The top-rated commercial insurance agent in Kingsport, Tennessee is Jobe & Pearson Insurance, rated 5.0 stars across 188 reviews. Other highly rated options include Farm Bureau Insurance, Direct Auto Insurance, Price & Ramey Insurance Group. This directory lists 20 commercial insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 2 | Farm Bureau Insurance | 1421 E Stone Dr | (423) 578-2181 |
| 3 | Direct Auto Insurance | 1101 E Stone Dr Suite 5 | (423) 245-1515 |
| 4 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 5 | David Pendleton & Associates | 1301 Moreland Dr | (423) 239-7283 |
| 6 | Acceptance Insurance | 1649 E Stone Dr #112 | (423) 491-7186 |
| 7 | Mark Britt Agency | 4354 W Stone Dr | (423) 765-9016 |
| 8 | Douthat Insurance | 1105 S Wilcox Dr | (423) 765-9084 |
| 9 | Taylor-Hamilton Insurance Agency Inc | 1063 Lynn Garden Dr | (423) 246-3810 |
| 10 | Jenkins Insurance Group | 670 W Center St | (423) 245-3743 |
Jobe & Pearson Insurance serves businesses throughout the Kingsport metropolitan area, offering commercial insurance policies to protect local enterprises from liability and property risks. As a commercial insurance agent, the company assesses each client’s unique operational exposures, matching them with appropriate coverage options from multiple carriers. It helps business owners manage general liability needs, ensuring they are safeguarded against common third-party claims. Additionally, the firm handles commercial auto insurance for fleets, assisting companies with vehicle-related protections relevant to this region.
Farm Bureau Insurance in Kingsport, Tennessee serves local homeowners, businesses, and property managers with comprehensive commercial insurance solutions. It assists clients in protecting their assets through liability coverage, property insurance, and workers’ compensation policies. The agency also advises on risk management needs specific to the region’s commercial sectors, including retail and service industries. Its team works closely with each customer to tailor coverage that fits individual operational requirements. In addition to Kingsport, Farm Bureau Insurance provides services to businesses in the neighboring community of Johnson City.
Direct Auto Insurance in Kingsport, Tennessee, provides a full range of commercial coverage solutions, including general liability, property, and workers' compensation policies. Its service plans emphasize regular policy reviews to ensure clients maintain adequate protection as their business needs evolve. The company also offers straightforward claims assistance to help minimize operational disruptions. It services a variety of properties, including single-family homes, apartments, retail stores, and restaurants, addressing the distinct coverage requirements for each type of commercial endeavor.
Price & Ramey Insurance Group in Kingsport, TN, provides a full range of commercial insurance agent services, including risk assessment and policy placement for local businesses. The company assists clients with ongoing policy reviews and coverage adjustments to meet changing operational needs. Its service plans emphasize clear communication and regular consultations to help businesses maintain appropriate protection. The agency services a variety of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants in the region.
Businesses, property managers, and commercial property owners in Kingsport, TN, turn to David Pendleton & Associates for coverage that protects their operations and assets. The agency works closely with clients to assess specific liability, property, and equipment risks, then identifies suitable insurance solutions from multiple carriers. Regular policy reviews help ensure coverage keeps pace with changing business needs. The firm also serves clients throughout the greater Tri-Cities area, including Johnson City and Bristol.
Acceptance Insurance serves the Kingsport, Tennessee area and its surrounding communities. As a commercial insurance agent, it handles policies for local businesses, covering general liability, property, and workers’ compensation to protect various operations in the region. This includes consulting with owners to assess coverage needs for their specific industry risks. To manage a typical job, the agency begins with a review of a business’s exposure and liability to recommend appropriate policy limits.
Serving Kingsport, Tennessee, and the surrounding Tri-Cities area, Mark Britt Agency is a commercial insurance agent. It handles a range of business insurance needs, including general liability, property, and workers' compensation coverage for local enterprises. The agency works to understand each client's specific operations, assessing their daily risks and potential liabilities. It then presents tailored policy options that match the company's unique exposure in the region. To handle a typical job, it first conducts a thorough review of the business’s current operations and future growth plans before quoting coverage.
Douthat Insurance serves Kingsport businesses by distinguishing between one-time commercial policy placements and recurring coverage renewals tailored to ongoing operational needs. The company advises clients on general liability, property, workers’ compensation, and other essential business protections that safeguard local enterprises. Service arrangements are structured according to each client’s preference, with policies handled on either a one-time renewal schedule or an as-needed basis for interim adjustments.
As local business owners in Kingsport begin planning for seasonal inventory increases and liability reviews, Taylor-Hamilton Insurance Agency Inc provides commercial insurance agent services tailored to these evolving needs. The agency evaluates each enterprise’s property, general liability, and workers’ compensation exposures while referencing current regional building codes and industry regulations. Commercial clients can expect a thorough risk assessment that identifies coverage gaps and policy options. A detailed inspection of the business premises or a review of operational documents typically follows the initial consultation to determine precise premium and deductible structures.
What Does a a Commercial Insurance Agent in Kingsport Cost?
The cost of commercial insurance in Tennessee varies widely based on business type size and location. A small retail shop might pay between $500 and $1,500 per year for general liability coverage. A construction company could pay $3,000 to $10,000 or more annually for general liability and workers compensation. Factors like claims history payroll and revenue also affect premiums. This is general information and not insurance advice.
About commercial insurance agents in Kingsport
Commercial insurance agents in Kingsport Tennessee help local businesses find the right coverage for their needs. These agents understand the specific risks facing businesses in the Tri-Cities region and can guide you through Tennessee insurance requirements. Whether you need general liability or workers compensation insurance a local agent can provide personalized service.
Frequently Asked Questions
What types of commercial insurance are required in Tennessee?
Tennessee law requires businesses with employees to carry workers compensation insurance if they have five or more employees. Construction businesses with one or more employees must also have workers compensation. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Kingsport?
Look for an agent who has experience with businesses similar to yours in the Kingsport area. Ask about their knowledge of local industry risks and their access to multiple insurance carriers. A good agent will review your operations and recommend appropriate coverage limits.
What is the difference between a commercial insurance agent and a broker in Tennessee?
An agent typically represents one or more insurance companies and can bind coverage on their behalf. A broker works on your behalf to find coverage from multiple insurers. Both are licensed by the Tennessee Department of Commerce and Insurance and must follow state regulations.
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