The top-rated business insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 19 business insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 7 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 8 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 9 | Primerica | 3162 Presidential Dr #101 | (937) 426-9426 |
| 10 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
Bud Hillard - State Farm Insurance Agent serves the Fairborn, Ohio area, providing a range of local business insurance solutions for small and mid-sized enterprises. Coverage is tailored to help protect company assets, manage liability risks, and support ongoing operations. The agency assists with commercial auto policies designed for fleets and individual work vehicles. Additionally, it handles general liability insurance to safeguard against common workplace or customer claims.
Mike Baker - State Farm Insurance Agent in Fairborn, OH, provides a full range of business insurance services, including liability, property, and commercial auto coverage. The agency offers ongoing policy reviews and claims assistance to help clients adjust their plans as their businesses evolve. It also provides guidance on risk management to protect local operations. The agency services properties such as single-family homes, apartment buildings, retail stores, and restaurants throughout the Fairborn area.
Jeff Roberts - State Farm Insurance Agent in Fairborn, OH, works with homeowners, local businesses, and property managers in the surrounding area. The agency provides business insurance policies that help protect commercial assets, cover liability risks, and safeguard property investments for small and mid-sized enterprises. Additionally, it offers personalized consultations to tailor coverage to specific business needs and operational structures. This Fairborn-based agency also serves clients in the nearby communities of Beavercreek and the greater Dayton metro region.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding Miami Valley communities. It handles a range of business insurance needs for local enterprises, including liability coverage, property protection, and commercial policies. This agency works to understand each client's specific operations and risk exposures before tailoring appropriate coverage options. To handle a typical job, Flatter Insurance first conducts a thorough review of the business's activities and then presents clear, straightforward policy choices that align with the company's budget and operational requirements.
Kevin Whitten American Family Insurance in Fairborn, OH offers both one-time policy purchases for specific business events and recurring coverage plans for ongoing operations. Their services help local businesses protect assets from common liability and property risks that may arise during daily work. Coverage options are designed to address standard commercial exposures, allowing owners to select appropriate levels of protection. Service operates on an as-needed basis, with clients able to request quotes or policy adjustments whenever their business requirements change.
American National Insurance Co in Fairborn offers business insurance policies addressing liability, property damage, and workers’ compensation for local enterprises. Its agents assist retailers, contractors, and service providers in structuring coverage that matches operational exposures and regulatory requirements. Day-to-day services include policy reviews, claims support, and risk assessments for companies ranging from sole proprietorships to medium-sized firms. As weather-related disruptions become more frequent, the firm helps clients adjust their commercial property protection to account for seasonal storm damage in the Ohio Valley region.
With winter approaching, businesses in Fairborn, OH must prepare for potential cold-weather disruptions. G A Campbell Agency assists local companies by evaluating their unique operational exposures. As a business insurance agent, the agency focuses on crafting coverage that addresses property damage, liability concerns, and income interruption risks common in this region. Their process begins with a thorough on-site inspection to identify specific vulnerabilities and recommend appropriate protection. This initial assessment ensures each policy aligns with the actual needs of the business.
Nationwide Insurance: Brian D Parrett provides business insurance coverage for companies in the Fairborn area. The agency specializes in adding tailored liability and property protections to standard commercial policies. Services can include risk management guidance and loss control advice to help local businesses operate with greater security. The company is capable of serving a wide range of commercial sectors, including offices, warehouses, and food service establishments.
Primerica serves Fairborn, Ohio, residents by helping to manage personal insurance needs for homes and vehicles. The agency also works with local business owners to arrange commercial coverage that protects their operations and assets. Clients in the greater Fairborn area receive professional guidance for selecting appropriate policies tailored to their individual circumstances. A key focus is placed on maintaining ongoing relationships, with agents providing follow-up services to review coverage changes between regular policy renewal visits.
Bankers Life in Fairborn, OH, is known for providing business insurance agent services to local companies, helping them manage risk and secure appropriate coverage. They assist with general liability and property policies tailored to the needs of small and mid-sized enterprises in the area. Their consultations focus on understanding each client’s operations and exposure. Claim support is commonly offered to guide businesses through filing processes. As a specialty service, they can add on professional liability insurance to protect against potential lawsuits from service-related errors.
What Does a a Business Insurance Agent in Fairborn Cost?
Typical costs for a small business insurance policy in Ohio range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and vary by risk class. A home-based business might pay 300 to 800 dollars annually while a restaurant could pay 2,000 to 5,000 dollars. This is general information and not insurance advice.
About business insurance agents in Fairborn
Business insurance agents in Fairborn Ohio help local companies find coverage that meets state requirements. Ohio law mandates workers compensation insurance for most employers through the Ohio Bureau of Workers Compensation. Agents can also help with general liability commercial property and professional liability policies tailored to Fairborn businesses.
Frequently Asked Questions
What types of business insurance are required in Ohio?
Ohio requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I find a business insurance agent in Fairborn Ohio?
You can search online directories or ask other local business owners for referrals. Look for agents who are licensed in Ohio and have experience with your industry. Many agents offer free initial consultations to discuss your needs.
What factors affect the cost of business insurance in Ohio?
Costs depend on your industry business size location claims history and coverage limits. For example a small retail shop in Fairborn may pay less than a construction company. Ohio workers comp rates are set by the state and vary by job classification.
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