The top-rated business insurance agent in Bloomington, Minnesota is Stephanie Fetzer - State Farm Insurance Agent, rated 5.0 stars across 739 reviews. Other highly rated options include Walser Insurance Group, Sam Sand - State Farm Insurance Agent, Farmers Insurance - Austin Miller. This directory lists 17 business insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Fetzer - State Farm Insurance Agent | 2111 W 90th St | (952) 881-4000 |
| 2 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 3 | Sam Sand - State Farm Insurance Agent | 8714 Lyndale Ave S | (612) 351-3848 |
| 4 | Farmers Insurance - Austin Miller | 2120 W Old Shakopee Rd | (952) 253-9907 |
| 5 | Brent Mohlenhoff - State Farm Insurance Agent | 8714 Lyndale Ave S | (952) 881-0907 |
| 6 | Arcadia Insurance Group | 8400 Normandale Lake Blvd #920 | (952) 856-6074 |
| 7 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 8 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 9 | Farmers Insurance - Burkel Insurance Agency | 10800 Lyndale Ave S Suite 214 | (952) 897-0783 |
| 10 | Aklog Asfaw Agency | 900 American Blvd E #206 | (952) 854-4762 |
Stephanie Fetzer - State Farm Insurance Agent serves the Bloomington, Minnesota, area and surrounding communities as a provider of business insurance coverage. This agency helps local business owners manage their financial risks by offering tailored policies designed to protect commercial assets and operations. Common coverages arranged through this office include liability protection and property insurance for small to medium-sized enterprises. Commercial auto policies and general liability insurance are specific services this agency handles for area businesses.
Walser Insurance Group offers a full range of business insurance services, including general liability, property coverage, and workers' compensation. It works with clients to develop service and maintenance plans that help businesses manage their annual coverage reviews and policy adjustments. Serving the Bloomington, Minnesota area, the agency focuses on understanding each enterprise’s operational risks to provide appropriate protection solutions. Its clients include single-family homes used for business, apartment complexes, retail stores, and restaurants.
Sam Sand – State Farm Insurance Agent in Bloomington, Minnesota, serves homeowners, businesses, and property managers in the local area. The office provides business insurance coverage, helping commercial clients protect their assets, manage liability risks, and secure appropriate policies for their operations. As a local agent, Sam Sand works to understand each business’s unique needs and offers ongoing support for policy questions and claims. The agency also extends its coverage and services to neighboring communities throughout the southern Minneapolis–Saint Paul metro region, including Richfield and Edina.
Farmers Insurance - Austin Miller serves the Bloomington, Minnesota, area and surrounding communities with business insurance coverage. It handles a broad range of commercial policies, including general liability and property protection tailored to local enterprises. For each typical client, the agency conducts a detailed risk assessment to identify specific vulnerabilities and then matches those needs with appropriate coverage options from its carrier portfolio.
Brent Mohlenhoff - State Farm Insurance Agent in Bloomington, MN distinguishes between one-time policies for specific projects and recurring service options that provide ongoing liability protection for businesses. Property coverage can secure physical assets, while general liability insurance addresses third-party claims for bodily injury or property damage. Professional liability coverage assists with errors or omissions in provided services. Service runs on an as-needed basis, allowing clients to schedule policy reviews or updates according to their evolving business requirements.
As snowfall blankets Bloomington each winter, small businesses face heightened risks from ice dams and slip-and-fall claims. Arcadia Insurance Group helps local entrepreneurs consider policies that address seasonal disruptions and liability concerns. Beyond snow and ice coverage, this business insurance agent reviews property protection for storefronts and equipment, along with general liability tailored to the needs of retail shops and service providers in the Minneapolis suburbs. Adjusting safety protocols can reduce premiums, and Arcadia begins every new relationship with a thorough inspection of the client’s property and operations.
Alexander & Haberman Agency, LLC in Bloomington offers tailored business insurance policies for local enterprises, including general liability and commercial property coverage. It also works with clients to design comprehensive packages that address industry-specific risks and operational needs. As seasonal weather shifts affect the region, the agency helps businesses review and adjust their coverage against potential storm damage and winter-related disruptions that could impact daily operations.
James M King Insurance assists residential clients in Bloomington with personal property coverage before pivoting to address the specific risks business owners face, including general liability and commercial property protection. Serving small and mid-sized enterprises throughout the region, the agency works to understand each operation's unique exposures to recommend appropriate policy structures. Following the initial setup of commercial or residential coverage, the firm actively conducts periodic reviews with clients, coordinating renewals and policy adjustments between regular scheduled visits to keep protection current.
Farmers Insurance - Burkel Insurance Agency in Bloomington, MN, is known for tailoring business insurance policies to protect local companies from common operational risks. Its service range includes general liability, commercial property, and workers’ compensation coverage for small to mid-sized enterprises in the area. The agency helps business owners evaluate their unique exposures and secure appropriate policies to safeguard assets. As a specialty service, it can add on commercial auto insurance for company fleets or delivery vehicles.
What Does a a Business Insurance Agent in Bloomington Cost?
Typical costs for a small business insurance policy in Minnesota range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting around $1,000 per year for low risk office work. Commercial auto insurance for a single vehicle can cost $1,200 to $2,500 annually. These are general estimates and your actual cost will depend on your specific business operations location and claims history. This is general information not insurance advice.
About business insurance agents in Bloomington
Business insurance agents in Bloomington Minnesota help local companies find coverage that meets state requirements. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can guide you through options for general liability property and commercial auto policies tailored to your business.
Frequently Asked Questions
What types of business insurance are required in Minnesota?
Minnesota requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required for any vehicle owned or used by the business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Bloomington?
Look for an agent who is licensed in Minnesota and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their familiarity with Bloomington specific risks like weather events or local zoning rules.
Can a business insurance agent help with Minnesota specific regulations?
Yes a qualified agent can explain Minnesota laws such as the state specific workers compensation classification system. They can also advise on coverage for seasonal weather damage or liability related to Minnesota premises liability statutes.
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