The top-rated business insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 16 business insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Home Site Title Agency Inc | 1755 W 2nd St | (937) 374-4635 |
| 6 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 7 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 8 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 9 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 10 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
Greene County Insurance serves Xenia and the greater Greene County area as a dedicated business insurance agent. This agency helps local companies secure essential coverage tailored to their operations and specific risks. It works with a range of industries to protect physical assets and manage liability exposures. In this region, it handles general liability policies as well as commercial property insurance for small and mid-sized businesses.
Doug Zeigler - State Farm Insurance Agent provides business insurance coverage for clients in Xenia, Ohio. The agency specializes in tailoring policies that protect commercial assets, liability risks, and income continuity. General liability and property insurance are foundational offerings, with options to add professional liability or cyber protection as needed. Its services support diverse commercial sectors such as offices, warehouses, and food service establishments.
Montgomery Insurance & Investments serves homeowners, local business owners, property managers, and commercial operators in the Xenia, Ohio area. The agency provides business insurance coverage, helping clients manage risk by tailoring policies to their specific operational needs. Annual policy reviews are conducted to ensure adequate protection as businesses grow or change. The firm also covers commercial clients in the neighboring communities of Beavercreek and Bellbrook, including parts of the broader Dayton metro area.
David Spriggs - State Farm Insurance Agent in Xenia, OH, provides a range of business insurance services designed to protect enterprises from common operational risks. It offers policies covering general liability, property damage, and workers compensation, with personalized maintenance plans for ongoing risk assessment and policy adjustments. Regular policy reviews ensure coverage keeps pace with business growth or changing needs. The agency services a variety of commercial properties, including single-family homes, apartments, retail stores, and restaurants.
Home Site Title Agency Inc in Xenia, OH assists businesses by distinguishing between one-time policy placements for specific projects and recurring coverage options that renew annually to ensure ongoing protection against liability and property risks. Their insurance agent services help local companies navigate general liability, workers’ compensation, and commercial property policies tailored to individual operational needs. Service arrangements are handled on an as-needed basis, allowing clients to request consultations or policy adjustments whenever new exposures arise.
Serving Xenia and the surrounding Greene County communities, Rick Kolmin - State Farm Insurance Agent handles business insurance coverage for local enterprises. This agency works with owners to address common commercial risks, including liability, property, and income protection. For each client, the agent assesses specific operational needs and recommends a tailored policy package. Typical jobs begin with a detailed conversation about the business and its assets, followed by a comparison of available options to find suitable coverage limits and deductibles.
Perkins & Associates Insurance Inc. American Family Insurance provides specialty business insurance services tailored to Xenia, Ohio, including coverage for commercial property and general liability. It also offers standard business owner policies and professional liability protection. The agency works closely with local entrepreneurs to assess risk and customize coverage. It frequently assists businesses with preparing renewal reviews or securing additional coverage before the winter season, ensuring continuity during colder weather challenges.
As the seasons change in Xenia, local businesses often face shifting insurance needs throughout the year. Anderson Williamson Insurance provides business insurance agent services to help area companies manage these recurring demands. Their work includes reviewing general liability, property, and workers compensation coverage for small and mid-sized operations in Greene County. After the initial consultation, the agent typically conducts an on-site inspection to evaluate physical risks and confirm the property details.
Farmers Insurance - Rodney Hines in Xenia, OH provides business insurance agent services to local enterprises. Its work centers on assessing risk exposure for companies and arranging appropriate liability protection. The agency specializes in adding coverage for property damage and business interruption. It also offers policy bundles that include workers compensation and commercial auto. This agency can serve a range of commercial sectors such as offices, warehouses, and food service operations.
Nationwide Insurance: Kelly Jones Insurance Agency LLC provides residential coverage for homeowners and auto clients in Xenia, Ohio. It also offers commercial coverage for local small businesses, addressing property and liability needs for area shops and offices. The agency serves the greater Xenia community with focused advice on protection for local operations. Agents assist with policy adjustments during regular visits and ensure coverage follows each renewal cycle.
What Does a a Business Insurance Agent in Xenia Cost?
Typical costs for a small business insurance policy in Ohio range from 500 to 3,000 dollars per year for general liability, with workers compensation adding 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance averages 1,200 to 2,400 dollars per vehicle annually. Actual premiums depend on industry, revenue, claims history, and location. This is general information, not insurance advice.
About business insurance agents in Xenia
Business insurance agents in Xenia, Ohio help local companies find coverage for property, liability, and employee risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. An agent can explain how Ohio specific regulations affect your policy needs.
Frequently Asked Questions
What types of business insurance are common in Xenia Ohio?
Common types include general liability, commercial property, workers compensation, and commercial auto insurance. Ohio law mandates workers comp for almost all employers with one or more employees.
How do I find a business insurance agent in Xenia?
You can search online directories, ask other local business owners for referrals, or contact the Ohio Department of Insurance for a list of licensed agents in Greene County.
Does Ohio require business insurance for a home based business?
Ohio does not have a general law requiring business insurance for home based businesses. However, your homeowners policy may exclude business related claims, so an agent can help you find appropriate coverage.
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