The top-rated business insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 business insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Harold Dishner - State Farm Insurance Agent | 1207 N Roan St #1 | (423) 926-6000 |
| 4 | Acceptance Insurance | 3101 W Market St #116 | (423) 491-7185 |
| 5 | Comer Insurance Agency | 301 W Watauga Ave | (423) 928-0151 |
| 6 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 7 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 8 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 9 | Farm Bureau Insurance | 503 Princeton Rd Suite A | (423) 283-4780 |
| 10 | 1Source Insurance Group | 3201 Bristol Hwy # 9 | (888) 817-8254 |
Veritas Insurance serves the Johnson City, Tennessee metro area and surrounding counties as a business insurance agent. The company assists local enterprises in obtaining coverage tailored to their operational needs. Its work involves assessing risk exposures and connecting clients with appropriate policies from standard carriers. Commercial general liability and workers compensation are two specific lines of business insurance it handles in this region.
Widener Insurance Inc provides tailored insurance solutions for local business owners, including general liability, property coverage, and workers’ compensation. Its service plans involve periodic policy reviews and risk assessment updates to ensure evolving coverage needs are met. The firm emphasizes protecting regional enterprises against common commercial exposures. It services a diverse range of properties, including retail stores, restaurants, single-family homes used for business, and apartment complexes.
Harold Dishner - State Farm Insurance Agent in Johnson City, Tennessee serves homeowners, business owners, and property managers seeking commercial coverage. The agency advises on general liability, property insurance, and workers compensation policies to protect local enterprises day to day. Clients receive guidance on managing risks and selecting appropriate limits for their industry. The office also provides service to neighboring areas within the greater Tri-Cities metro, including Kingsport and Bristol.
Acceptance Insurance serves the Johnson City, Tennessee area as a business insurance agent. It helps local companies obtain coverage to protect their assets, manage liabilities, and maintain steady operations. Brokers at this agency work with business owners to assess risks and find appropriate policies tailored to specific industries and commercial needs. Key services it handles in this region include general liability insurance and commercial property coverage for small and mid-sized businesses.
Comer Insurance Agency serves Johnson City and the surrounding Tri-Cities communities, handling business insurance needs for local enterprises. It works with policies that protect commercial property, liability, and workers' compensation exposures. The agency provides guidance on risk management and coverage options suited to various industries and company sizes. To handle a typical job, it first reviews a business's operations and exposures, then discusses tailored policy structures aligned with its budget and compliance requirements.
Westmoreland Insurance - A Division of Carriage Hill provides services tailored either for a one-time policy setup or for an ongoing commercial relationship to manage evolving business risks. Coverage in Johnson City, TN, typically addresses general liability, property protection, and workers’ compensation for local enterprises. Services run on a scheduled basis, with periodic policy reviews and annual renewals to ensure coverage remains aligned with current operations.
Jones Insurance Service in Johnson City, TN provides specialized business insurance services such as general liability and commercial property coverage. It also offers professional liability protection and workers’ compensation policies for local enterprises. The agency works with a range of small to mid-sized companies, helping them manage risk and secure appropriate policies. As the end of the fiscal year approaches, it can assist businesses with reviewing their coverage limits for seasonal inventory fluctuations or new equipment acquisitions.
As local businesses in Johnson City prepare for seasonal shifts or unexpected disruptions, having proper business insurance coverage becomes a vital priority. C R Gregory Insurance, Inc. provides guidance to commercial clients in this region, helping them evaluate policies that address property, liability, and other operational exposures. Their agency focuses on matching each enterprise with appropriate coverage options drawn from standard industry offerings. For those ready to review or update their current protection, the first step involves scheduling an inspection of the business premises to assess risks and needs.
Farm Bureau Insurance provides business insurance agent services in Johnson City, Tennessee, covering liability, property, and workers compensation policies. It offers routine policy reviews and claims assistance to maintain appropriate coverage levels for its clients. Basic risk management guidance is included with each plan to help identify potential exposures. The agency services single-family homes, apartment complexes, retail stores, and local restaurants throughout the region.
1Source Insurance Group pairs local risk management guidance with specialty add-ons tailored to small and mid-sized businesses in Johnson City, TN. Their advisors evaluate liability exposure, property coverage gaps, and unique operational vulnerabilities before recommending appropriate policies. They assist with general liability, workers’ compensation, and commercial auto protection for regional enterprises. This agency can serve offices needing equipment and data security coverage, warehouses requiring inventory and general liability protections, and food service establishments seeking spoilage and liquor liability plans.
What Does a a Business Insurance Agent in Johnson City Cost?
Typical costs for a small business insurance policy in Tennessee range from 500 to 2,500 dollars per year for general liability. Workers compensation costs vary by industry and payroll but average around 1.50 dollars per 100 dollars of payroll. Commercial property insurance may add 500 to 3,000 dollars annually. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This information is general and not a substitute for professional insurance advice.
About business insurance agents in Johnson City
Business insurance agents in Johnson City Tennessee help local business owners find the right coverage for their specific needs. Tennessee law requires certain businesses to carry workers compensation insurance if they have five or more employees. An agent can guide you through general liability property and commercial auto policies to protect your Tri-Cities area business.
Frequently Asked Questions
What types of business insurance are required in Tennessee?
Tennessee requires workers compensation insurance for most employers with five or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a business insurance agent in Johnson City?
You can search online for local independent agents or agencies in Johnson City. The Tennessee Department of Commerce and Insurance also provides a license lookup tool to verify an agents credentials. Ask for referrals from other business owners in the area.
What factors affect business insurance costs in Tennessee?
Costs depend on your industry payroll location and claims history. For example a construction business in Johnson City will pay more than a retail shop. Your coverage limits and deductibles also impact the premium.
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