The top-rated business insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 18 business insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Executive Title Northwest | 586 Dodge Ave NW | (763) 241-1331 |
| 10 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota, area as a business insurance agent. The firm helps local companies and entrepreneurs protect their assets with customized coverage solutions. Their work involves evaluating commercial risks and matching policies to each client’s unique operational needs. They handle commercial auto insurance for vehicles used in a business. They also guide entrepreneurs through the process of obtaining general liability coverage to protect their companies against common lawsuits.
Wayne Swart’s agency in Elk River provides a range of business insurance options, including general liability, property coverage, and workers’ compensation. It offers customized policy reviews with service plans that help clients adjust their protection as their business evolves. Ongoing maintenance includes periodic portfolio check-ins to address new risks. The agency serves diverse local properties such as single-family homes, apartments, retail storefronts, and restaurants.
The Pampusch Agency serves homeowners, businesses, and property managers seeking business insurance in Elk River, Minnesota. It provides commercial coverage solutions to protect local companies from operational risks and liability exposures commonly faced in the area. Clients rely on the agency to tailor policies that address their specific industry needs and financial constraints. The immediate team evaluates each business’s unique circumstances to recommend appropriate protection plans. The firm also extends its services to clients in the nearby communities of Rogers and the greater northwest Twin Cities metro region.
North Central Insurance Agency serves Elk River and the surrounding communities throughout Sherburne County and central Minnesota. It handles business insurance for local operations, including general liability, property coverage, and workers’ compensation policies. The agency works closely with each business owner to review their specific risks and operational needs. For a typical job, it begins by assessing the client’s current exposures and then compares coverage options from multiple carriers to secure a suitable policy.
Elk Agency Insurance serves businesses in Elk River and the surrounding area by distinguishing between one-time policy setups for immediate liability and recurring, ongoing coverage for operations such as property, general liability, and workers’ compensation. These commercial insurance solutions protect against common local risks including weather-related damage and workplace accidents. Their agency support is available on a scheduled or as-needed basis to address renewals, policy adjustments, and emerging coverage needs throughout the year.
As local businesses in Elk River prepare for seasonal shifts in traffic and liability, Pentagon Insurance offers coverage tailored to their evolving needs. This agency specializes in advising small retailers and service providers on policies that protect against property damage and common lawsuits common to the area while keeping premiums manageable. After an initial risk consultation, the agent visits the client’s location to inspect the premises and document existing safety measures as the foundation for a customized quote.
Specializing in commercial property, liability, and workers’ compensation coverage, Bonnie Koste Agency Inc American Family Insurance provides business insurance agency services in and around Elk River, MN. It works with local companies seeking protection at every stage of their operations. As winter approaches, the agency helps business owners assess snow removal liability and frost-related property damage risks to maintain steady operations through the cold months.
Forthright Insurance LLC provides commercial insurance options for businesses in Elk River, MN. The agency helps clients manage risk through general liability, property coverage, and additional specialty lines for industry-specific exposures. Agents work to assemble policies that address operational needs such as equipment breakdown and cyber liability. The firm is equipped to serve a range of commercial sectors, including offices, warehouses, and food service establishments.
Executive Title Northwest offers residential insurance solutions in Elk River, Minnesota, helping homeowners protect their most important investments. The agency also provides commercial coverage for local businesses, arranging liability and property policies tailored to specific needs. Their service area includes Elk River and the surrounding communities, ensuring clients receive attentive support. Between regular policy reviews, the agency follows up to confirm coverage adjustments as conditions change, assisting customers with endorsements or claims assistance as needed for consistent protection.
Patriot Insurance Brokers, based in Elk River, MN, is known for connecting local businesses with essential commercial coverage. Their range extends from general liability and property insurance to workers’ compensation and commercial auto policies. They guide business owners through risk assessments to identify appropriate coverage limits and deductibles. A separate specialty service they provide is professional liability insurance, which defends against claims of negligence or errors in service delivery.
What Does a a Business Insurance Agent in Elk River Cost?
Typical costs for a small business insurance policy in Minnesota range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll often costing 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance adds 500 to 2000 dollars annually for most small businesses. These are general estimates and your actual cost will depend on your business size location and claims history. This information is for educational purposes and is not professional insurance advice.
About business insurance agents in Elk River
Business insurance agents in Elk River Minnesota help local companies find coverage for property damage general liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. An agent can review your specific risks and recommend policies from multiple carriers.
Frequently Asked Questions
What types of business insurance are common in Elk River?
Common policies include general liability commercial property and workers compensation. Many Elk River businesses also need commercial auto insurance if they use vehicles for work. A local agent can help you bundle coverages for better rates.
Does Minnesota require business insurance for all companies?
Minnesota does not require general liability insurance but does require workers compensation for most employers with one or more employees. If you have a commercial vehicle Minnesota law requires commercial auto insurance. An agent can explain all legal requirements for your industry.
How do I choose a business insurance agent in Elk River?
Look for an agent who works with multiple insurance carriers and has experience with your type of business. Ask about their knowledge of Minnesota specific regulations like the state workers compensation system. Compare quotes from at least two agents to find the right fit.
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