The top-rated business insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 business insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves business owners in the Winona, Minnesota area with professional business insurance agent services. The company works with clients to assess their unique commercial risks and secure appropriate coverage policies. Their guidance helps local enterprises protect their assets, from liability concerns to property exposures. In this region, Schmit Insurance Group commonly assists with general liability insurance and workers’ compensation coverage for small and mid-sized businesses.
Anthony Vote - State Farm Insurance Agent in Winona, MN provides a range of business insurance coverage options for local enterprises. Its service approach includes customizing policies to address specific operational risks and providing ongoing support for policy adjustments. Clients have access to routine policy reviews to ensure their coverage adapts to business changes. The agency works with a variety of property types found in the region, including single-family homes used for home-based businesses, apartment buildings, and commercial establishments such as retail stores and restaurants.
A.J. Kanz American Family Insurance serves business owners, property managers, and entrepreneurs in the Winona area by offering various commercial insurance policies, such as general liability and property coverage. Local companies seeking customized risk protection can meet with an agent to review their specific operational needs. Claims support and policy adjustments are available throughout the life of the contract. The agency also covers clients in the neighboring communities of Goodview and Stockton, Minnesota.
Strategic Insurance Group serves business owners in Winona and the surrounding communities of southeastern Minnesota. It handles commercial insurance needs such as liability coverage, property protection, and workers’ compensation policies tailored for local enterprises. The agency reviews each client's operations to identify unique risk factors. It then compares options from multiple carriers to build a customized policy that balances adequate coverage with practical budget constraints.
Steve Young Agency Inc American Family Insurance specializes in business insurance, including general liability and commercial property coverage. It serves companies throughout Winona, MN, by assessing their risk exposures and customizing policies accordingly. An agent helps local retailers, tradespeople, and other enterprises secure protection for daily operations. During the winter season, the agency assists businesses with coverage for potential ice damage or snow-related liability claims.
As winter weather threatens Winona storefronts and vehicles, business owners seek reliable coverage against seasonal disruptions. Wunderlich Insurance Agency provides business insurance for local companies in Winona, Minnesota, helping them manage liability, property, and income risks common to the area. Their work includes reviewing current policies to identify gaps that a winter storm or customer injury could create. A typical first step with this agency involves scheduling a property inspection to assess the physical assets needing protection.
Some business insurance clients need a one-time policy to cover a single event or project, while others require ongoing, annually renewed liability and property coverage. State Farm Insurance in Winona, MN, offers business insurance that helps protect local enterprises from common operational risks. A business agent here can analyze a company’s exposures and tailor coverage accordingly. This agent’s services run on either a scheduled, as-needed, or one-time basis depending on the type of policy and the client’s changing needs.
Farm Bureau Financial Services Steve Jansen provides comprehensive protection for businesses in Winona, Minnesota, helping local owners manage general liability and property coverage to safeguard their operations. To address unique exposures, the agency specializes in business interruption insurance and inland marine coverage for equipment and inventory. This independent service works with a variety of commercial sectors, including professional offices, warehouses for storage or distribution, and full-service food establishments requiring tailored risk management.
Farmers Insurance - David Jensen in Winona, MN is known for providing business insurance coverage to local enterprises. The agency offers a range of standard policies, including general liability and commercial property, that help protect company assets and operations. Tailored options can address the specific risks faced by small and medium-sized businesses. An add-on specialty that owners may consider is business interruption insurance to help maintain income during unexpected shutdowns.
Serving residents as WA Group, formerly Winona Agency, this business insurance provider assists homeowners and renters in Winona, Minnesota. Commercial coverage options support local small businesses, retail shops, and professional offices throughout the surrounding area. The agency evaluates each client's unique risk exposure and tailors policy recommendations accordingly. Annual policy reviews help identify any changes in coverage needs, and prompt claim assistance is available from a local office. Follow-up service ensures clients can adjust their insurance between regular scheduled visits.
What Does a a Business Insurance Agent in Winona Cost?
Typical costs for a small business insurance package in Minnesota range from 500 to 3,000 dollars per year for general liability and property coverage. Workers compensation premiums vary by industry and payroll with rates set by the Minnesota Department of Labor and Industry. A Winona agent can provide quotes tailored to your business. This is general information not insurance advice.
About business insurance agents in Winona
Business insurance agents in Winona Minnesota help local companies find coverage that meets state requirements and protects against common risks. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain policy options for your specific industry and business size.
Frequently Asked Questions
What types of business insurance are required in Minnesota?
Minnesota requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a qualified business insurance agent in Winona?
You can search the Minnesota Department of Commerce license lookup to verify an agent is licensed. Local referrals from other business owners or the Winona Area Chamber of Commerce can also help you find an agent familiar with regional industries.
What factors affect the cost of business insurance in Winona?
Costs depend on your industry payroll claims history and coverage limits. For example a small retail shop may pay less than a construction contractor. Minnesota weather risks like hail or winter storms can also influence property insurance premiums.
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