The top-rated commercial insurance agent in Germantown, Tennessee is Caleb Hollingsworth - State Farm Insurance Agent, rated 5.0 stars across 397 reviews. Other highly rated options include Alisha Dumas - State Farm Insurance Agent, Michael Duel: Allstate Insurance, Brandon Tate - State Farm Insurance Agent. This directory lists 17 commercial insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 2 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 3 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 4 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 5 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 6 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 7 | Elvin Taylor Jr - State Farm Insurance Agent | 2198 Judicial Dr | (901) 464-2214 |
| 8 | Shelter Insurance - Lauren Hahs-gilchrist, Lutcf | 1926 Exeter Rd | (901) 377-7270 |
| 9 | Farm Bureau Insurance | 9155 Poplar Ave suite 13 | (901) 538-7200 |
| 10 | McDonald Insurance and Financial Services | 9947 Wolf River Blvd #110 | (901) 854-5054 |
Caleb Hollingsworth - State Farm Insurance Agent serves the Germantown, Tennessee area as a commercial insurance agent. This agency helps local businesses manage risk through tailored insurance policies. Protecting business assets and navigating liability concerns are common tasks in this commercial insurance role. Coverage options are available for various industries and business sizes common to the Germantown market. Specific services this agency handles include commercial property insurance and general liability coverage for local enterprises.
Alisha Dumas - State Farm Insurance Agent provides commercial liability, property, and worker's compensation coverage to businesses throughout the Germantown, TN area. It offers policy review and renewal services to help clients adjust their coverage as their operations evolve. A scheduled account analysis allows for the identification of potential gaps or redundant protections. The agency regularly services single-family homes, apartments, retail spaces, and full-service restaurants.
Businesses, property managers, and small commercial property owners in Germantown turn to Michael Duel: Allstate Insurance for their commercial insurance needs. The agency structures coverage plans designed to protect assets, manage liability risks, and maintain operational continuity. Policies may address general liability, commercial property, or workers’ compensation, depending on each client’s specific exposure. Service includes personalized risk reviews to help identify gaps in existing coverage. The agency also serves commercial clients throughout the greater Memphis metro area, including communities like Collierville.
Serving Germantown, TN, and the surrounding Memphis metropolitan communities, Brandon Tate - State Farm Insurance Agent handles commercial insurance needs for local businesses of various sizes. The agency addresses key coverages such as liability, property, and workers compensation to protect commercial operations. To manage a typical job, the agent evaluates specific business risks through detailed consultations and subsequently tailors a coverage plan to match those distinct exposures and coverage requirements.
Shoemaker Insurance Solutions offers specialized commercial insurance for various local industries, including property, liability, and workers’ compensation coverage. It also provides general risk management guidance to help Germantown businesses secure appropriate policies for their daily operations. The agency addresses the distinctive challenges of seasonal fluctuations in the Memphis area, such as helping retail and hospitality clients adjust their coverage for increased inventory and foot traffic during the holiday shopping season.
Thompson Insurance Agency in Germantown, TN assists businesses with either a single-policy purchase for a specific project or an ongoing, multi-policy program for continuous protection. Their commercial insurance covers general liability, property damage, and workers’ compensation to guard against operational risks. Serving local enterprises of varying sizes, the agency structures policies to address unique liability exposures and asset protection needs. Service arrangements are available on a scheduled basis for policy renewals or as needed for mid-term adjustments and new coverage inquiries.
As Germantown businesses adapt to seasonal shifts in inventory and staffing, having appropriate commercial coverage becomes essential. Elvin Taylor Jr - State Farm Insurance Agent provides commercial insurance options for local enterprises in the Germantown, TN area. The agency addresses common business risks including property damage and liability exposure. Policies are tailored to fit the specific needs of small shops and larger operations alike. Taylor emphasizes understanding each client’s daily operations before recommending coverage. A formal inspection of the business premises typically follows the initial consultation to complete the assessment.
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf provides commercial insurance policies tailored to local businesses in Germantown, Tennessee. The agency combines standard liability and property coverage with specialized add-ons such as business interruption and cyber protection. It serves a range of commercial sectors, including offices, warehouses, and food service operations, helping owners secure appropriate risk management for their daily operations.
Farm Bureau Insurance in Germantown, Tennessee, provides commercial insurance services tailored to local homeowners, businesses, and property managers seeking coverage for liability, property, and operational risks. The agency works closely with clients to assess their specific needs and offers policies that help protect assets and manage everyday uncertainties. Its representatives are familiar with the regional business landscape and regulatory requirements. The agency also serves clients in the nearby Collierville area and surrounding parts of the greater Memphis metropolitan region.
McDonald Insurance and Financial Services in Germantown, TN helps homeowners protect their residential property with appropriate personal insurance coverage. For local businesses, the agency arranges commercial insurance policies tailored to various industry risks and operational needs throughout the Germantown area. Their service includes reviewing policy details for both households and companies to ensure adequate protection. Clients can follow up for adjustments after policy changes or for regular service between scheduled renewal visits.
What Does a a Commercial Insurance Agent in Germantown Cost?
Commercial insurance costs in Tennessee vary widely by industry coverage limits and risk factors. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 10000 or more for combined policies. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and does not constitute insurance advice.
About commercial insurance agents in Germantown
Commercial insurance agents in Germantown Tennessee help business owners find coverage for liability property and workers compensation. Tennessee law requires most employers with five or more employees to carry workers compensation insurance. A local agent can guide you through state-specific requirements and help you compare policies from multiple carriers.
Frequently Asked Questions
What types of commercial insurance do businesses in Germantown need?
Common coverages include general liability commercial property workers compensation and commercial auto. Tennessee law mandates workers comp for most businesses with five or more employees. Your agent can assess your specific risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Germantown?
Look for an agent licensed in Tennessee with experience in your industry. Check their reputation through local business groups and ask about the carriers they represent. A good agent will explain policy terms clearly and help you compare quotes.
Does Tennessee have any special insurance requirements for small businesses?
Yes Tennessee requires workers compensation insurance for most employers with five or more employees. Businesses with fewer than five employees are exempt but may still choose coverage. Your agent can help you understand these rules and any other state-specific mandates.
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