The top-rated commercial insurance agent in Memphis, Tennessee is Direct Auto Insurance, rated 4.7 stars across 264 reviews. Other highly rated options include Fields Insurance, Acceptance Insurance, Clay & Land Insurance, Inc.. This directory lists 21 commercial insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 4466 Elvis Presley Blvd Suite 120 | (901) 396-8989 |
| 2 | Fields Insurance | 3766 Ridgeway Rd | (901) 465-0011 |
| 3 | Acceptance Insurance | 4287 Summer Ave ste 102 | (865) 392-7212 |
| 4 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 5 | Freeway Insurance | 2550 Poplar Ave | (901) 437-5722 |
| 6 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 7 | Sneed Insurance | 4515 Poplar Ave #322 | (901) 372-4580 |
| 8 | Financially Smart Insurance LLC | 5510 E Shelby Dr #107 | (901) 254-7655 |
| 9 | Chris Jeans - State Farm Insurance Agent | 4593 Elvis Presley Blvd #107 | (901) 346-0300 |
| 10 | Pete Mitchell & Associates Insurance, Inc. | 4216 Millbranch Rd | (901) 345-6176 |
Direct Auto Insurance serves the Memphis, Tennessee metro area as a commercial insurance agent. It helps local business owners protect their operations with appropriate coverage. A commercial agent assesses risks specific to each enterprise, from liability concerns to property exposure. The company works with clients to find policies that match their company size and industry demands. It handles general liability insurance and commercial auto coverage for businesses needing fleet protection.
Fields Insurance provides a full array of commercial insurance solutions for businesses in the Memphis area, including liability, property, and workers' compensation coverage. The agency works closely with clients to review and adjust their plans on a regular schedule, ensuring ongoing protection as business needs evolve. It primarily serves single-family homes, apartments, retail locations, and locally owned restaurants and eateries.
Acceptance Insurance serves homeowners, businesses, and property managers in Memphis, Tennessee, by offering tailored commercial insurance agent services. The agency helps clients secure coverage for liability, property damage, and business interruption risks common to local enterprises. Policyholders work directly with agents who analyze regional market conditions and adjust protection plans accordingly. The company also provides support for claims processing and policy updates throughout the year. Acceptance Insurance extends its services to neighboring communities in the greater Memphis metro area, including the Cordova and Bartlett districts.
Serving Memphis and its surrounding communities, Clay & Land Insurance, Inc. handles commercial insurance for local businesses. As a commercial insurance agent, the company works with area proprietors to address general liability and property coverage needs for various operations. The typical approach involves reviewing a client’s specific business exposures before comparing policies from multiple carriers to find a suitable match.
Freeway Insurance in Memphis, TN offers both one-time and recurring commercial insurance agent services. Clients can select individual policy placements for specific needs or establish ongoing coverage management for their business operations. The agency helps local companies secure protection for property, liability, and vehicle fleets typical of the regional economy. Service runs on a scheduled or as-needed basis, depending on each client’s preference for renewal oversight or occasional risk consultation.
Riskbusters Insurance specializes in providing liability, property, and workers’ compensation coverage for small to mid-sized businesses in Memphis. The agency works as a commercial insurance agent, helping local companies assess risks and secure appropriate policies from multiple carriers. It serves contractors, retailers, and professional service firms throughout the area. As autumn approaches, many business owners consult Riskbusters to review their coverage for seasonal inventory fluctuations and potential severe weather, ensuring their policies remain adequate for the changing needs of the year.
As summer storms roll through the Memphis area, businesses increasingly review their coverage for property damage and business interruption. Sneed Insurance addresses these concerns by tailoring commercial insurance solutions for local enterprises. Whether a firm requires general liability, workers' compensation, or commercial auto coverage, the agent works to match each policy to the specific operational risks. The process begins with a no-obligation inspection of the premises and a detailed assessment of current exposures.
Financially Smart Insurance LLC provides commercial insurance solutions for businesses operating in and around Memphis, Tennessee. The agency specializes in helping clients manage general liability, property coverage, and workers’ compensation needs through tailored policy structures. It also focuses on business interruption protection and commercial auto insurance as essential add-ons for operational continuity. The company can serve a range of commercial sectors, including professional offices, warehouse and distribution facilities, and food service establishments.
Chris Jeans provides residential insurance services to homeowners in the Memphis, Tennessee area, also offering comprehensive commercial coverage for local businesses needing property and liability protection. Policies are designed to safeguard small and mid-sized enterprises against common operational risks. The agency serves clients throughout the Memphis metro region. Customers often return for policy reviews between their regular renewal visits to adjust coverage as their business needs change.
Pete Mitchell & Associates Insurance, Inc. is a commercial insurance agent serving businesses throughout the Memphis, Tennessee area. The agency works closely with local companies to secure essential business coverage and liability protection. It offers customized policies designed to address varying industry and operational requirements. Clients typically receive ongoing risk consultation and claims support as part of its standard service approach. The firm can also append specialized coverage packages tailored for specific local business sectors, such as professional liability or commercial property insurance.
What Does a a Commercial Insurance Agent in Memphis Cost?
Typical costs for a commercial insurance agent in Tennessee vary by business size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A mid size construction firm could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by class code and loss history. This is general information not insurance advice.
About commercial insurance agents in Memphis
A commercial insurance agent in Memphis Tennessee helps businesses secure coverage for property liability and workers compensation. Tennessee law requires most employers with five or more employees to carry workers compensation insurance. Local agents understand the unique risks for Memphis industries like logistics healthcare and hospitality.
Frequently Asked Questions
What types of commercial insurance do Memphis businesses need?
Common policies include general liability property insurance and workers compensation. Tennessee law mandates workers comp for most businesses with five or more employees. Agents can also recommend commercial auto and professional liability coverage.
How do I choose a commercial insurance agent in Memphis?
Look for an agent licensed in Tennessee with experience in your industry. Ask about their carrier options and claims support. Check their standing with the Tennessee Department of Commerce and Insurance.
Can a commercial insurance agent help with Tennessee specific regulations?
Yes agents can guide you on state requirements like Tennessee workers compensation laws and commercial auto insurance minimums. They also help with compliance for liquor liability or contractor bonds if needed.
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