franklin wrap up their summer events and prepare for the busy fall season, their insurance needs often shift. Johnston & Associates Insurance assists local commercial clients with reviewing and updating their coverage to address these changing risks. The agency focuses on matching businesses with appropriate policies for liability, property, and workers’ compensation. They begin the process by scheduling an on-site inspection of the client’s premises to identify specific exposures and recommend tailored solutions.
Based in Franklin, Allee Agency Inc focuses on protecting businesses through tailored risk management solutions. Emphasizing commercial insurance, the agency integrates specialized liability and property coverages to meet distinct operational needs. It develops policies that address common business exposures, aiming to build ongoing relationships with local enterprises. Allee Agency serves a range of commercial sectors, including office complexes, warehouse distribution centers, and food service establishments.
Residential service is provided by Shellnut Insurance and Associates LLC, ensuring homeowners in Franklin, TN, have policies that protect their property. Commercial coverage is also offered, addressing operational risks for local businesses across various industries. As a commercial insurance agent, the firm works with clients throughout the area to match policies with specific needs. Regular follow-up or repeat service is then delivered until the next scheduled policy review, maintaining ongoing protection for both residences and commercial operations.
Holt Insurance Agency specializes in commercial insurance solutions tailored for local businesses in Franklin, Tennessee. It provides general risk management services, including coverage for property, liability, and workers’ compensation. The agency works with diverse industries, helping owners understand their unique exposure and secure appropriate policies. During the seasonal surge of summer tourism and outdoor events, the agency assists Franklin businesses in adjusting their coverage to protect against increased liability and property risks.
Williams Insurance Group in Franklin, TN is known for helping local businesses manage their commercial insurance needs. As a commercial insurance agent, the company works with different industries to secure general liability, property, and workers’ compensation coverage. It also evaluates each client’s specific risks to recommend appropriate policy limits. Alongside its core offerings, the agency can add on specialized coverages such as commercial auto or inland marine insurance for businesses with unique exposure.
What Does a a Commercial Insurance Agent in Franklin Cost?
The cost of commercial insurance in Tennessee varies by business type size and location. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About commercial insurance agents in Franklin
Commercial insurance agents in Franklin Tennessee help business owners find coverage for liability property and workers compensation. Tennessee law requires all employers with five or more employees to carry workers compensation insurance. A local agent can guide you through state specific requirements and find policies that fit your industry.
Frequently Asked Questions
What types of commercial insurance do Franklin businesses need?
Common policies include general liability commercial property and workers compensation. Tennessee law mandates workers comp for most businesses with five or more employees. Your agent can also recommend professional liability or commercial auto coverage based on your operations.
How does Tennessee law affect commercial insurance requirements?
Tennessee follows a fault based system for auto liability and requires businesses to carry minimum liability limits for company vehicles. The state also has specific rules for workers compensation and commercial umbrella policies. An agent familiar with Tennessee regulations can help you stay compliant.
Can a commercial insurance agent help with business risk management?
Yes agents often review your operations to identify potential risks and recommend coverage limits. They can advise on safety programs and policy endorsements that reduce your exposure. This service is part of the agent role and does not replace legal advice.
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