The top-rated business insurance agent in Dayton, Ohio is Amos Jefferies - State Farm Insurance Agent, rated 4.8 stars across 157 reviews. Other highly rated options include Ingram Insurance Group, Health Insurance Strategies, Universal Insurance Agency. This directory lists 26 business insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 2 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 3 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 4 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 5 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 6 | American Financial Planners | 2142 S Smithville Rd | (937) 253-4188 |
| 7 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 8 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
| 9 | Casey Davis at Comparion Insurance Agency | 31 S Main St | (937) 356-6241 |
| 10 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
Amos Jefferies - State Farm Insurance Agent serves the Dayton, Ohio area as a business insurance agent. The agency provides coverage solutions designed to protect local companies from common operational risks and financial losses. General liability policies help cover third-party injury and property damage claims. Commercial property insurance assists in safeguarding business buildings, equipment, and inventory. The firm also addresses professional liability exposures and workers’ compensation requirements. Business interruption coverage and commercial auto policies are additional services the agency offers to Dayton enterprises.
Ingram Insurance Group in Dayton, OH, provides a range of business insurance services, including general liability, property coverage, and worker’s compensation solutions. The agency works to assess each client's risk exposure and recommend appropriate coverage adjustments as operations evolve. Its account maintenance plans involve routine policy reviews to keep limits aligned with current business needs. The group services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Health Insurance Strategies in Dayton, Ohio offers specialized business insurance agent services tailored to local enterprises. It assists companies with obtaining commercial coverage such as liability, property, and workers compensation policies. The agency works to help business owners understand their risk exposures and find appropriate protection plans. Day comes examplee concerns such as navigating coverage adjustments during seasonal workforce changes or preparing for the winter weather risks that affect commercial properties in the region.
Universal Insurance Agency serves Dayton, Ohio, and the surrounding communities, handling a range of business insurance needs for local companies. It offers policies that address general liability, property coverage, and commercial auto protection for small to mid-sized operations. The agency helps clients navigate policy options to find suitable coverage for their specific risks and operational requirements. For a typical new client, the agent starts with a thorough assessment of the business’s exposure and daily activities, then works directly with carriers to match that risk profile with appropriate protections.
When a Dayton business faces the seasonal challenges of winter liability or summer equipment risk, Sanderson Insurance Agency provides tailored coverage for local companies. This agency helps clients protect their commercial property, manage general liability, and secure workers compensation policies. The agent works closely with business owners to explain policy options and adjust coverage as the company grows. To begin the process, Sanderson Insurance Agency schedules a thorough on-site inspection of the business premises and operations.
American Financial Planners serves homeowners, small business owners, and property managers in Dayton, Ohio, offering commercial property and liability coverage tailored to local operations. The agency assists with risk assessment and policy selection to protect assets from common regional exposures. Business interruption insurance and workers compensation plans are also available to ensure operational stability. Its service area extends into Kettering and the surrounding Montgomery County communities.
Wagner Insurance Agency works with businesses in the Dayton area to obtain commercial insurance policies that manage operational risks and protect company assets. Its specialty focus includes helping local enterprises secure appropriate liability coverage and property protection tailored to different commercial operations. Whether advising on general business coverages or industry-specific policies, the agency considers the distinct needs of offices, warehouses, and food service establishments.
Dane Harding Insurance is a business insurance agent serving Dayton, Ohio, providing coverage options for local companies. It offers general liability and commercial property policies to protect business assets and operations. The agency also addresses workers' compensation requirements and commercial auto insurance for company vehicles. Small business owners can explore professional liability coverage for service-related risks. A specialty service available is cyber liability insurance to safeguard firms against data breach incidents.
Buckner Insurance assists homeowners and residents in Dayton, Ohio, with their personal property protection needs. For business clients, this local agency offers commercial coverage solutions tailored to various trades and industries. Their professional service area primarily focuses on the Dayton metro region and surrounding communities throughout the Miami Valley. Agents work closely with clients to review policies and adjust coverage during regular visits, ensuring that follow-up service is provided for any policy changes that arise between scheduled appointments.
What Does a a Business Insurance Agent in Dayton Cost?
Typical costs for a small business insurance package in Ohio range from 500 to 2,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 0.50 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars annually. These figures are estimates and actual costs depend on your specific business operations location and claims history. This is general information not insurance advice.
About business insurance agents in Dayton
A business insurance agent in Dayton Ohio helps local companies find policies that meet Ohio legal requirements. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Agents also assist with general liability commercial auto and property insurance for businesses in the Dayton area.
Frequently Asked Questions
What types of business insurance are required in Ohio?
Ohio law requires employers with one or more employees to have workers compensation insurance. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I choose a business insurance agent in Dayton?
Look for an agent who is licensed in Ohio and has experience with your industry. Ask about their knowledge of local risks such as weather events or commercial property values in the Dayton region. A good agent will compare quotes from multiple carriers.
Can a business insurance agent help with Ohio workers comp?
Yes. A licensed agent can help you apply for Ohio workers comp coverage through the state bureau or a private carrier if you qualify. They can also advise on experience modification factors and safety programs to lower your premiums.
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