The top-rated business insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 7 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 8 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 9 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 10 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area, providing comprehensive business insurance agent services. As a local independent agent, the company works to assess the unique risks that small and mid-sized businesses in the region encounter. They help business owners secure appropriate coverage to protect their assets and operations. In the Oak Ridge area, this agency specifically handles general liability insurance and commercial property insurance for local enterprises.
Bradley Roberts: Allstate Insurance provides a range of business insurance services tailored to commercial clients in Oak Ridge, TN. Its offerings focus on protecting local enterprises against common operational risks, with service plans designed to help business owners review and adjust their coverage as their needs evolve. The company works with businesses of various sizes, including single-family homes that qualify as rental properties, apartment complexes, retail stores, and restaurants.
Mike Massaglia - State Farm Insurance Agent serves homeowners, businesses, and property managers in Oak Ridge, Tennessee. The agency provides business insurance policies tailored to local commercial needs, including liability coverage and property protection for small and mid-sized firms. Clients can also access personal auto and home insurance options. Professional agents help assess risks and customize plans for various industry sectors. This agency additionally covers clients in the greater Knoxville metro area, assisting companies located in nearby Clinton.
Josh Hemphill - State Farm Insurance Agent serves homeowners, businesses, and property managers in Oak Ridge, Tennessee, providing tailored business insurance policies to protect commercial assets and operations. Clients can discuss general liability, property coverage, and other essential protections for local enterprises. The agency also assists with personal auto and life insurance needs. Its service area extends to the surrounding Anderson County communities and the metropolitan Knoxville region.
Serving Oak Ridge and the surrounding communities of East Tennessee, Laura Lynn Green - State Farm Insurance Agent provides business insurance coverage for local enterprises. The agency handles general liability, commercial property, and worker’s compensation policies designed to protect small to mid-sized operations from common operational risks. By reviewing the unique exposures each business faces, the agent develops a customized insurance package. To handle a typical job, the agent first conducts a thorough consultation to assess the client’s specific needs and then recommends appropriate coverage limits.
Direct Auto Insurance serves Oak Ridge, Tennessee, and the surrounding Anderson County communities. It handles commercial property and general liability coverage for local small businesses. The agency works with regional carriers to provide protection that meets state requirements. It advises clients on policies for their specific operations, such as retail shops or professional offices. To handle a typical job, it begins with a risk assessment interview to determine the business’s exposures and follows up with a tailored coverage proposal.
Farm Bureau Insurance in Oak Ridge, Tennessee serves clients with either one-time policy evaluations or recurring coverage updates. For business insurance, it addresses protection for commercial property, liability exposures, and income interruption risks. General commercial packages are structured to match operational needs. Service operates on an as-needed basis, allowing clients to request adjustments when their business circumstances or coverage requirements change.
Madison Insurance Group, Inc. offers specialty business insurance services, including liability coverage and commercial property protection, alongside general risk management guidance for local enterprises in Oak Ridge, TN. It assists small and mid-sized firms with policy selection tailored to their operational needs. As seasonal storms or winter weather threaten regional business operations, the company helps review current policies and secure adequate coverage against potential weather-related interruptions and property damage.
As local businesses in Oak Ridge gear up for the busy spring season, securing the right policies becomes a critical priority. Fox Insurance Group helps small and mid-sized companies in the area assess their unique liability, property, and workers' compensation coverage requirements. The team works closely with each business to address operational risks common in this region’s commercial landscape. Following a thorough discussion of a client’s current operations and future growth plans, an initial on-site business inspection is scheduled to confirm exposure details and finalize coverage recommendations.
What Does a a Business Insurance Agent in Oak Ridge Cost?
Typical costs for a small business insurance policy in Tennessee range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification often between 0.75 and 2.50 dollars per 100 dollars of payroll. Commercial property insurance premiums depend on building value and location. This is general information not insurance advice.
About business insurance agents in Oak Ridge
Business insurance agents in Oak Ridge Tennessee help local companies secure coverage for property damage general liability and workers compensation. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can review your specific risks and find policies that meet state requirements.
Frequently Asked Questions
What types of business insurance do Oak Ridge agents offer?
Agents offer general liability commercial property workers compensation and professional liability insurance. They also provide commercial auto and cyber liability policies for local businesses.
Is business insurance required by Tennessee law?
Tennessee requires workers compensation insurance for most businesses with five or more employees. General liability and property insurance are not state mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Oak Ridge?
Look for an agent who is licensed in Tennessee and has experience with your industry. Ask about their claims process and whether they represent multiple insurance carriers.
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