The top-rated business insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 17 business insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 10 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
Neil Elkins - State Farm Insurance Agent serves the Lorain County area in Ohio, offering professional guidance on business insurance coverage. The agency works with local entrepreneurs and established companies to manage their risk exposure and protect their assets. Policies are tailored to shield businesses from unexpected financial losses that can disrupt operations. Specializing in liability protection and commercial property insurance, the agency helps area companies secure these essential coverages for their Lorain-based operations.
Nick Perrico, Sr. - State Farm Insurance Agent offers a full range of business insurance solutions, including general liability, property, and workers compensation coverage. Personalized service consultations help clients assess their specific operational risks and policy needs. The agency provides regular policy reviews to ensure businesses remain properly covered as they grow. Serviced properties include single-family homes, apartments, retail stores, and full-service restaurants throughout the Lorain, OH area.
Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio and the surrounding communities within Lorain County. This office handles a full range of business insurance products, including general liability, property coverage, and commercial auto policies for local companies. Clients receive assistance in reviewing their current operations to identify specific exposures. The agency takes a consultative approach, analyzing each business's risk factors before recommending suitable coverage limits.
Businesses of all sizes and types in Lorain, OH, can work with Robert Taylor Insurance for their local business insurance needs. The agency provides coverage options designed to protect commercial operations, including liability and property protection for small enterprises. By assessing each client’s unique risk profile, the team helps craft insurance solutions that align with both daily operations and long-term goals. This office also serves business owners in surrounding communities such as Amherst, ensuring convenient access for area companies seeking reliable commercial insurance guidance.
The Chris Arnott Agency Inc. in Lorain, OH offers specialized business insurance agent services, including commercial property and general liability coverage. It also assists local companies with workers’ compensation policies and risk management planning to protect their operations. The agency helps entrepreneurs assess their specific insurance needs. As seasons change in Lorain, it works with businesses facing increased liability during winter weather events, such as slip-and-fall risks on icy commercial premises.
Cathie Halko - State Farm Insurance Agent in Lorain, OH, provides both one-time policy setups and ongoing service for business insurance coverage. The agency helps local businesses address risks such as property damage, liability claims, and income interruption. Business owners can choose from various policy options tailored to their industry. Service is available on either a scheduled review basis or as needed when coverage questions or adjustments arise.
As winter weather threatens property and operations in Lorain, local business owners seek reliable coverage against snow damage and liability risks. Lighthouse Insurance Agency provides guidance for selecting appropriate policies for small and mid-sized businesses in the region. The agency helps clients evaluate general liability, property, and workers’ compensation needs. Each recommendation is tailored to the unique exposures of the local market. The process begins with a thorough on-site inspection of the business premises and a detailed review of current operations and assets.
Located in Lorain, Ohio, Janasko Insurance works as a business insurance agent helping companies secure coverage against operational risks. They offer general liability and property protection along with specialized policies for workers’ compensation and commercial auto. Local businesses can also obtain more specific add-ons such as cyber liability protection or business interruption coverage. Their clientele includes a variety of commercial sectors, ranging from professional offices and retail stores to regional warehouses and the area’s food service establishments.
Serving residential clients in the Lorain area first, this agency extends its expertise to a full range of commercial coverage for local businesses. The Liberty Company Insurance Brokers, formerly Nationwide Insurance: Sam J Saraniti Clu, helps entrepreneurs protect their operations, property, and liability needs. They understand that every business faces unique exposures and work to tailor policies accordingly. Regular visits allow them to adjust coverage as circumstances change. They ensure that clients can always follow up for any adjustments needed between those scheduled check-ins.
Somers Agency LLC is a Lorain, OH company known for providing business insurance agents who assess risk and recommend appropriate coverage. Services typically include general liability, property, and workers' compensation policies designed to protect small and mid-sized companies. Agents work closely with business owners to understand their daily operations and customize plans that fit specific industry needs and local regulations. In addition to core commercial insurance, the agency can structure a specialized professional liability policy to cover errors and omissions in service-based enterprises.
What Does a a Business Insurance Agent in Lorain Cost?
Typical costs for a small business insurance package in Ohio range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification. A Lorain agent can provide quotes based on your specific business operations and coverage needs. This is general information and not insurance advice.
About business insurance agents in Lorain
Business insurance agents in Lorain Ohio help local companies find coverage for property damage liability and workers compensation. Ohio law requires most employers with one or more employees to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. A Lorain agent can explain how Ohio specific rules affect your policy options and premium costs.
Frequently Asked Questions
What types of business insurance do Lorain Ohio agents offer?
Agents in Lorain offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and cyber coverage tailored to Ohio businesses.
Is business insurance required by law in Ohio?
Ohio law requires workers compensation insurance for most employers with at least one employee. General liability and commercial auto insurance are not state mandated but are often required by landlords lenders or clients.
How do I choose a business insurance agent in Lorain?
Look for an agent licensed in Ohio with experience in your industry. Ask about their knowledge of local risks like Lake Erie weather or manufacturing operations common in Lorain County.
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