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Compare business insurance agents in Beavercreek. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Beavercreek, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 business insurance agents in Beavercreek, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jack Herbst - State Farm Insurance Agent
3297 Seajay Dr, Beavercreek, OH 45430
(937) 426-1000
sfinsurancedayton.com
Michael Saylor - State Farm Insurance Agent
3797 Dayton Xenia Rd, Beavercreek, OH 45432
(937) 426-9834
michaelsaylor.us
Mick Lundy - State Farm Insurance Agent
2430 Dayton Xenia Rd ste c, Beavercreek, OH 45434
(937) 320-9070
micklundy.com
Matulka Insurance Agency
2262 County Line Rd, Beavercreek, OH 45430
(937) 781-0011
matulkainsurance.com
Reichley Insurance Agency powered by OneDigital
2440 Dayton Xenia Rd A, Beavercreek, OH 45434
(937) 429-0655
reichleyins.com
Miller Insurance & Financial Services, LLC
At The Greene, 70 Birch Alley Ste250, Beavercreek, OH 45440
Business insurance agents in Beavercreek Ohio help local companies find coverage that meets state requirements and protects against common risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. A local agent can guide you through these requirements and find policies that fit your business size and industry.
What Does a Business Insurance Agent in Beavercreek Cost?
Typical costs for a small business insurance package in Ohio range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance adds 800 to 2,000 dollars per vehicle annually. These are general estimates and actual costs depend on your specific business risks and coverage limits. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Beavercreek Ohio?
Most businesses need general liability insurance and property insurance. Ohio law mandates workers compensation coverage for employers with one or more employees. Many agents also recommend commercial auto insurance if you use vehicles for work and professional liability for service-based businesses.
How do I choose a business insurance agent in Beavercreek?
Look for an agent who is licensed in Ohio and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and confirm they are familiar with local Beavercreek regulations and zoning requirements.
Does Ohio require business interruption insurance?
Ohio does not require business interruption insurance by law. However many agents recommend it to cover lost income if your business must close temporarily due to a covered event like a fire or storm. This coverage is optional but can be valuable for Beavercreek businesses.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.