The top-rated business insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 721 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 20 business insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 5 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 6 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 7 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 8 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 9 | Direct Auto Insurance | 1498 Madison St D | (931) 552-4494 |
| 10 | Freeway Insurance | 2335 Madison St | (931) 219-4021 |
Legacy Insurance serves the Clarksville, Tennessee area as a business insurance agent. It assists local companies with obtaining essential commercial coverage designed to protect their operations. The agency works to match businesses with policies that address common regional risks and liability concerns. It helps clients navigate various insurance options for different industry sectors. Legacy Insurance handles general liability policies for small businesses and workers’ compensation coverage to meet state requirements.
Daniel Ingram - GEICO Insurance Agent in Clarksville, TN, provides a range of business insurance services including general liability, property, and commercial auto coverage. The agency assists local entrepreneurs with customizing policies to protect their operations and assets. Service plans focus on regular policy reviews and clear communication to adjust coverage as business needs change. The company serves various property types in the Clarksville area, such as single-family homes, apartments, retail storefronts, and restaurants.
Augustine Insurance serves Clarksville, Tennessee, and the surrounding communities with business insurance solutions. The agency handles a range of commercial coverage, including general liability, property, and workers' compensation policies tailored to local enterprises. It works to understand each client’s operational risks, then matches them with appropriate protection from established carriers. To handle a typical job, it first reviews the business’s specific exposures and operations before presenting multiple coverage options for comparison.
Farm Bureau Insurance in Clarksville, Tennessee, provides business insurance services including general liability, property coverage, and commercial auto policies. It also works with local small and medium-sized companies to evaluate their unique operational risks and coverage needs. As a business insurance agent, the agency assists clients in understanding policy terms and managing deductibles. It particularly helps with seasonal concerns such as reviewing coverage for equipment damage from winter weather or summer storms, ensuring enterprises remain protected year-round.
BFS Insurance Group in Clarksville, TN, specializes in providing business insurance policies, including general liability and commercial property coverage. It works with local enterprises to manage risks and ensure operational continuity. The agency evaluates exposures unique to individual businesses, tailoring protection for various industries. During periods of seasonal hiring or inventory expansion, it helps address the increased liability concerns that arise for growing firms.
Clarksville Insurance Agency in Clarksville, TN distinguishes between one-time business insurance policies and ongoing, renewable service plans for ongoing liability needs. Its coverage options include property protection, general liability, and workers' compensation for local entrepreneurs. Each policy is structured to address specific operational risks faced by regional companies. Service runs on a scheduled renewal cycle with as-needed adjustments for changes in business size or assets.
Farmers Insurance - Katrice Butler provides residential insurance solutions for homeowners and renters in Clarksville, Tennessee. The agency also assists local businesses with commercial coverage, including liability and property protection, tailored to the region’s needs. Serving clients throughout the Clarksville area, the office helps policyholders review their plans and adjust coverage as circumstances change. Between regular policy review visits, the agency offers prompt follow-up on claims questions or policy updates to ensure continuous service for existing customers.
Morford Agency: Allstate Insurance provides business insurance guidance and policy options for companies based in Clarksville, Tennessee. The agency specializes in adding coverages such as general liability, property protection, and commercial auto insurance to standard business packages. This approach helps local enterprises address their specific operational risks and industry requirements. The agency works with a wide range of commercial sectors, including offices, warehouses, and food service operations.
As the seasons change and local businesses in Clarksville prepare for shifts in customer traffic and inventory, securing proper liability coverage becomes a critical priority. Direct Auto Insurance helps small and mid-sized commercial clients navigate the various coverage options required to protect their operations and assets. Their agents assess each business’s specific risks, from foot traffic to equipment use, and recommend policies that address these exposures. Customers typically begin by scheduling a complimentary initial consultation to review their current coverage and identify any potential gaps through an on-site inspection.
As spring storms begin affecting businesses in Clarksville, Freeway Insurance helps local owners review their current coverage to protect against unexpected property or liability losses. This business insurance agent works with commercial clients to assess match between existing policies and actual operational risks. Initial conversations focus on understanding a company’s daily activities, inventory value, and storefront exposure. Freeway Insurance then coordinates an on-site inspection of the premises to verify conditions before finalizing any recommended adjustments to policy terms.
What Does a a Business Insurance Agent in Clarksville Cost?
The cost of business insurance in Tennessee varies by industry size and coverage level. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs depend on payroll and job risk class often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office could cost 500 to 2000 dollars annually. This is general information not insurance advice.
About business insurance agents in Clarksville
Business insurance agents in Clarksville Tennessee help local companies find the right coverage for their specific needs. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can guide you through general liability commercial property and other policies that protect your Clarksville business.
Frequently Asked Questions
What types of business insurance do Clarksville agents offer?
Agents in Clarksville offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and business interruption coverage. Each policy is tailored to the specific risks of your Tennessee business.
Is business insurance required by law in Tennessee?
Tennessee requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other types like general liability are not legally required but are often needed by landlords or clients.
How do I choose a business insurance agent in Clarksville?
Look for an agent who is licensed in Tennessee and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare options. A local agent understands Clarksville risks like weather and traffic.
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