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Find Business Insurance Agents Near You in Bristol, TN

Browse business insurance agents serving Bristol, Tennessee. Updated 2026-07-14.

The top-rated business insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 14 business insurance agents serving Bristol.

Showing 14 business insurance agents in Bristol, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Lowe - State Farm Insurance Agent2137 Volunteer Pkwy #3(423) 968-9221
2Mike Adams - State Farm Insurance Agent1500 Bluff City Hwy(423) 764-5641
3Barbara Williams - State Farm Insurance Agent2742 W State St #3(423) 323-3640
4Jim Embree Insurance1225 Bluff City Hwy(423) 968-5550
5Shelter Insurance - Justin Horn2344 Volunteer Pkwy(423) 573-8870
6Burnette & Associates Insurance1143 Volunteer Pkwy(423) 968-2047
7Farm Bureau Insurance1430 Volunteer Pkwy #34(423) 274-6380
8Burke, Powers & Harty, Inc.1236 Volunteer Pkwy(423) 764-2112
9The Buddy Crump Insurance Agency Inc2409 Volunteer Pkwy C(423) 764-4191
10Shelter Insurance - Dustin Pannell1135 Volunteer Pkwy Ste 15A(423) 573-8871
DL
2137 Volunteer Pkwy #3
Darren Lowe - State Farm Insurance Agent
Business Insurance Agent · Bristol, TN

Darren Lowe - State Farm Insurance Agent serves the Bristol, TN, area and provides business insurance agent services. This agency helps local business owners manage their commercial risk and protect their assets with appropriate coverage. The team works with small and medium-sized enterprises to tailor policies that address specific operational needs. Business interruption coverage is a common service offered here. Additionally, general liability insurance is handled for many area clients.

MA
1500 Bluff City Hwy
Mike Adams - State Farm Insurance Agent
Business Insurance Agent · Bristol, TN

Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a comprehensive range of business insurance services, covering general liability, commercial property, and workers compensation. Clients can maintain their coverage through regular policy reviews and updates tailored to changing operational needs. The agent also offers installation of personal risk assessments to help mitigate potential claims. Its service plans include scheduled consultations to evaluate policy limits and deductibles. This agency services single-family homes, apartments, retail stores, and restaurants across the local area.

BW
2742 W State St #3
Barbara Williams - State Farm Insurance Agent
Business Insurance Agent · Bristol, TN

Serving homeowners, businesses, and property managers in Bristol, Barbara Williams - State Farm Insurance Agent provides business insurance agent services to help protect commercial assets, liability exposure, and income. The agency works with local enterprises to develop coverage plans that address common regional risks for small and medium-sized companies. Clients receive ongoing support for policy adjustments and claims guidance tailored to their operational needs. This agency also serves properties and business owners in the neighboring community of Johnson City and the surrounding Tri-Cities metropolitan area.

JE
1225 Bluff City Hwy
Jim Embree Insurance
Business Insurance Agent · Bristol, TN

Jim Embree Insurance serves business clients in Bristol, Tennessee, and the surrounding communities of the Tri-Cities region. The agency handles comprehensive business insurance coverage, including general liability, property, and workers’ compensation policies for local enterprises. It assists entrepreneurs and small company owners in identifying their specific risk exposures and securing appropriate protection. For the typical job, it evaluates the client’s operations and assets, then recommends a tailored policy package that matches their particular business needs.

SI
2344 Volunteer Pkwy
Shelter Insurance - Justin Horn
Business Insurance Agent · Bristol, TN

Shelter Insurance - Justin Horn provides specialized business insurance policies to protect commercial property, liability, and workers’ compensation risks. It also delivers tailored coverage for local Bristol ventures such as retail shops, restaurants, and professional offices. As a knowledgeable business insurance agent serving the Tri-Cities region, the office helps entrepreneurs assess their unique exposures and secure appropriate protection plans. Each spring, it assists clients with reviewing policy limits ahead of the seasonal increase in customer traffic and outdoor operational activities.

BA
1143 Volunteer Pkwy
Burnette & Associates Insurance
Business Insurance Agent · Bristol, TN

Burnette & Associates Insurance in Bristol, TN offers two primary service options for local businesses: a one-time policy review or an ongoing risk management relationship. Coverage solutions typically include general liability, commercial property, and workers’ compensation, helping protect against common operational exposures. For businesses requiring routine policy adjustments or periodic coverage evaluation, service runs on both a scheduled and as-needed basis, allowing clients to select appointments that fit their workflow.

FB
1430 Volunteer Pkwy #34
Farm Bureau Insurance
Business Insurance Agent · Bristol, TN

Farm Bureau Insurance serves Bristol, Tennessee, and the surrounding communities with business insurance agent services. It handles a range of coverage options designed to protect local businesses from common operational risks and liabilities. The agency works closely with commercial clients to identify specific exposures and policy needs. For a typical job, it first reviews the business's unique operations and potential hazards, then compares available policies to recommend suitable coverage limits and exclusions.

BP
1236 Volunteer Pkwy
Burke, Powers & Harty, Inc.
Business Insurance Agent · Bristol, TN

As small businesses in Bristol, TN, prepare for seasonal shifts in inventory or staffing, securing appropriate coverage becomes essential to protect their operations. Burke, Powers & Harty, Inc. serves as a business insurance agent focused on helping local enterprises evaluate their liability and property risks. The agency works to match policies with the specific exposures each company faces, whether related to storefronts, equipment, or general operations. A first step involves an agent conducting an on-site inspection of the premises to assess current safety measures and potential hazards before recommending coverage.

BC
2409 Volunteer Pkwy C
The Buddy Crump Insurance Agency Inc
Business Insurance Agent · Bristol, TN

The Buddy Crump Insurance Agency Inc operates in Bristol, TN, as a business insurance agent managing coverage for local enterprises. It specializes in liability protection alongside property and commercial auto policies, addressing common operational risks. The agency assists in tailoring coverage packages to fit distinct business needs, ensuring clients meet compliance requirements. It can serve commercial sectors including offices, warehouses, and food service establishments, offering practical insurance solutions for these varied industries.

SI
1135 Volunteer Pkwy Ste 15A
Shelter Insurance - Dustin Pannell
Business Insurance Agent · Bristol, TN

Shelter Insurance - Dustin Pannell offers residential insurance solutions for property owners in the Bristol, TN area. The agency also provides commercial coverage tailored to local business needs, helping entrepreneurs protect their enterprises. Serving clients throughout the region, the agent works to match policies with specific operational risks and asset requirements. Between regular office visits, policyholders can reach the agency for follow-up assistance, ensuring ongoing support for coverage adjustments and renewal questions.

WI
1600 6th St Ext
W.I.N. Insurance
Business Insurance Agent · Bristol, TN
(423) 968-1264
winins.net
HA
200 7th St
Hyde & Associates Insurance
Business Insurance Agent · Bristol, TN
(423) 652-0026
hyde-associates.com
HA
1250 Volunteer Pkwy #3
Henson Agency
Business Insurance Agent · Bristol, TN
(423) 806-2223
hensureit.com
NA
1227 Volunteer Pkwy Ste 534
Nicewander & Associates
Business Insurance Agent · Bristol, TN
(423) 915-6409
nicehealthwealth.com

What Does a a Business Insurance Agent in Bristol Cost?

Typical costs for a small business insurance policy in Tennessee range from 400 to 1500 dollars per year for general liability. Workers compensation costs vary by payroll and industry class codes often starting at 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance adds to the total. These are general estimates and your actual cost will depend on your specific business operations coverage limits and claims history. This information is general and not insurance advice.

About business insurance agents in Bristol

Business insurance agents in Bristol Tennessee help local companies find coverage that meets state requirements. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. A local agent can guide you through general liability property insurance and commercial auto policies tailored to your business.

Frequently Asked Questions

What types of business insurance do agents in Bristol offer?

Agents in Bristol offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and business interruption coverage.

Is workers compensation insurance required in Tennessee?

Yes Tennessee law requires workers compensation for most businesses with five or more employees. Some industries like construction have different rules. An agent can help you understand your obligations.

How do I choose a business insurance agent in Bristol?

Look for an agent licensed in Tennessee with experience in your industry. Ask about their knowledge of local risks and the insurance carriers they represent. Compare quotes from multiple agents.

Business Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.