The top-rated business insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 14 business insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Shelter Insurance - Dustin Pannell | 1135 Volunteer Pkwy Ste 15A | (423) 573-8871 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, TN, area and provides business insurance agent services. This agency helps local business owners manage their commercial risk and protect their assets with appropriate coverage. The team works with small and medium-sized enterprises to tailor policies that address specific operational needs. Business interruption coverage is a common service offered here. Additionally, general liability insurance is handled for many area clients.
Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a comprehensive range of business insurance services, covering general liability, commercial property, and workers compensation. Clients can maintain their coverage through regular policy reviews and updates tailored to changing operational needs. The agent also offers installation of personal risk assessments to help mitigate potential claims. Its service plans include scheduled consultations to evaluate policy limits and deductibles. This agency services single-family homes, apartments, retail stores, and restaurants across the local area.
Serving homeowners, businesses, and property managers in Bristol, Barbara Williams - State Farm Insurance Agent provides business insurance agent services to help protect commercial assets, liability exposure, and income. The agency works with local enterprises to develop coverage plans that address common regional risks for small and medium-sized companies. Clients receive ongoing support for policy adjustments and claims guidance tailored to their operational needs. This agency also serves properties and business owners in the neighboring community of Johnson City and the surrounding Tri-Cities metropolitan area.
Jim Embree Insurance serves business clients in Bristol, Tennessee, and the surrounding communities of the Tri-Cities region. The agency handles comprehensive business insurance coverage, including general liability, property, and workers’ compensation policies for local enterprises. It assists entrepreneurs and small company owners in identifying their specific risk exposures and securing appropriate protection. For the typical job, it evaluates the client’s operations and assets, then recommends a tailored policy package that matches their particular business needs.
Shelter Insurance - Justin Horn provides specialized business insurance policies to protect commercial property, liability, and workers’ compensation risks. It also delivers tailored coverage for local Bristol ventures such as retail shops, restaurants, and professional offices. As a knowledgeable business insurance agent serving the Tri-Cities region, the office helps entrepreneurs assess their unique exposures and secure appropriate protection plans. Each spring, it assists clients with reviewing policy limits ahead of the seasonal increase in customer traffic and outdoor operational activities.
Burnette & Associates Insurance in Bristol, TN offers two primary service options for local businesses: a one-time policy review or an ongoing risk management relationship. Coverage solutions typically include general liability, commercial property, and workers’ compensation, helping protect against common operational exposures. For businesses requiring routine policy adjustments or periodic coverage evaluation, service runs on both a scheduled and as-needed basis, allowing clients to select appointments that fit their workflow.
Farm Bureau Insurance serves Bristol, Tennessee, and the surrounding communities with business insurance agent services. It handles a range of coverage options designed to protect local businesses from common operational risks and liabilities. The agency works closely with commercial clients to identify specific exposures and policy needs. For a typical job, it first reviews the business's unique operations and potential hazards, then compares available policies to recommend suitable coverage limits and exclusions.
As small businesses in Bristol, TN, prepare for seasonal shifts in inventory or staffing, securing appropriate coverage becomes essential to protect their operations. Burke, Powers & Harty, Inc. serves as a business insurance agent focused on helping local enterprises evaluate their liability and property risks. The agency works to match policies with the specific exposures each company faces, whether related to storefronts, equipment, or general operations. A first step involves an agent conducting an on-site inspection of the premises to assess current safety measures and potential hazards before recommending coverage.
The Buddy Crump Insurance Agency Inc operates in Bristol, TN, as a business insurance agent managing coverage for local enterprises. It specializes in liability protection alongside property and commercial auto policies, addressing common operational risks. The agency assists in tailoring coverage packages to fit distinct business needs, ensuring clients meet compliance requirements. It can serve commercial sectors including offices, warehouses, and food service establishments, offering practical insurance solutions for these varied industries.
Shelter Insurance - Dustin Pannell offers residential insurance solutions for property owners in the Bristol, TN area. The agency also provides commercial coverage tailored to local business needs, helping entrepreneurs protect their enterprises. Serving clients throughout the region, the agent works to match policies with specific operational risks and asset requirements. Between regular office visits, policyholders can reach the agency for follow-up assistance, ensuring ongoing support for coverage adjustments and renewal questions.
What Does a a Business Insurance Agent in Bristol Cost?
Typical costs for a small business insurance policy in Tennessee range from 400 to 1500 dollars per year for general liability. Workers compensation costs vary by payroll and industry class codes often starting at 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance adds to the total. These are general estimates and your actual cost will depend on your specific business operations coverage limits and claims history. This information is general and not insurance advice.
About business insurance agents in Bristol
Business insurance agents in Bristol Tennessee help local companies find coverage that meets state requirements. Tennessee law requires most employers to carry workers compensation insurance if they have five or more employees. A local agent can guide you through general liability property insurance and commercial auto policies tailored to your business.
Frequently Asked Questions
What types of business insurance do agents in Bristol offer?
Agents in Bristol offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and business interruption coverage.
Is workers compensation insurance required in Tennessee?
Yes Tennessee law requires workers compensation for most businesses with five or more employees. Some industries like construction have different rules. An agent can help you understand your obligations.
How do I choose a business insurance agent in Bristol?
Look for an agent licensed in Tennessee with experience in your industry. Ask about their knowledge of local risks and the insurance carriers they represent. Compare quotes from multiple agents.
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