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HomeBusiness Insurance AgentsOhio › Kettering

Find Business Insurance Agents Near You in Kettering, OH

Browse business insurance agents serving Kettering, Ohio. Updated 2026-07-14.

The top-rated business insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Ramos Ratliff Insurance Agency, Rathweg Insurance Associates, Inc.. This directory lists 13 business insurance agents serving Kettering.

Showing 13 business insurance agents in Kettering, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Becki Taylor - State Farm Insurance Agent215 E Stroop Rd(937) 438-3400
2Eric Evans - State Farm Insurance Agent1649 E Stroop Rd(937) 298-1011
3Ramos Ratliff Insurance Agency1389 E Stroop Rd(937) 545-8183
4Rathweg Insurance Associates, Inc.2212 S Patterson Blvd(937) 296-9393
5Farmers Insurance - James Berlon3560 N Marshall Rd Ste 2(937) 297-0218
6Robert K. Jones Insurance Agency, LTD.3809 Wilmington Pike #100(937) 294-2600
7Spectrum Insurance Agency1625 Springhill Ave(937) 643-0081
8Finch Insurance Agency3058 Woodman Dr(937) 583-6100
9Walt Kremer Insurance4080 Marshall Rd(937) 298-0105
10Simpkins-Dellis Insurance Agency3970 Shroyer Rd(937) 294-2724
BT
215 E Stroop Rd
Becki Taylor - State Farm Insurance Agent
Business Insurance Agent · Kettering, OH

Becki Taylor - State Farm Insurance Agent serves the Kettering, OH area and the greater Montgomery County region, providing comprehensive business insurance solutions to local entrepreneurs. This agency helps small and mid-size companies protect their operations against common commercial risks such as property damage and liability claims. Businessowners can also secure coverage tailored to specific industry needs, including professional liability or commercial auto insurance in this market.

EE
1649 E Stroop Rd
Eric Evans - State Farm Insurance Agent
Business Insurance Agent · Kettering, OH

Eric Evans - State Farm Insurance Agent in Kettering, OH, offers a range of business insurance services including general liability, property coverage, and commercial auto policies. Its service plans focus on evaluating each company’s specific risks and adjusting coverage limits as the business grows. The agency works closely with entrepreneurs to protect their assets and manage potential liabilities. It services single-family homes, apartments, retail stores, and restaurants.

RR
1389 E Stroop Rd
Ramos Ratliff Insurance Agency
Business Insurance Agent · Kettering, OH

Ramos Ratliff Insurance Agency serves local businesses, property managers, and commercial property owners in Kettering, Ohio. The agency provides business insurance policies designed to protect assets, manage liability risks, and cover property damage and business interruption. Business owners can secure general liability, commercial property, and workers' compensation coverage tailored to their operations. Professional guidance helps clients assess their specific risk exposures and choose appropriate coverage limits. The agency also serves neighboring communities throughout the Dayton metropolitan area, including Centerville and Oakwood.

RI
2212 S Patterson Blvd
Rathweg Insurance Associates, Inc.
Business Insurance Agent · Kettering, OH

Rathweg Insurance Associates, Inc. serves Kettering, Ohio, and the surrounding communities of the greater Dayton metropolitan area. It handles a full range of commercial insurance needs for local businesses, including general liability, property coverage, and workers’ compensation solutions. The agency understands the specific risks faced by enterprises operating in this region’s economy and day-to-day business environment. For a typical job, it first consults with the client to assess exposures and then compares offerings from multiple carriers to find suitable coverage.

FI
3560 N Marshall Rd Ste 2
Farmers Insurance - James Berlon
Business Insurance Agent · Kettering, OH

As a business insurance agent, this company focuses on tailoring liability and property coverage to protect local enterprises from common operational risks. It works closely with small and mid-sized business owners across Kettering, OH, to evaluate exposures and build appropriate policies. The agent provides ongoing support for general commercial auto and workers’ compensation needs. Helping firms address the particular hazards of winter weather, such as slip-and-fall claims or snow removal liabilities, remains a key seasonal concern for its clientele.

RK
3809 Wilmington Pike #100
Robert K. Jones Insurance Agency, LTD.
Business Insurance Agent · Kettering, OH

For business insurance needs, Robert K. Jones Insurance Agency, LTD. in Kettering, OH offers both one-time policy placements for specific projects and recurring coverage options for ongoing operations. Business insurance agents in this area help companies protect against common liabilities, property damage, and income disruption. Policies are typically customized to match the unique exposures of each firm, from small retailers to larger commercial facilities. Service runs on either a one-time basis for single-policy needs or a scheduled review cycle to update coverage as the business evolves.

SI
1625 Springhill Ave
Spectrum Insurance Agency
Business Insurance Agent · Kettering, OH

As Kettering businesses prepare for seasonal shifts in inventory and foot traffic, Spectrum Insurance Agency works with local owners to update coverage that addresses these changing risks. The firm focuses on business insurance policies designed for the specific liability and property concerns common to the Miami Valley commercial environment. When a policy is issued, the agency coordinates a straightforward inspection of the premises to verify safety equipment, building conditions, and occupancy details before finalizing the coverage documents.

FI
3058 Woodman Dr
Finch Insurance Agency
Business Insurance Agent · Kettering, OH

Finch Insurance Agency provides residential insurance services to homeowners in Kettering, Ohio, helping protect personal property and family assets. The agency also offers commercial coverage for local businesses, ranging from small retail shops to larger professional offices within the greater Kettering area. Business owners can discuss general liability, property insurance, and workers’ compensation needs during an initial consultation. After a policy is in place, clients may reach out for policy reviews, adjustments, or additional coverage as their business changes between regular scheduled check-ins.

WK
4080 Marshall Rd
Walt Kremer Insurance
Business Insurance Agent · Kettering, OH

Serving Kettering, Ohio, Walt Kremer Insurance provides property and liability coverage for small and medium-sized businesses. The agency offers specialized endorsements for equipment breakdown, data breach response, and inland marine exposures to help close coverage gaps for local operators. Risk management advice is included to address common regional concerns. The firm serves retail offices, general warehouses, storage facilities, quick-serve restaurants, and full-service food establishments throughout the Miami Valley.

SD
3970 Shroyer Rd
Simpkins-Dellis Insurance Agency
Business Insurance Agent · Kettering, OH

Simpkins-Dellis Insurance Agency is known in Kettering, OH, for helping local businesses manage their unique risk exposures. The agency works closely with commercial clients to build customized coverage packages that protect property, liability, and daily operations. Understanding the evolving needs of area companies, the firm focuses on matching policies to each enterprise’s scale and industry. For an added layer of protection, the agency can also supply tailored policies for specialized equipment, ensuring broader asset security beyond standard commercial insurance.

WM
4080 Marshall Rd
Walter McFall & Kremer Insurance Agency
Business Insurance Agent · Kettering, OH
(937) 461-2246
mcfallinsurance.com
PI
3017 Sudbury Dr Suite 3
Potomac Insurance Agency
Business Insurance Agent · Kettering, OH
(937) 660-9729
potomacusa.com
OI
2260 E Dorothy Ln
Ohio Insurance Agency
Business Insurance Agent · Kettering, OH
(216) 239-0346

What Does a a Business Insurance Agent in Kettering Cost?

Typical annual premiums for a small business in Kettering range from 500 to 3,000 dollars for general liability insurance. A business owners policy combining property and liability often costs 1,000 to 4,000 dollars per year. Workers compensation premiums in Ohio are determined by the state BWC and vary by industry class code and payroll. These are general estimates; actual costs depend on your specific business risks and coverage limits. This information is general and not insurance advice.

About business insurance agents in Kettering

Business insurance agents in Kettering, Ohio help local companies protect their assets and meet state requirements. Ohio law does not require general liability insurance for most businesses, but it does mandate workers compensation coverage for employers with one or more employees. An agent can help you navigate these rules and find policies that fit your specific operations.

Frequently Asked Questions

What types of business insurance are common for Kettering companies?

Common policies include general liability, property insurance, workers compensation, and commercial auto insurance. Many Kettering businesses also add professional liability or cyber coverage depending on their industry.

Does Ohio require businesses to have workers compensation insurance?

Yes. Ohio law requires most employers with one or more employees to carry workers compensation coverage through the Ohio Bureau of Workers Compensation or a certified self-insuring employer. An agent can help you comply with this state mandate.

How much does business insurance cost for a small business in Kettering?

Costs vary widely based on business type, size, and risk factors. A small retail shop might pay 500 to 1,500 dollars per year for general liability, while a construction contractor could pay 3,000 to 8,000 dollars annually. Workers compensation premiums are set by Ohio BWC based on payroll and classification.

Business Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.