The top-rated business insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 12 business insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Direct Auto Insurance | 6244 Wilmington Pike | (937) 401-2760 |
| 5 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 6 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 7 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 8 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 9 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 10 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
Tim McKenzie - State Farm Insurance Agent serves the Centerville, Ohio area, providing business insurance solutions to local companies. The agency works with entrepreneurs and established firms to protect their assets and operations. General liability coverage safeguards against third-party claims, while commercial property insurance helps cover physical assets from unforeseen damage. Business interruption policies assist in replacing lost income during closures, and worker's compensation plans address employee injury expenses. Customized packages can also include equipment breakdown and commercial auto policies, ensuring comprehensive risk management for diverse business needs in the Centerville region.
Greg Fay Insurance Agency provides a comprehensive range of business insurance services, including general liability, property, and worker's compensation coverage. It offers attentive service plans to help local enterprises manage their risk and maintain appropriate policy limits over time. An agency appointment can review current exposures and recommend necessary updates for ongoing protection. This Centerville firm services a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants throughout the area.
Shawn Thacker - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Centerville, Ohio area by providing customized business insurance policies. These plans help protect commercial assets, cover liability risks, and secure property investments for local enterprises. The agency also offers guidance on selecting appropriate coverage limits and deductibles to match each client’s operational needs. In addition to Centerville, the agent provides coverage for businesses and properties in nearby Kettering as well.
Direct Auto Insurance, based in Centerville, Ohio, is known for serving local business owners with commercial coverage policies. Its services include general liability, property insurance, and workers' compensation plans designed for small to mid-sized firms. The agency helps clients assess liability risks and meet Ohio-specific regulatory requirements. Tailoring policies to each operation’s assets and operations is standard practice. An additional specialty service offered is commercial auto insurance coverage for company vehicle fleets.
Carr Insurance Agency, Inc. serves Centerville, Ohio and the surrounding Miami Valley communities with commercial insurance solutions. It handles coverage for businesses of all sizes, addressing general liability, property, and workers compensation needs. The agency listens carefully to each client’s operations and exposures before presenting policy options. By comparing coverage from multiple carriers, it structures a plan that balances appropriate protection with practical budgeting, then reviews these choices with the business owner step by step.
Tinnerman Insurance Agency - Centerville provides business insurance in Centerville, OH, distinguishing between one-time policies for specific projects or events and recurring coverage that protects ongoing operations year after year. The agency helps local companies select general liability, property, and workers’ compensation coverage tailored to their risk exposures, including protection for equipment inventory and professional liability needs. Support for claims management and periodic policy reviews is also offered, with services structured to run on an as-needed basis depending on each client’s coverage renewal cycle and emerging business requirements.
American Insurance Strategies, based in Centerville, OH, offers specialized business liability and property insurance tailored to local enterprises. Its general service work includes advising on coverage gaps for small shops and professional offices across the region ahead of policy renewals. A dedicated agent also helps with inventory protection and risk assessments for seasonal fluctuations common to the area. This focus ensures businesses review their commercial auto and income-loss policies before the winter weather increases disruptions to daily operations.
As winter weather approaches in Centerville, local business owners often face increased risks from ice damage and heating system failures. Brandelyn Blair American Family Insurance provides tailored coverage options that help protect commercial properties and inventory against these seasonal threats. Understanding the specific needs of small- and mid-sized businesses in the area, the agency works to match each client with appropriate liability and property policies. An appointment can be scheduled for a thorough review of current exposures and an initial assessment of a business’s unique coverage requirements.
Centerville Insurance Agency specializes in business insurance, offering policies that help local companies manage everyday operational risks and protect their assets. For an additional layer of security, the agency provides tailored coverage options for property damage, liability claims, and worker protection. These plans are designed for a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Southern Ohio Insurance LLC serves businesses and professionals in Centerville and the surrounding communities, focusing on commercial coverage such as general liability and property policies. Its agents work with local companies to secure protection for daily operations, from small retail shops to service providers. The firm also assists with commercial auto and workers’ compensation plans, helping ensure continuity during unexpected events. Clients can schedule follow-up consultations between regular visits to review changes in their operations or coverage needs.
What Does a a Business Insurance Agent in Centerville Cost?
The cost of business insurance in Ohio varies widely based on industry payroll and coverage limits. A small retail shop in Centerville might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more for combined policies. Workers compensation rates are set by the Ohio BWC based on your business classification and payroll. This is general information and not insurance advice.
About business insurance agents in Centerville
Business insurance agents in Centerville Ohio help local companies secure coverage that meets state requirements. Ohio law mandates that employers with one or more employees carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. An agent can guide you through these requirements and find policies that protect your Centerville business from common risks.
Frequently Asked Questions
What types of business insurance do Centerville agents offer?
Agents in Centerville typically offer general liability commercial property workers compensation and commercial auto insurance. They can also help with professional liability and cyber liability policies based on your industry needs.
Is workers compensation insurance required in Ohio?
Yes Ohio law requires most employers to carry workers compensation insurance. You can obtain it through the Ohio Bureau of Workers Compensation or a private carrier. An agent can help you choose the right option for your business.
How do I find a business insurance agent in Centerville Ohio?
You can search online directories or ask for referrals from other local business owners. Look for agents licensed in Ohio who have experience with businesses similar to yours in the Centerville area.
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