The top-rated business insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 535 reviews. Other highly rated options include Ryan Flynn - State Farm Insurance Agent, Mike Fabert - State Farm Insurance Agent, Ralph P. Sills Insurance Agency. This directory lists 24 business insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | Ryan Flynn - State Farm Insurance Agent | 3500 Lorain Ave Suite 502 | (216) 621-3723 |
| 3 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 4 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 5 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 6 | The Morrow Group & Co. | 15444 St Clair Ave. | (216) 618-1224 |
| 7 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 8 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
| 9 | Brooks & Stafford Company | 55 Public Square #1650 | (216) 696-3000 |
| 10 | Joe Potts Insurance Agency | 12300 Lorain Ave | (216) 251-7374 |
Acceptance Insurance in Maple Heights, OH, is known for providing business insurance agent services to local enterprises. It assists commercial clients with general liability, property coverage, and workers’ compensation policies that address common operational risks. The agency also helps businesses assess their insurance needs and secure appropriate protection. For those requiring specialized coverage, Acceptance Insurance can add on professional liability insurance to protect against claims related to errors or omissions in provided services.
Ryan Flynn - State Farm Insurance Agent serves the Cleveland, Ohio metro area as a business insurance agent. The agency provides a range of commercial coverage options designed to help local entrepreneurs protect their operations. Standard services include general liability policies that address common daily risks and property insurance for business buildings and their contents. This Cleveland agent also handles specialized advising for small businesses seeking to secure commercial auto policies for their work vehicles and professional liability plans against employee errors or claims.
Mike Fabert’s State Farm Insurance Agency in Cleveland, Ohio, offers a comprehensive range of business insurance services, including general liability, commercial property, and workers’ compensation coverage. The agency provides ongoing policy reviews and risk management guidance to help local businesses maintain appropriate protection as their needs evolve. Service plans focus on claims support and periodic coverage assessments to address changing operations. The firm services a variety of local properties, such as single-family homes, apartments, retail storefronts, and restaurants.
Ralph P. Sills Insurance Agency in Cleveland, OH serves local business owners and property managers by arranging commercial insurance policies to protect their assets and operations. The agency helps clients identify appropriate coverage for property damage, liability risks, and other business exposures common in the region. Its work focuses on matching insurance solutions to the specific needs of each commercial customer, ensuring adequate protection for their enterprises. The agency also extends its services to businesses in the neighboring community of Lakewood.
Serving Cleveland, Ohio, and its surrounding communities, Four Point Insurance Agency, Inc. handles business insurance for local enterprises. It offers coverage options designed to protect various commercial operations from financial loss. The agency typically meets with business owners to review their specific operations and liabilities. Using this analysis, it identifies appropriate policy limits and matches them with suitable insurance carriers. The agent then presents a clear breakdown of coverage terms and exclusions before binding the policy.
Based in Cleveland, OH, The Morrow Group & Co. provides business insurance services for local companies. Unlike personal lines, commercial coverage often requires distinguishing between one-time policies for specific events and recurring programs for ongoing liability and property protection. As a business insurance agent, the company helps navigate this difference, advising on packages tailored to operational needs and regulatory requirements common in the area. Service is available on a one-time, scheduled, or as-needed basis depending on the client’s risk profile and the type of coverage required.
Evarts Tremaine provides specialized business insurance coverage for property, liability, and worker protection. The agency serves companies throughout the Cleveland area by assessing risk exposure and securing appropriate policies tailored to specific industries. Its general service work includes regular policy reviews and claims assistance to help businesses maintain adequate coverage. During the winter months, it assists local clients with adjusting policies to address seasonal hazards such as ice damage on commercial roofs and increased slip-and-fall liability risks.
As spring storms approach in the Cleveland area, many small business owners begin reviewing their liability coverage. Gluckle Insurance Agency helps clients assess commercial property and general liability needs specific to Ohio regulations. The team guides business owners through policy options that protect against weather-related damage, customer injuries, and equipment breakdowns. They emphasize understanding coverage limits and deductibles before a claim arises. A typical engagement begins with an on-site inspection of the client’s premises to evaluate current risks and identify missing protections.
Joe Potts Insurance Agency helps Cleveland businesses manage their insurance needs, advising on general liability and property coverage to protect against common operational risks. The firm specializes in assembling customized policies that address liability concerns likely to arise from everyday commercial activities. These tailored packages can incorporate protection for equipment, inventory, and potential lawsuits. The agency serves a range of commercial sectors including professional offices, warehouses, and food service businesses.
What Does a a Business Insurance Agent in Cleveland Cost?
Typical costs for a small business insurance policy in Ohio range from 500 to 3000 per year for general liability. A workers compensation policy can add 500 to 5000 annually depending on payroll and industry. Commercial property insurance often costs 1000 to 4000 per year. These figures vary by business size location and claims history. This is general information not insurance advice.
About business insurance agents in Cleveland
A business insurance agent in Cleveland Ohio helps local companies protect their assets with policies like general liability commercial property and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Agents can also advise on coverage for Ohio specific risks such as weather damage and liability from the states manufacturing and healthcare sectors.
Frequently Asked Questions
What types of business insurance are required in Ohio?
Ohio law mandates workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a licensed business insurance agent in Cleveland?
You can search the Ohio Department of Insurance website to verify an agents license. Many agents specialize in certain industries like construction or retail. Ask for referrals from local business associations or chambers of commerce in Cleveland.
Does Ohio have a statute of limitations for filing a business insurance claim?
Ohio Revised Code Section 3929.26 sets a two year time limit for most property damage claims. For liability claims the limit is generally one year from the date of loss. Always report claims promptly to preserve your rights.
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