The top-rated business insurance agent in Huber Heights, Ohio is Acceptance Insurance, rated 4.8 stars across 601 reviews. Other highly rated options include Nathan Baker - State Farm Insurance Agent, Ronnie Redd - State Farm Insurance Agent, Tyrone Collier American Family Insurance. This directory lists 10 business insurance agents serving Huber Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 6100 Chambersburg Rd | (937) 235-1450 |
| 2 | Nathan Baker - State Farm Insurance Agent | 7025 Old Troy Pike | (937) 236-9950 |
| 3 | Ronnie Redd - State Farm Insurance Agent | 6571 Brandt Pike | (937) 233-3728 |
| 4 | Tyrone Collier American Family Insurance | 6373 Kittyhawk Commons Dr | (937) 235-9010 |
| 5 | Joel Gruber - State Farm Insurance Agent | 7283 Old Troy Pike | (937) 233-7300 |
| 6 | Macy Agency: Allstate Insurance | 7029 Taylorsville Rd Ste C | (937) 233-4455 |
| 7 | Medicare Advisors | 7760 Brandt Pike | (937) 603-2999 |
| 8 | Roger Crisp - State Farm Insurance Agent | 6022 Old Troy Pike | (937) 233-4504 |
| 9 | Nationwide Insurance: Owen J Estep | 4756 Fishburg Rd | (937) 235-5800 |
| 10 | Farmers Insurance | 4752 Fishburg Rd C | (937) 387-2648 |
Acceptance Insurance in Maple Heights, OH, is known for providing business insurance agent services to local enterprises. It assists commercial clients with general liability, property coverage, and workers’ compensation policies that address common operational risks. The agency also helps businesses assess their insurance needs and secure appropriate protection. For those requiring specialized coverage, Acceptance Insurance can add on professional liability insurance to protect against claims related to errors or omissions in provided services.
Nathan Baker - State Farm Insurance Agent serves businesses in the Huber Heights, Ohio, area by offering commercial insurance solutions. This agency works with local entrepreneurs and company owners to secure adequate coverage for their operations. Business insurance agents in this region help protect against common risks such as property damage and liability claims. Policies are tailored to meet the particular needs of Ohio businesses. The agency specifically handles general liability insurance and commercial property insurance for clients in Huber Heights.
Ronnie Redd - State Farm Insurance Agent in Huber Heights, OH, provides business insurance policies covering general liability, property damage, and workers' compensation for local enterprises. Services include policy reviews to adjust coverage as businesses grow and claims assistance to help navigate the filing process. Maintenance plans involve periodic check-ins to ensure limits remain adequate for current operations. The company serves a range of properties, including single-family homes used for home-based businesses, apartment complexes, retail shops, and restaurants requiring tailored protection.
Tyrone Collier American Family Insurance serves homeowners, businesses, and property managers in the Huber Heights area by offering business insurance agent services for liability, property, and commercial auto coverage. Policies are tailored to protect local entrepreneurs and rental property owners from unforeseen financial risks. The agency assists with risk assessments to help clients choose appropriate coverage limits. Business interruption protection is also available to keep operations stable after a covered event. This agency additionally serves neighboring communities within the broader Dayton metropolitan area, including Vandalia.
Located in Huber Heights, Ohio, Joel Gruber - State Farm Insurance Agent serves the local region and surrounding communities with business insurance needs. The agency handles commercial policies for various enterprises, including general liability and property coverage. This agent works closely with each business owner to assess unique risks and tailor protection plans accordingly. Using detailed consultations, the agency recommends appropriate coverage levels to safeguard company assets and operations efficiently.
Macy Agency: Allstate Insurance in Huber Heights, OH, helps business owners distinguish between one-time policy setups and ongoing service agreements when tailoring commercial coverage. As a business insurance agent, the agency advises on general liability, property protection, and workers compensation for local enterprises. Service coordination runs on either a scheduled renewal cycle or an as-needed basis, depending on the client’s operational demands and specific risk management requirements within the region.
Huber Heights business owners often need guidance through the annual policy review season. Medicare Advisors serves the area as a business insurance agent, helping local companies evaluate coverage for their commercial property and liability exposures. They work with small and mid-sized firms to match policy features with operational risks. An initial review of current coverage and a discussion of business growth plans forms the start of their inspection step.
Roger Crisp - State Farm Insurance Agent in Huber Heights, OH specializes in business insurance policies that protect commercial property, liability, and inventory. It also provides general coverage for small and mid-sized companies, addressing operational risks and legal exposures common to local enterprises. The agent advises businesses on workers’ compensation requirements and commercial auto plans for fleets. During winter months, it helps firms assess hazards from icy parking lots and snow removal operations, ensuring coverage matches seasonal liability changes.
Nationwide Insurance: Owen J Estep provides business insurance coverage for companies in Huber Heights and the surrounding Ohio area. Its specialty includes commercial property and liability insurance, along with customized policies for various operational risks. The agency works with business owners to assess their exposure and build appropriate protection plans. Its commercial services can serve offices, warehouses, and food service establishments.
Farmers Insurance in Huber Heights, Ohio provides guidelines for business owners to secure coverage against property damage and liability claims. It specializes in tailoring policies to account for industry-specific risks through equipment breakdown and cyber liability add-ons. Its agents can help structure a comprehensive plan suited for offices that house sensitive data, warehouses with high inventory turnover, and food service operations facing unique health code challenges.
What Does a a Business Insurance Agent in Huber Heights Cost?
Typical costs for a small business insurance policy in Ohio range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification. A retail store in Huber Heights might pay around 1200 dollars annually for a basic package. This is general information not insurance advice.
About business insurance agents in Huber Heights
Business insurance agents in Huber Heights Ohio help local companies find coverage that fits their needs. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private plan. Agents can also help with general liability commercial property and business auto policies tailored to the Huber Heights market.
Frequently Asked Questions
What types of business insurance do agents in Huber Heights offer?
Agents typically offer general liability commercial property workers compensation and business interruption insurance. They can also provide professional liability and commercial auto coverage.
Is workers compensation insurance required for Ohio businesses?
Yes Ohio law requires most employers with one or more employees to obtain workers compensation coverage. This can be done through the state fund or a certified self-insuring employer program.
How do I choose a business insurance agent in Huber Heights?
Look for an agent licensed in Ohio with experience in your industry. Ask about their knowledge of local risks and whether they work with multiple insurance carriers to compare options.
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