The top-rated business insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 18 business insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Shelter Insurance | 3301 Dayton Xenia Rd Ste 300A | (937) 705-6286 |
| 8 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 9 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 10 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
Jack Herbst - State Farm Insurance Agent serves the greater Beavercreek and Greene County area of Ohio, focusing on business insurance agency services. The company assists local enterprises with comprehensive coverage to protect assets and operations from unforeseen financial losses. Clients can discuss liability options and property insurance tailored to their specific commercial needs. This agent also handles professional liability policies and business auto coverage for area companies.
Michael Saylor - State Farm Insurance Agent in Beavercreek, OH, provides a range of business insurance services designed to protect local enterprises from common operational risks. The agency offers tailored commercial policies that can be adjusted over time to match changing business needs, with ongoing support for policy reviews and claims assistance. Clients served include operators of single-family homes, apartments, retail spaces, and restaurants throughout the area.
Mick Lundy - State Farm Insurance Agent in Beavercreek, OH, serves local homeowners, small business owners, and property managers seeking tailored commercial coverage for their operations and assets. The agency provides protection for general liability, property, and business interruption, helping clients manage everyday risks and unexpected losses. Working with growing companies and established firms alike, the office ensures each policy aligns with specific industry needs. In addition to serving Beavercreek, the agency also covers the surrounding Dayton metro area.
Matulka Insurance Agency serves Beavercreek, Ohio, and the surrounding communities in Greene County. It handles business insurance for a range of local enterprises, including policies for property, general liability, and commercial auto coverage. The agency works closely with each client to evaluate specific operational risks and identify appropriate coverage limits. For a typical small business, it begins by reviewing the company’s daily activities and assets, then tailors a policy to address those unique exposures.
Miller Insurance & Financial Services, LLC specializes in commercial coverage for small to mid-sized businesses, including general liability, property, and workers’ compensation policies. As a business insurance agent in Beavercreek, OH, it also provides risk management guidance and customized policy reviews to match local industry needs. Whether navigating seasonal inventory fluctuations or preparing for winter property maintenance, the agency assists companies in adjusting their coverage to address time-sensitive operational exposures.
Some business insurance needs are resolved with a one-time policy purchase, while others require recurring annual renewals to adjust coverage. Reichley Insurance Agency powered by OneDigital in Beavercreek, OH, assists local companies by tailoring general liability, property, and workers’ compensation policies to their specific operations. The agency helps clients navigate changing risks and compliance requirements through ongoing consultations. Service runs on both a scheduled renewal and an as-needed basis for policy adjustments.
Shelter Insurance operates as a business insurance agent serving the Beavercreek, OH area, helping companies manage their general liability and property coverage. The agency can advise on specialty add-ons to standard policies, such as cyber liability protection and equipment breakdown insurance. It assists a range of commercial sectors, including professional offices, warehouses, and food service establishments with their unique insurance requirements.
As Beavercreek businesses face seasonal shifts in inventory and liability exposure, Farmers Insurance - Andrew Ander provides tailored coverage options to match each operation's specific risks. The agency works closely with small retailers, service providers, and local contractors to craft policies that protect assets and manage cash flow. Common needs include property insurance for storefronts and general liability for customer interactions. Every new business relationship begins with a thorough review of existing operations and a detailed on-site inspection of the premises.
Guardian Assurance in Beavercreek, OH, is known for providing business insurance agency services that help local companies manage risk. The firm assists with general liability policies and commercial property coverage to protect assets against common operating exposures. Recognizing the diverse needs of area enterprises, the agency also advises on workers' compensation options to safeguard employees. A specialty service the firm routinely provides is helping clients secure inland marine insurance for equipment and tools transported between job sites.
What Does a a Business Insurance Agent in Beavercreek Cost?
Typical costs for a small business insurance package in Ohio range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance adds 800 to 2,000 dollars per vehicle annually. These are general estimates and actual costs depend on your specific business risks and coverage limits. This information is general and not insurance advice.
About business insurance agents in Beavercreek
Business insurance agents in Beavercreek Ohio help local companies find coverage that meets state requirements and protects against common risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. A local agent can guide you through these requirements and find policies that fit your business size and industry.
Frequently Asked Questions
What types of business insurance do I need in Beavercreek Ohio?
Most businesses need general liability insurance and property insurance. Ohio law mandates workers compensation coverage for employers with one or more employees. Many agents also recommend commercial auto insurance if you use vehicles for work and professional liability for service-based businesses.
How do I choose a business insurance agent in Beavercreek?
Look for an agent who is licensed in Ohio and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and confirm they are familiar with local Beavercreek regulations and zoning requirements.
Does Ohio require business interruption insurance?
Ohio does not require business interruption insurance by law. However many agents recommend it to cover lost income if your business must close temporarily due to a covered event like a fire or storm. This coverage is optional but can be valuable for Beavercreek businesses.
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