The top-rated business insurance agent in Jackson, Tennessee is Acceptance Insurance, rated 4.9 stars across 298 reviews. Other highly rated options include Haven Insurance Partners, LLC, Able Agency Inc., Direct Auto Insurance. This directory lists 20 business insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 605 Carriage House Dr Ste Q | (731) 859-7059 |
| 2 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 3 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 4 | Direct Auto Insurance | 375 Vann Dr | (731) 668-7600 |
| 5 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 6 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 7 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 8 | McDonald Insurance & Financial Services | 15 Old Humboldt Rd Ste C | (731) 668-8054 |
| 9 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 10 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
Acceptance Insurance serves Jackson, Tennessee, and the surrounding communities with tailored business insurance solutions. This agency handles commercial coverage needs, including general liability and property protection, to help local enterprises manage everyday risks. A specialist there evaluates each operation’s unique challenges, then recommends appropriate policies to support consistent operations and safeguard assets. Every assignment is addressed through a thorough assessment of exposures, ensuring a practical blend of necessary coverage limits.
Haven Insurance Partners, LLC provides comprehensive business insurance services in Jackson, TN. Its service plans typically include a policy review to evaluate a client’s current coverage and identify potential gaps in protection. Regular maintenance may involve periodic reassessment of business operations and the associated risk profile. The agency services a diverse range of properties, including retail outlets, restaurants, single-family homes, and apartment buildings.
Able Agency Inc. serves the Jackson, TN area and surrounding Madison County as a business insurance agent. The company assists local enterprises with general liability and commercial property coverage. These products help firms manage risks associated with their daily operations. The agency also works with businesses to secure workers’ compensation policies that meet state requirements. Commercial auto insurance and professional liability protection are among the specific services Able Agency Inc. handles for the region.
Direct Auto Insurance in Jackson, Tennessee, offers business insurance agents who distinguish between one-time policies, such as those for a single event, and recurring coverage that renews annually or quarterly. They assist local businesses in selecting general liability or property protection that aligns with operational needs and regulatory requirements. Services typically run on an as-needed basis, with policyholders contacting the agent when modifying coverage or filing claims.
Carl Fergie - Fergie & Associates Insurance serves local businesses, property managers, and commercial property owners in Jackson, Tennessee, offering business insurance agent services that help clients select appropriate policies for their operational risks and liability needs. The agency provides guidance on standard commercial coverage options, including property, general liability, and workers' compensation insurance. Beyond the city, its clientele extends to businesses operating in the neighboring communities of Humboldt and the broader Madison County area.
Farm Bureau Insurance in Jackson, Tennessee offers tailored business insurance policies that protect local enterprises from property damage and liability claims. An agent advises on general liability, commercial property, and workers’ compensation coverage to secure daily operations. During tornado season, the agency helps businesses assess specific vulnerabilities and adjust policies accordingly to ensure adequate protection against severe weather disruption.
Guiding Star Insurance serves businesses in Jackson, Tennessee, and the surrounding Madison County communities. It handles a full range of commercial coverage needs for local companies. This includes general liability, property protection, and workers compensation policies tailored to small and medium-sized enterprises. The agency begins each assignment by thoroughly reviewing the client's specific operations and risk exposures. It then compares quotes from multiple carriers to find appropriate limits and deductibles. Guiding Star Insurance builds these recommendations into a straightforward binder for the business owner to review.
McDonald Insurance & Financial Services in Jackson, TN specializes in business insurance, differentiating its service offerings by providing either tailored one-time coverage for specific events or ongoing policies for recurring commercial needs. Their general liability and property protection options help local businesses manage everyday risks and unforeseen losses common in the area. Clients can access their support and policy adjustments on either a scheduled or as-needed basis.
Ebbco Insurance Agency in Jackson, TN provides specialty services such as customized liability protection and commercial property coverage for local businesses. It also offers general business insurance consultations to help enterprises manage routine operational risks. This agency helps business owners navigate their unique coverage needs, including seasonal concerns such as safeguarding inventory against weather-related disruptions during peak shipping periods.
What Does a a Business Insurance Agent in Jackson Cost?
Typical costs for a business insurance agent in Tennessee vary widely. A small office-based business might pay 400 to 1000 per year for a general liability policy. A restaurant in Jackson could pay 2000 to 5000 per year for combined coverage including liquor liability. Workers compensation rates are set by the state and average around 1.50 to 3.00 per 100 dollars of payroll depending on the job class. This is general information and not insurance advice.
About business insurance agents in Jackson
A business insurance agent in Jackson Tennessee helps local business owners find coverage that meets state requirements. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can also help with general liability policies that protect against common risks in the Jackson area.
Frequently Asked Questions
What types of business insurance are required in Tennessee?
Tennessee law requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I find a business insurance agent in Jackson Tennessee?
You can search online for local independent agents or contact the Tennessee Department of Commerce and Insurance for a list of licensed agents. Many agents in Jackson specialize in covering small businesses like restaurants retail shops and construction companies.
What factors affect the cost of business insurance in Tennessee?
Costs depend on your industry number of employees revenue and claims history. For example a small retail shop in Jackson might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 8000 per year. Location and local risk factors also play a role.
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