The top-rated commercial insurance agent in Gallatin, Tennessee is Jeannie Gregory - State Farm Insurance Agent, rated 4.9 stars across 732 reviews. Other highly rated options include Farm Bureau Insurance, Gaffney Insurance Agency & Financial Services LLC, Johnson Family Insurance. This directory lists 20 commercial insurance agents serving Gallatin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeannie Gregory - State Farm Insurance Agent | 180 Belvedere Dr N Suite 2 | (615) 452-7133 |
| 2 | Farm Bureau Insurance | 400 N Boyers Ave | (615) 452-3130 |
| 3 | Gaffney Insurance Agency & Financial Services LLC | 180 Belvedere Dr N STE 11 | (615) 452-5588 |
| 4 | Johnson Family Insurance | 1517 Hunt Club Blvd Suite 100 | (615) 420-6410 |
| 5 | Farmers Insurance - Elizabeth Hobdy Jones | 402 Maple St | (615) 452-7037 |
| 6 | Direct Auto Insurance | 335 W Main St Suite C | (615) 452-0477 |
| 7 | Choice One Insurance Services | 180 Belvedere Dr N Suite 14A | (615) 633-3467 |
| 8 | Lee Raines Insurance Agency | 819 N Water Ave | (615) 452-5833 |
| 9 | Vandenbergh Insurance Agency | 124 Goodview Way suite c | (615) 824-8899 |
| 10 | Defender Insurance LLC | 170 W Franklin St | (615) 490-4932 |
Jeannie Gregory’s State Farm Insurance Agency serves the Gallatin, Tennessee, area and surrounding Sumner County as a commercial insurance agent. It offers businesses comprehensive policies designed to protect their assets, including property coverage for buildings and equipment. Liability insurance is also available to guard against claims from third-party injuries or damages. Additionally, the agency specializes in tailored coverage such as commercial auto insurance for company vehicles and workers’ compensation policies to cover employee injuries on the job.
Farm Bureau Insurance in Gallatin, Tennessee offers specialized commercial insurance services for local businesses, including coverage for property, liability, and workers’ compensation. It serves a wide range of industries, from retail and agriculture to professional offices. The agency provides personalized risk assessments and helps clients understand policy details. When spring flooding or winter storms threaten operations in Middle Tennessee, it assists farmers and businesses with revising their coverage limits.
Gaffney Insurance Agency & Financial Services LLC provides commercial insurance solutions tailored to businesses operating in Gallatin, TN. The agency offers ongoing policy reviews and proactive coverage adjustments to ensure evolving commercial needs are continuously met. Service plans include annual risk assessments designed to identify potential coverage gaps before they become issues. Partnering with multiple carriers allows the firm to shop competitive rates for each client. The agent services a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Johnson Family Insurance in Gallatin, TN, works with businesses, commercial property managers, and contractors seeking liability and property coverage. The agency helps clients assess risk, manage commercial auto policies, and secure appropriate general liability plans for their operations. These services protect local companies from common financial exposures in the region. Coverage also extends to business owners and property managers across nearby Hendersonville and the greater Sumner County area.
Farmers Insurance - Elizabeth Hobdy Jones serves clients in Gallatin, Tennessee, and the surrounding Sumner County communities. This commercial insurance agent handles a range of business coverage, including liability, property, and workers’ compensation policies. The agency works with small to mid-sized companies to identify their specific risk exposures. To handle a typical job, it begins with a thorough review of the client’s operations, then customizes a coverage plan that fits the business’s actual needs and budget.
As local construction and spring tourism businesses ramp up for the season, Direct Auto Insurance in Gallatin, Tennessee helps commercial clients secure coverage appropriate for their growing operations. This agency works with small to mid-sized companies to address liability, property, and vehicle exposures common in the area. Their agents review each business’s current policies and risk factors to identify potential gaps. An initial consultation typically begins with a thorough assessment of the client’s daily operations and existing coverage.
Some commercial insurance needs, such as a builder’s risk policy for a single project, require a one-time solution, while others, like general liability or workers’ compensation to protect ongoing operations, depend on recurring annual renewals. Choice One Insurance Services in Gallatin, TN, helps local business owners assess their specific risk exposures to secure appropriate property, liability, and business interruption coverage. Their service is available on either a one-time basis for a particular project or as scheduled for regularly reviewed policies.
Lee Raines Insurance Agency specializes in structuring commercial policies for local businesses, addressing general liability, property coverage, and workers’ compensation. The agency serves Gallatin, TN, and the surrounding area, advising clients on how to mitigate risks specific to their industry. It also reviews corporate vehicle and equipment insurance to ensure adequate protection. When seasonal fluctuations in inventory or staffing occur, the agency helps business owners adjust their coverage to avoid gaps during peak operational months.
As Middle Tennessee businesses prepare for seasonal shifts that can increase liability, Vandenbergh Insurance Agency in Gallatin offers commercial coverage tailored to local operations. They work with a range of enterprises, helping owners navigate property, liability, and vehicle exposure common to the region. Their process begins with an in-person inspection of your premises to assess specific risk factors before recommending any policy.
Defender Insurance LLC serves clients in Gallatin, Tennessee, as a commercial insurance agent, helping businesses evaluate their coverage needs. The company focuses on general liability and property policies while offering specialty add-ons such as workers’ compensation and professional liability protections. These additional coverages address unique risks that standard plans may not fully address. Defender Insurance LLC can assist commercial clients operating in a variety of sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Gallatin Cost?
Typical costs for a small business general liability policy in Tennessee range from 400 to 1500 dollars per year. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1200 to 2500 dollars annually. These figures vary widely based on industry coverage limits and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Gallatin
Commercial insurance agents in Gallatin Tennessee help local businesses secure coverage for property liability and workers compensation. Tennessee law requires businesses with five or more employees to carry workers compensation insurance. Agents can guide you through the specific risks facing Gallatin businesses from retail shops to construction firms.
Frequently Asked Questions
What types of commercial insurance are required in Tennessee?
Tennessee requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability insurance is not state-mandated but is often required by landlords or clients.
How do I find a commercial insurance agent in Gallatin Tennessee?
You can search online directories or ask for referrals from other local business owners. Many agents in Gallatin are independent and can compare quotes from multiple carriers. Verify that the agent is licensed through the Tennessee Department of Commerce and Insurance.
What factors affect commercial insurance costs in Gallatin?
Costs depend on your business type annual revenue number of employees and claims history. Location in Gallatin near flood zones or high-traffic areas may also impact premiums. Each policy is tailored to your specific operations and risks.
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