The top-rated business insurance agent in Kingsport, Tennessee is Jobe & Pearson Insurance, rated 5.0 stars across 188 reviews. Other highly rated options include Farm Bureau Insurance, Direct Auto Insurance, Price & Ramey Insurance Group. This directory lists 20 business insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 2 | Farm Bureau Insurance | 1421 E Stone Dr | (423) 578-2181 |
| 3 | Direct Auto Insurance | 1101 E Stone Dr Suite 5 | (423) 245-1515 |
| 4 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 5 | David Pendleton & Associates | 1301 Moreland Dr | (423) 239-7283 |
| 6 | Shelter Insurance - Christy Nixon | 1420 E Stone Dr b1 | (423) 765-2085 |
| 7 | Gilliam Insurance Advisor Group LLC | 4350 W Stone Dr | (423) 276-5807 |
| 8 | Acceptance Insurance | 1649 E Stone Dr #112 | (423) 491-7186 |
| 9 | Mark Britt Agency | 4354 W Stone Dr | (423) 765-9016 |
| 10 | Douthat Insurance | 1105 S Wilcox Dr | (423) 765-9084 |
Jobe & Pearson Insurance serves the Kingsport, Tennessee area as a local business insurance agent. The company works with business owners to assess their specific operational risks and secure appropriate coverage. They help clients comply with industry requirements and protect their assets from common liabilities. General policies include property insurance to cover physical assets and liability insurance for third-party claims. Workers’ compensation and commercial auto coverage are two specific services the agency handles for businesses in this region.
Farm Bureau Insurance in Kingsport, Tennessee, serves as a local source for business insurance coverage, helping area companies manage common risks. It offers general liability and property policies designed to protect small to midsize enterprises. The agency also advises on commercial auto and workers' compensation plans tailored to regional needs. A typical add-on service is business interruption insurance, which helps cover lost income during unexpected closures.
Direct Auto Insurance in Kingsport, Tennessee provides residential coverage for homes and personal property in the local area. The agency also writes commercial policies for small businesses, including general liability and property protection, serving clients throughout the Kingsport region. Agents work to match the right policy limits for each unique operation. After a policy is issued, the team follows up at renewal and during routine business changes to ensure coverage keeps pace between visits.
Price & Ramey Insurance Group in Kingsport, TN, offers a full range of business insurance policies, including general liability, property, and workers’ compensation coverage. The agency assists local enterprises with reviewing their current plans and adjusting them as operational needs evolve. It helps business owners navigate risk management and secure appropriate coverage for their specific exposures. The group services commercial properties such as single-family homes, apartments, retail storefronts, and restaurants.
Serving business owners, commercial property managers, and independent entrepreneurs throughout the Kingsport area, David Pendleton & Associates provides commercial insurance solutions tailored to local operations. The agency helps clients secure essential coverage such as general liability and property protection to safeguard their assets against everyday risks. Business interruption and workers’ compensation policies are also arranged to maintain continuity during unexpected disruptions. Additionally, the firm supports the growing industrial and service sectors in nearby Johnson City and surrounding communities within the Tri-Cities metro region.
Shelter Insurance - Christy Nixon in Kingsport, TN, offers business insurance agents who distinguish between one-time service for short-term coverage needs and recurring service for ongoing protection. Coverages typically include property, liability, and business interruption policies tailored to local companies. These services ensure businesses have the right safety net without unnecessary extras. Service runs strictly on a scheduled basis, with periodic policy reviews and updates provided as part of an established long-term relationship.
Gilliam Insurance Advisor Group LLC serves Kingsport, Tennessee, and the surrounding Tri-Cities communities. It handles coverage options for local business owners, addressing the specific liability and property needs of area small to mid-sized companies. The agency works to pair commercial policies with the operational demands of a typical business in this region. A common engagement begins by reviewing a company’s current coverage gaps and asset exposure, then presenting a range of tailored quotes for the client to consider.
Acceptance Insurance serves the Kingsport, Tennessee area with business insurance agent services. The agency helps local companies secure coverage for their operations, offering guidance on general liability and commercial property policies. Agents assess risks specific to small and mid-sized businesses in this region. Businesses can receive assistance with workers’ compensation protection to meet state requirements. The agency also handles commercial auto insurance for vehicles used in business activities.
Mark Britt Agency specializes in business insurance products tailored to regional commerce, including general liability, commercial property, and workers’ compensation coverage. The agency serves clients across Kingsport and the surrounding trade area, advising on risk management and policy selection for small to mid-sized enterprises. Beyond initial placement, it assists with policy reviews and claim support. Businesses preparing for seasonal inventory fluctuations or weather-related disruptions in the Tri-Cities region frequently depend on the agency to adjust coverage limits or add endorsements for temporary exposures.
As spring storms begin to sweep through the Tri-Cities region, local businesses in Kingsport face increased exposure to property and liability claims. Douthat Insurance helps commercial clients navigate these seasonal vulnerabilities, offering tailored coverage for retail shops, contractors, and professional service firms. Their work involves analyzing existing policies to close gaps created by new equipment, expanded inventory, or changed operations. They focus on matching general liability and property protection to each company’s specific risk profile. An agent will schedule an on-site walkthrough of the business premises to begin the assessment.
What Does a a Business Insurance Agent in Kingsport Cost?
Typical costs for business insurance in Tennessee vary widely. A small office-based business might pay 400 to 800 per year for general liability. A restaurant or contractor could pay 2000 to 5000 annually. Workers compensation rates are set by the state and depend on payroll and industry class codes. This is general information not insurance advice.
About business insurance agents in Kingsport
Business insurance agents in Kingsport Tennessee help local companies find coverage that meets state requirements and protects against common risks. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. Agents can also advise on general liability and commercial property policies tailored to the Tri-Cities business environment.
Frequently Asked Questions
What types of business insurance are required in Tennessee?
Tennessee requires workers compensation insurance for most businesses with five or more employees. Commercial auto liability is required for any vehicle used for business purposes. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I find a business insurance agent in Kingsport?
You can search for licensed agents through the Tennessee Department of Commerce and Insurance website. Local Kingsport agents often specialize in industries common to the area such as manufacturing retail and construction. Many agents offer free initial consultations to review your business needs.
What factors affect business insurance costs in Kingsport?
Costs depend on your industry payroll location claims history and coverage limits. For example a small retail shop in Kingsport might pay 500 to 1500 per year for general liability while a construction company could pay several thousand. Your agent can provide quotes based on your specific operations.
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